Yes, you can open a GTBank account online in 2025 without stepping into any branch, but it depends on the type of account you’re trying to open.
Here’s how it works:

• Via GTWorld App or GTBank Mobile App: Download either app, click “Open Account,” and fill in your name, phone number, BVN, and ID details. Your account number is generated instantly.
• Through USSD: Dial 7370# and follow the prompt. This method gives you a basic savings account with limited features.
• Via GTBank website: Visit gtbank.com, navigate to the “Open Account” section, and fill the online form.

However, to fully activate the account for transactions above the CBN Tier 1 limit (₦50,000 single deposit, ₦300,000 max balance), you’ll need to upload or submit a valid ID, passport photo, and sometimes utility bill. This can often be done through the app or email—no need to enter a branch.
Blunt Advice:
GTBank still occasionally requests branch visits if there’s an error, identity mismatch, or if your BVN is flagged. So while it’s possible to open the account fully online, keep your ID and BVN info accurate and consistent.
Challenge:
Try setting it up via GTWorld. If your BVN is already linked to another GT account or another bank, errors may pop up. Double-check all your records before applying.