Actually the requirements to get a loan from a microfinance bank can vary depending on the specific institution and the type of loan you are applying for but here are some common requirements you may encounter, you’ll typically need to provide a valid government-issued photo ID, such as a driver’s license, passport, or national ID card. Many microfinance banks require proof of your residential address, which can be a utility bill, lease agreement, or other official documents in your name and you’ll need to complete a loan application form provided by the microfinance bank. This form gathers information about your personal and financial details.