Looking at your current financial situation, are you satisfied with how you have been managing your personal finances up to this point? Do you feel you have a solid budget, savings plan, investment strategy, and approach to debt in place or do you think improvements could be made? What changes might lead to a happier financial picture?
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Right now, I am not really happy about how I am managing my personal finance. I do make a budget and know my priority expenses. But still, I am not so good at working with self discipline to stick with my budget. I still find myself spending outside my limits and using my savings on unnecessary thinRead more
Right now, I am not really happy about how I am managing my personal finance. I do make a budget and know my priority expenses. But still, I am not so good at working with self discipline to stick with my budget. I still find myself spending outside my limits and using my savings on unnecessary things.
So one thing I need to improve on is self discipline in spending money. I also need to work on improving my debt management. I sometimes take loans for luxury uses and that is not great.
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