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Loan and Debt Help

Get real answers to your loan and debt questions from people like you. Learn about legit loan apps, low-interest options, repayment tips, blacklisted lenders, and how to escape loan harassment.

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  1. Asked: August 27, 2025In: Loan and Debt Help

    How can I stay debt free

    Carpon
    Best Answer
    Carpon Expert Mind Hustler
    Added an answer on August 27, 2025 at 10:53 am

    Staying debt free begins with your personal determination to actually become free financially because it has some people that do not even work towards becoming financially buoyant and free from all kinds of loans and things like debt You need to also put in something things an adopting character andRead more

    Staying debt free begins with your personal determination to actually become free financially because it has some people that do not even work towards becoming financially buoyant and free from all kinds of loans and things like debt

    You need to also put in something things an adopting character and attitudes that will reduce your chances of getting into any financial difficulty that will lead you into loan and debt

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  2. Asked: August 7, 2025In: Loan and Debt Help

    Will not paying back my easimoni loan affect me now or later?

    De Mogul
    De Mogul Expert Mind A student
    Added an answer on August 26, 2025 at 5:58 pm

    Some of people have collected money from many online loan givers and have not paid them back at all and some even said they will never payback. While most of this loan givers always threaten to take the offenders to court or maybe affect their credit record I don't think they can actually do that. SRead more

    Some of people have collected money from many online loan givers and have not paid them back at all and some even said they will never payback.
    While most of this loan givers always threaten to take the offenders to court or maybe affect their credit record I don’t think they can actually do that.

    Since they have been no case of an offender being taken to the court I don’t think they can do anything.

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  3. Asked: August 16, 2025In: Loan and Debt Help

    Should I apply for NELFUND?

    De Mogul
    De Mogul Expert Mind A student
    Added an answer on August 24, 2025 at 11:35 pm

    I think it is very important to partake in what others are doing and also benefit from it. If you are not from a rich family then I think it is very important and necessary for you to pick up the scholarship and better your education. It is very encouraging that every month they give an allowance ofRead more

    I think it is very important to partake in what others are doing and also benefit from it.

    If you are not from a rich family then I think it is very important and necessary for you to pick up the scholarship and better your education.
    It is very encouraging that every month they give an allowance of 20,000 Naira which is a very huge help to a lot of student because they can use it to feed themselves for a month.
    They also pay your school fees.

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  4. Asked: August 6, 2025In: Loan and Debt Help

    How can one be able to stay out of debt

    Carpon
    Carpon Expert Mind Hustler
    Added an answer on August 24, 2025 at 10:55 am

    Personally I believe that staying out of debt begins with an intentional effort and decision on the side of the person to adopt proper financial habits that will give no room for getting broke or falling victim of any emergency that requires you to collect a loan There is a need for the individual tRead more

    Personally I believe that staying out of debt begins with an intentional effort and decision on the side of the person to adopt proper financial habits that will give no room for getting broke or falling victim of any emergency that requires you to collect a loan

    There is a need for the individual to also understand that in order to stay out of debt one needs to work actively to make money and so nobody should be lazying and expect to stay afloat

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  5. Asked: August 23, 2025In: Loan and Debt Help

    Where can I find loan to collect?

    Carpon
    Best Answer
    Carpon Expert Mind Hustler
    Added an answer on August 24, 2025 at 9:28 am

    There are commercial banks out there that do business by giving out loans which will be paid back with interest. You can therefore get a loan from any of them. Also there are mobile Banks, for loans of lesser amount that they can also give. Then to avoid mismanagement and misusing any money you getRead more

    There are commercial banks out there that do business by giving out loans which will be paid back with interest. You can therefore get a loan from any of them. Also there are mobile Banks, for loans of lesser amount that they can also give.

    Then to avoid mismanagement and misusing any money you get because most people end up misusing loaned money, you make sure that before you collect any loan you plan something tangible to do with it

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