Yes, it is generally possible for an individual to get a personal loan from First Bank PLC in Nigeria, subject to meeting eligibility criteria and the bank’s lending policies. Here are some key points:

– First Bank offers personal loans to salaried individuals as well as self-employed professionals and business owners.

– To qualify, you typically need to be 21-60 years old, have a satisfactory credit score, and a reliable source of income. Minimum income requirements may apply.

– For salaried applicants, First Bank usually requires at least 6 months of continuous employment with the current employer along with a valid staff ID card.

– Self-employed individuals need to provide proof of business registration documents, financial statements, and tax clearance certificates.

– Loan amounts, interest rates, fees, and repayment terms depends on your profile, income, credit score, loan purpose, and the specific loan product.

– Application involves submitting your personal and financial details along with required documents. This will be reviewed based on the bank’s credit policies.

– First Bank may offer secured loan options for higher amounts, where you pledge assets like fixed deposits or property as collateral.

– Final loan approval, terms and conditions are at the sole discretion of First Bank based on due diligence.

So in summary, First Bank does extend personal loans to individuals in Nigeria if they meet the eligibility criteria. The loan amount, rates, fees and terms will vary case-by-case.