Whether you should buy motorbike insurance or car insurance depends on various factors, including your personal preferences, needs, budget, and circumstances. Here are some points to consider when making your decision:

1. **Experience:** If the person you’re considering insurance for is an inexperienced driver or rider, a motorbike might be riskier due to the added challenges of balancing, maneuvering, and the vulnerability of riding on two wheels. In this case, starting with a car could be a safer option.

2. **Usage:** Consider how the vehicle will be used. If the person needs to commute longer distances or transport passengers frequently, a car might offer more convenience and comfort. On the other hand, if they’re comfortable with the challenges of riding a motorbike and will mostly use it for shorter trips, a motorbike could be a viable option.

3. **Cost:** Generally, motorbike insurance tends to be less expensive than car insurance, especially for new and young drivers. However, the specific cost will depend on various factors, including the make and model of the vehicle, the rider’s age, location, and more.

4. **Lifestyle:** Consider the rider’s lifestyle and preferences. Some people enjoy the freedom and thrill of riding a motorbike, while others might prefer the safety and enclosed space of a car.

5. **Weather:** The weather in the UK can be unpredictable, and motorbike riding might be less feasible in adverse conditions. A car can provide more protection from the elements.

6. **Training:** If the person is new to riding a motorbike, it’s essential to undergo proper training and acquire the necessary skills. Safe riding courses can help improve their confidence and safety on the road.

7. **Safety:** Motorbikes can be riskier in terms of accidents due to their smaller size and reduced visibility to other drivers. Car accidents tend to have higher survival rates than motorcycle accidents. Safety should be a primary consideration.

8. **Insurance Rates:** Before making a decision, obtain insurance quotes for both options. Compare the costs, coverage options, and any potential discounts available for the specific vehicle and the rider’s circumstances.

Ultimately, the decision between motorbike and car insurance depends on the individual’s comfort level, preferences, and practical needs. It’s important to carefully weigh the pros and cons of each option and make an informed decision based on what suits them best.