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If you’re looking for the cheapest HMO in Lagos, here are some options that are affordable and commonly used: 🏥 1. Reliance HMO Price: From ₦3,500/month Coverage: Basic outpatient, emergency care, and some tests. Pros: Fast signup via app, decent hospital network in Lagos. Cons: Limited cover underRead more
If you’re looking for the cheapest HMO in Lagos, here are some options that are affordable and commonly used:
🏥 1. Reliance HMO
Price: From ₦3,500/month
Coverage: Basic outpatient, emergency care, and some tests.
Pros: Fast signup via app, decent hospital network in Lagos.
Cons: Limited cover under the cheapest plan.
🏥 2. AXA Mansard
Price: From ₦3,000/month for individual plans.
Coverage: Basic consultation, drugs, tests, and some specialist care.
Pros: Reputable brand, wide coverage.
Cons: Cheapest plans have restrictions on hospitals.
🏥 3. Hygeia HMO
Price: From ₦4,000/month
Pros: Good network, reliable service.
Cons: Cheaper plans may not include dental or surgery.
💡 TIP:
Before subscribing, always:
Check the hospital list near your location
Understand what tests, treatments, or surgeries are excluded
Consider paying quarterly or annually for discounts
If you just want emergency and basic care, Reliance HMO is usually the cheapest and easiest to start with online. But if you want more robust cover, consider AXA Mansard or Hygeia.
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