Here are some tips to save money during festive seasons:

• Make a budget and stick to it. Determine how much you can realistically spend on festivities and gifts ahead of time. Track your spending to avoid overspending.
• Shop early and look for sales. If you shop well in advance, you can keep an eye out for bargains and discounts both online and in-stores. Sign up for email alerts about sales.
• Use coupons and cash-back apps when shopping. Look for promo codes and printable coupons for both online and in-store purchases. Apps like Rakuten can get you cash back.
• Buy generic or dollar store versions of decor items. You can find festive decor at discount stores for much less. Stick to a color scheme you already have items for.
• Make homemade gifts like baked goods or DIY crafts. It’s more affordable and thoughtful.
• suggest Secret Santa gift exchanges to limit the number of people you need to buy for. Draw names so each person buys one gift.
• Take advantage of free activities like public tree lightings, caroling events or holiday parades.
• Travel during off-peak days and times to save on airfare if visiting others.
• Limit eating out and expensive ingredients. Cook festive foods at home on a budget.
• Use credit card rewards to offset seasonal expenses.

Getting into the festive spirit doesn’t have to break the bank. Planning and savvy shopping can help save money.