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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

Augusta
AugustaEnlightened Mentor
Asked: September 5, 20252025-09-05T18:13:50+00:00 2025-09-05T18:13:50+00:00In: Banks, Cards & Fintech Help

Debit or credit card? Which should be most used

Do you have both debit and credit. Which do you think we need to use more and why?

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3 Answers

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    2025-09-05T18:25:01+00:00Added an answer on September 5, 2025 at 6:25 pm
    This answer was edited.

    Unfortunately i do not have access to both a debit card and a credit card so I have only one choice here, but in a situation where i have to choose i think i we go with a debit card. This is because i am spending my own money, I don't have to worry about paying back overtime as with a credit card. IRead more

    Unfortunately i do not have access to both a debit card and a credit card so I have only one choice here, but in a situation where i have to choose i think i we go with a debit card. This is because i am spending my own money, I don’t have to worry about paying back overtime as with a credit card. I believe this is why choosing a debit card is a better choice.

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  2. eldavis
    eldavis Enlightened Mentor Graphic designer
    2025-09-05T18:25:53+00:00Added an answer on September 5, 2025 at 6:25 pm

    Unfortunately i do not have access to both a debit card and a credit card so I have only one choice here, but in a situation where i have to choose i think i we go with a debit card. This is because i am spending my own money, I don't have to worry about paying back overtime as with a debit card. IRead more

    Unfortunately i do not have access to both a debit card and a credit card so I have only one choice here, but in a situation where i have to choose i think i we go with a debit card. This is because i am spending my own money, I don’t have to worry about paying back overtime as with a debit card. I believe this is why choosing a credit card is a better choice compared to a credit card

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  3. @ALA
    @ALA Knowledge Seeker I'm A Student, But Future BILLIONAIRE!
    2025-09-05T18:37:22+00:00Added an answer on September 5, 2025 at 6:37 pm

    To decide between debit and credit, prioritize your financial habits and goals. And also Debit cards are ideal for daily spending, pulling directly from your account to avoid debt. Credit cards, when used responsibly, offer rewards, fraud protection, and credit score boosts due to some circumstancesRead more



    To decide between debit and credit, prioritize your financial habits and goals. And also Debit cards are ideal for daily spending, pulling directly from your account to avoid debt. Credit cards, when used responsibly, offer rewards, fraud protection, and credit score boosts due to some circumstances that going

    Pay off credit balances monthly to avoid interest. Use debit for small, routine purchases to stay within budget. Reserve credit for larger, planned expenses or emergencies. Ultimately, debit suits simplicity, but credit, used wisely, maximizes benefits to some extents.

    This is only way to differentiate that.

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