There are so many people who almost drowned in debt. But we cannot blame them, in fact, I also experienced this when I borrowed money from the bank. I was almost drowned. It is simply because if failed to pay a single month, the interest surcharge. It was hard for me to fight the bank why charging me that so high. In order to set free from the supposed doomed life of debt, I worked harder. I applied as an insurance agent and luckily got sufficient training and licensing. So, I attacked the world of prospecting,  and fortunately, I was able to close 1000 clients. They got a group personal life insurance and got a commission that amounted to P100,000 ( $2000 USD). I was on Cloud 9 at that time when I received my commission and was congratulated by the insurance manager. The next day, I went to the bank and paid and the manager was feeling aghast about my payment of P 55,000 ( 1,100 ) cash. 

We should not stop believing in ourselves that we have the guts and ability to solve a crucial problem without tears to abide but mind to decide. There are many ways to be debt-free. Let us just look around and see our sources of money-making like insurance selling, fruits selling, veggies selling, cooked food selling, and more. They are only the few I mentioned, many are still around needing your hands to toil. It could be seeing the festive resources on the web like what we are doing now on this site earning for some dollars to earn to incur some needs.