As a civil servant it is very possible to run a business of your own, personally i would advice anyone to startup s business. The truth of the matter is that the cost of living keeps increasing from time to time and relying on a single source of income might not be able to cover all your expenses. Having a business of your own helps in expanding your sources of income. The best part about this is also the fact that you have a second option to fall back to it there is delay in payment or any issue as a civil servant. You can simply startup a business that does not require you to always be prevent or one that gives you enough time to do other things. Working online is a great way to achieve this.