How do you realistically stick to your budget?
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The first step to making a realistic budget is to create one that reflects your current reality ... not an unrealistic one (or unhealthy). In order to create a budget that reflects your current reality, you must first keep track of your income and expenses so you can separate what is necessary fromRead more
The first step to making a realistic budget is to create one that reflects your current reality … not an unrealistic one (or unhealthy). In order to create a budget that reflects your current reality, you must first keep track of your income and expenses so you can separate what is necessary from what is discretionary (needs vs. wants), and determine how much you can spend on each category of expense without feeling stressed or having to stretch yourself too thin. Use tools such as reminders (alarms), budgeting software, or just a piece of paper and pencil to keep track of your daily expenses so that you do not get caught up in impulse purchasing; plan your purchase or save some money before spending. Make sure to do regular reviews/changes to your budget to ensure it continues to be realistic and attainable.
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