Home»student account opening
  1. Asked: July 28, 2025In:

    Which bank is fastest for student account opening?

    Ibiwari George
    Ibiwari George Newcomer

    From my experience and what I’ve seen among students in Lagos and Abuja, the fastest banks to open student accounts online in 2025 are: Kuda Bank – Truly digital. You can open an account in under 5 minutes via the app, with just your phone, BVN, and valid ID. No branch visit needed. Opay – Also fastRead more

    From my experience and what I’ve seen among students in Lagos and Abuja, the fastest banks to open student accounts online in 2025 are:

    • Kuda Bank – Truly digital. You can open an account in under 5 minutes via the app, with just your phone, BVN, and valid ID. No branch visit needed.
    • Opay – Also fast and mostly paperless. The app lets you create an account and order a card easily. Card delivery might take 2–3 weeks though.
    • GTBank – With their GTWorld app, account opening is almost instant online, but sometimes they ask you to visit a branch to verify your ID for full functionality.
    • FirstBank – Their Firstmonie Student Account can be opened quickly via app or USSD (*894#), but card activation and full services can take longer.

    Pro Tip:
    If you’re in school, check if your institution partners with a bank for on-campus registration drives. Many times, banks like Zenith or Access Bank set up pop-up registration stalls that get you instant verification.
    Challenge:
    Try opening a Kuda or Opay account today. They’re mobile-first and save you the usual bank queue stress. Just ensure your BVN is active and details match your ID to avoid delays.

    See less