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Home» Questions»Q 111595
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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

Allison
AllisonKnowledge Seeker
Asked: September 18, 20232023-09-18T15:18:55+00:00 2023-09-18T15:18:55+00:00In: Money & Business

What should we have in mind when investing?

Investing comes with 2 things, profit and lost, it’s either you make profit or you lose. So if you’re investing now, what should you have in mind? Profit or lose? Both?

investmentwhat's on our mind
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5 Answers

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    2025-10-26T15:13:55+00:00Added an answer on October 26, 2025 at 3:13 pm

    I think you need to have both in mind to before you think about going into any investment. One thing about investing is that in most cases there is usually ni guarantee how it would turn out. There are days where you make profit and there are days where you loose. Always consider if you are able toRead more

    I think you need to have both in mind to before you think about going into any investment. One thing about investing is that in most cases there is usually ni guarantee how it would turn out. There are days where you make profit and there are days where you loose. Always consider if you are able to handle the risk that comes with it and always have it in the back of your mind to invest what you are okay with loosing.

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  2. tray599
    tray599 Knowledge Seeker blogger, content writer
    2025-10-26T06:18:49+00:00Added an answer on October 26, 2025 at 6:18 am

    The best and the latest trend is that everyone who venture into investment want nothing but profit. It's that profit that make anyone to invest but before you invest know that investment come with high tendency of risk so I believe that risk need to be calculated properly before you run any investmeRead more

    The best and the latest trend is that everyone who venture into investment want nothing but profit.

    It’s that profit that make anyone to invest but before you invest know that investment come with high tendency of risk so I believe that risk need to be calculated properly before you run any investment.

    Also ensure you understand properly the face of investment which you want to dive into.

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  3. Augusta
    Augusta Enlightened Mentor
    2025-10-26T03:28:10+00:00Added an answer on October 26, 2025 at 3:28 am

    They are different things one needs to know before investing. One should know that there's always high risk with investmenIt's as such one should be careful where and how one is investing. One should know that it is good to mostly invest money you can do with or can afford to lose when the investmenRead more

    They are different things one needs to know before investing. One should know that there’s always high risk with investmenIt’s as such one should be careful where and how one is investing.

    One should know that it is good to mostly invest money you can do with or can afford to lose when the investmenIt’s go bad or south. Because a lot of times investmenIt’s don’t come out successfully

    If possible it is good to have a Mentor that can guide you in your investmenIt’s journey

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  4. Precious
    Precious Knowledge Seeker KIDI CARE
    2023-09-18T17:57:16+00:00Added an answer on September 18, 2023 at 5:57 pm

    It is true that investment comes with risk, it's also important to have the risk in mind when investing, investment come with profit, if you invest your money in a good and legit platform, it will surely bring out your capital and profit. So bad, investment also come with lost, some people do put otRead more

    It is true that investment comes with risk, it’s also important to have the risk in mind when investing, investment come with profit, if you invest your money in a good and legit platform, it will surely bring out your capital and profit.

    So bad, investment also come with lost, some people do put others in victim, creating fake platform scamming people to invest and promise high investment which end up running away with people money.

    It’s also important to determined your investment goals because it will help you carefully research the platform you want to Invest your money.

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  5. yusra
    yusra Trusted Adviser
    2023-09-18T17:47:02+00:00Added an answer on September 18, 2023 at 5:47 pm

    Here are some key things to keep in mind when investing: - Risk tolerance - Determine your appetite for risk. More aggressive investments like stocks offer higher potential returns but also more volatility. Conservative options like bonds have lower returns but less risk. - Time horizon - Consider yRead more

    Here are some key things to keep in mind when investing:

    – Risk tolerance – Determine your appetite for risk. More aggressive investments like stocks offer higher potential returns but also more volatility. Conservative options like bonds have lower returns but less risk.

    – Time horizon – Consider your timeframe for needing the money. Longer time horizons allow you to ride out market swings and invest more aggressively. Short term needs call for safer investments.

    – Diversification – Spread your investments across different asset classes (stocks, bonds), market sectors (tech, industrial), geographies, etc. This reduces overall risk. Don’t put all your eggs in one basket.

    – Fees and expenses – Minimize investment fees which eat into returns. Index funds and ETFs offer diversification at low cost.

    – Taxes – Be thoughtful of tax implications of different investment accounts and assets. Use tax-advantaged accounts like 401ks and IRAs when possible.

    – Starting early – Time allows your money to grow exponentially thanks to compounding. Investing early, even small amounts, pays off over decades.

    – Dollar cost averaging – Invest consistently over time vs. lump sums. This smooths out market volatility and takes emotion out of investing.

    – Active vs passive – Weigh benefits of active investing (higher potential outperformance) against higher costs and tax consequences. Passive index funds offer simplicity.

    – Goals – Invest based on specific financial goals like retirement, college savings, etc. to ensure your money is working for your needs.

    – Balance – Don’t put all investments in one basket. Maintain a balanced portfolio aligned to your risk, return and liquidity needs.

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