How to deal with debt when you can’t pay is to adopt workable solutions

If you’re behind on your bills, don’t wait to  get a call from the creditors you owe money to. Start by  Doing the calling  before a debt collector gets involved. You need to call and tell your creditors what’s going on, and try to work out a new payment plan with lower payments you can manage.

But if not consider your options, whether it’s applying for a debt consolidation loan,or credit counseling but whichever way just do something

You can writes off unsecured debts if you cannot repay them. Any assets like a house or car may be sold.