A standard homeowners insurance policy covers certain losses but not others. What perils and property are typically covered by a basic policy? What common exclusions, gaps, and losses would not be covered? How can you supplement gaps in your policy with additional riders or specialty insurance?
Lost your password? Please enter your email address. You will receive a link and will create a new password via email.
Homeowners insurance typically covers property damage caused by perils like fire, hail, windstorm, and theft. It also usually includes liability coverage in case someone is injured on your property and you are deemed responsible. However, homeowners insurance does not cover certain types of damage,Read more
Homeowners insurance typically covers property damage caused by perils like fire, hail, windstorm, and theft. It also usually includes liability coverage in case someone is injured on your property and you are deemed responsible. However, homeowners insurance does not cover certain types of damage, such as floods, earthquakes, and normal wear and tear. Additionally, it may not cover certain high-value items like jewelry or artwork, or damage caused by intentional acts or negligence.
See less