Yes, you can take out a loan to help start a business. Some common options include:

• SBA small business loans – The U.S. Small Business Administration guarantees loans made by approved lenders to help entrepreneurs. Low down payments and competitive rates.
• Business credit cards – Business credit cards allow you to spread startup costs over time with flexible repayment options. Compare cards to get the best incentives like 0% intro APR.
• Bank/credit union loans – Local banks and credit unions may offer small business loans and lines of credit with reasonable rates. Existing banking relationships can help secure approval.
• Equipment financing – Financing for startup equipment, machinery, or vehicles specifically through a lender. Payments are stretched out over fixed periods.
• Invoice financing – Get funding based on unpaid customer invoices. The lender advances you cash against those invoices to improve business cash flow.
• Term loans – Issued for a fixed amount and set repayment schedule. Useful for major startup costs like real estate.
• Business lines of credit – Revolving credit lines allow flexible access to cash as needed while only paying interest on what’s used.
• Personal loans – An option if you have strong personal credit and get approved for a personal loan used for business purposes.
• Crowdfunding platforms – Creates access to capital by pooling many backers together. Useful for niche projects.
• Friends/family loans – Those close to you may offer loans with more flexible terms than institutional lenders.

Leveraging debt in a controlled manner can give your business the startup runway it needs while spreading out expenses over time.