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Is it possible to lose the amount I’ve contributed to my Roth IRA if the investments I choose decline in value, or does the Roth IRA protect my principal contributions while only potential earnings and growth can be lost due to market volatility?
It is possible to lose the amount you've contributed to your Roth IRA if the investments you choose decline in value. The Roth IRA does not offer any protection for your principal contributions. However, potential earnings and growth can be lost due to market volatility, which does not affect the prRead more
It is possible to lose the amount you’ve contributed to your Roth IRA if the investments you choose decline in value. The Roth IRA does not offer any protection for your principal contributions. However, potential earnings and growth can be lost due to market volatility, which does not affect the principal contributions. The performance of your investments determines the overall value of your Roth IRA.
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