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Banks, Cards & Fintech Help

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Home»Banks, Cards & Fintech Help»Page 15
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Carpon
CarponExpert Mind
Asked: August 2, 2025In: Banks, Cards & Fintech Help

What is the best way to propose to a lady you want to marry

relationship tips
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  1. De Mogul
    De Mogul Expert Mind A student
    Added an answer on August 7, 2025 at 7:59 pm

    If you meet someone new and you think you like her, planning you wedding should be in your mind immediately and that's shows that you are serious in the relationship and are in love. They are alot of way of proposing love and marriage to someone you love but it is better and easier when you understaRead more

    If you meet someone new and you think you like her, planning you wedding should be in your mind immediately and that’s shows that you are serious in the relationship and are in love.
    They are alot of way of proposing love and marriage to someone you love but it is better and easier when you understand the person and knows what the person loves the more.

    If she loves privacy or would like a big party

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Tered
TeredNewcomer
Asked: August 4, 2025In: Banks, Cards & Fintech Help, Crypto & Forex

Why is Binance not working with Nigerian banks again?

binance nigeria binancebinance not workingnigeria banks
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  1. Anonymous
    Anonymous
    Added an answer on August 6, 2025 at 12:48 am

    You know why Binance is no dey work with Nigerian banks? Na both regulatory pressure and trust issues. Back in 2021, CBN banned banks from handling crypto exchanges—so banks dey avoid Binance transactions just to stay safe. That ban was supposedly lifted in December 2023, but the regulatory tensionRead more

    You know why Binance is no dey work with Nigerian banks? Na both regulatory pressure and trust issues. Back in 2021, CBN banned banks from handling crypto exchanges—so banks dey avoid Binance transactions just to stay safe. That ban was supposedly lifted in December 2023, but the regulatory tension never went away. In early 2024, the very security authorities blocked Binance’s website and P2P transfers, blaming it for messing up the naira rate and forex stability. Not long after, Binance stopped accepting naira deposits or withdrawals and started converting users’ Naira balances into USDT. So even if CBN made a U-turn with the VASP license, Binance still can’t fully work with local banks because of ongoing legal drama and trust gaps. Nigerian users now mostly use peer exchanges, crypto bridges, or foreign accounts to access services.

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Ebiye Tubor
Ebiye Tubor
Asked: August 4, 2025In: Banks, Cards & Fintech Help

Is saving money in Piggyvest better than a bank?

money in piggyvestpiggyvestsaving money in piggyvest
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  1. Avarose
    Avarose Enlightened Mentor
    Added an answer on August 5, 2025 at 8:35 am

    For some people, saving with Piggyvest can be better than using a regular bank because it helps you save more consistently with automatic withdrawals and often offers higher interest rates. Plus, it’s super easy to manage right from your phone, which makes sticking to your savings goals easier. ThatRead more

    For some people, saving with Piggyvest can be better than using a regular bank because it helps you save more consistently with automatic withdrawals and often offers higher interest rates. Plus, it’s super easy to manage right from your phone, which makes sticking to your savings goals easier. That said, banks are generally safer for larger amounts since they’re regulated and insured. So, if you want a convenient way to save smaller amounts regularly, Piggyvest is a solid choice but for bigger savings or long-term security, a traditional bank might be a safer bet.

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Carpon
CarponExpert Mind
Asked: August 2, 2025In: Banks, Cards & Fintech Help

Do you prefer to use commercial bank account or mobile bank account

commercial bankmobile banksopay
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  1. De Mogul
    De Mogul Expert Mind A student
    Added an answer on August 4, 2025 at 6:50 pm

    Both commercial banks and some online banking fintech that we know are actually the same because they have almost the same feature.    The reason why some people think that the fintech who are into banking and finance are much better is because of how fast they are which is one of the advantageRead more

    Both commercial banks and some online banking fintech that we know are actually the same because they have almost the same feature. 

     

    The reason why some people think that the fintech who are into banking and finance are much better is because of how fast they are which is one of the advantage.

    So for that reason alone I think I will always go for the online banking apps like opay

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Carpon
CarponExpert Mind
Asked: August 2, 2025In: Banks, Cards & Fintech Help

I made a transfer and the money is yet to land, what can I do to get my money fast

transfer glitch
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  1. De Mogul
    De Mogul Expert Mind A student
    Added an answer on August 4, 2025 at 6:47 pm

    When things like this happen I don't think there is anything you can do to make the one a reflect in your bank account faster other than just wait and lay complain to the proper channel. Which is the reason why it is always better and wise to use very good network when you are trying to transfer monRead more

    When things like this happen I don’t think there is anything you can do to make the one a reflect in your bank account faster other than just wait and lay complain to the proper channel.

    Which is the reason why it is always better and wise to use very good network when you are trying to transfer money to different account because sometimes bad networks also affect how fast and the transaction goes

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Carpon
CarponExpert Mind
Asked: August 2, 2025In: Banks, Cards & Fintech Help

How do I create a PayPal account in Nigeria

paypal in nigeria
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  1. Anonymous
    Anonymous
    Added an answer on August 2, 2025 at 10:45 pm

    Step 1: Sign Up on PayPal Nigeria Go to paypal.com/ng, choose Business Account, enter your email, phone number, and address. Accept the terms and confirm via email. Step 2: Link a Valid Card Use a Visa or Mastercard—Verve cards usually fail. PayPal charges a small verification fee ($1–$2) to confirmRead more

    Step 1: Sign Up on PayPal Nigeria
    Go to paypal.com/ng, choose Business Account, enter your email, phone number, and address. Accept the terms and confirm via email.

    Step 2: Link a Valid Card
    Use a Visa or Mastercard—Verve cards usually fail. PayPal charges a small verification fee ($1–$2) to confirm the card. Confirm via OTP from your SMS.

    Step 3: How to Receive Money
    Since Nigerian PayPal accounts are limited to sending only, to receive money you have three options:
    • Open a PayPal Business account under an eligible country (Lesotho, South Africa, UAE).
    • Use Flutterwave Business—enable PayPal on your checkout page and receive payments that way.
    • Receive payments, then withdraw via Payoneer, Wise, Skrill, Binance P2P.

    You cannot withdraw directly to a Nigerian bank from PayPal. Always use one of the exchange or withdrawal services mentioned.

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Adebanjo Tunde
Adebanjo TundeNewcomer
Asked: July 31, 2025In: Banks, Cards & Fintech Help, Money & Business

How to receive Fiverr payment in Nigeria without Payoneer?

fiverrfiverr paymentpayoneer
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  1. Rume Olias
    Rume Olias Newcomer
    Added an answer on August 2, 2025 at 6:45 pm

    You can receive Fiverr payment in Nigeria without Payoneer by linking your Fiverr account to a Domiciliary bank account or using alternatives like Wise, Grey, or Barter. These platforms support international transfers and can help you convert earnings to Naira smoothly. Here are your main options: 1Read more

    You can receive Fiverr payment in Nigeria without Payoneer by linking your Fiverr account to a Domiciliary bank account or using alternatives like Wise, Grey, or Barter. These platforms support international transfers and can help you convert earnings to Naira smoothly.

    Here are your main options:

    1. Fiverr Revenue Card (powered by Payoneer): Since this requires Payoneer, skip if you want a true alternative.

    2. Bank Transfer to Domiciliary Account:

    Add your domiciliary USD account to Fiverr via bank transfer (if available).

    Supported Nigerian banks: GTBank, Zenith, First Bank.

    You’ll receive wire transfers (SWIFT); confirm your bank accepts Fiverr payouts.

    3. Use Wise (formerly TransferWise):

    Open a USD receiving account with Wise.

    Link it on Fiverr under “Bank Transfer” (if Fiverr allows Wise as recipient).

    Transfer your dollars to your Nigerian bank or convert at black market rate using crypto or peer exchanges.

    4. Use Grey.co or Chipper Cash:

    Both provide virtual USD accounts for freelancers.

    Link your Grey account to Fiverr, receive USD, then withdraw to your Nigerian bank account.

    Real-life trick from a freelancer in Enugu:
    He links Fiverr to his Grey USD account, withdraws to his local Wema Bank account, then changes USD via P2P on Binance to avoid ridiculous bank rates.

    Warning: Fiverr sometimes restricts bank methods for Nigerian users. If you can’t see “Bank Transfer” as an option, you may need to try again later or contact Fiverr support to enable it.

    In summary, use Wise, Grey, or a domiciliary account — they’re your cleanest alternatives to Payoneer if you want to enjoy full Fiverr withdrawal without stress.

     

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Ibiwari George
Ibiwari GeorgeNewcomer
Asked: July 28, 2025In: Banks, Cards & Fintech Help

My Opay account is blocked — how do I recover it?

accountbank accountblocked opay accountopayopay account is blocked
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  1. Rume Olias
    Rume Olias Newcomer
    Added an answer on July 31, 2025 at 11:02 pm

    You can recover a blocked Opay account by verifying your identity and contacting their support—resolution usually takes 24 to 48 hours. Answered by: Grace_Medina (Real user experience tone) I know how frustrating it is when your Opay account suddenly gets blocked. My cousin in Warri faced this lastRead more

    You can recover a blocked Opay account by verifying your identity and contacting their support—resolution usually takes 24 to 48 hours.

    Answered by: Grace_Medina (Real user experience tone)

    I know how frustrating it is when your Opay account suddenly gets blocked. My cousin in Warri faced this last year. His was due to password errors and an old SIM swap. But he fixed it in two days after doing these steps:

    1. Open the Opay app, go to Me > Support > Customer Service, and explain what happened. Attach a screenshot of the error.

    2. Or just call their hotline: 0700 888 8328. You can also message them on WhatsApp. Provide your full name, Opay phone number, and the BVN you used.

    3. If they ask for ID, upload your NIN slip or any valid ID to confirm you’re the real owner.

    4. Monitor your phone and email—support usually replies within 48 hours.

    If your account was flagged due to suspected fraud or wrong transfers, don’t rush to open a new one. Opay links accounts via BVN, so trying to outsmart the system might block you permanently.

    Plenty people don’t know say support dey respond faster if you give them all the info upfront. So no dull—just follow the process sharp-sharp.

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Osamudiamen Eweka
Osamudiamen Eweka
Asked: July 28, 2025In: Banks, Cards & Fintech Help

Which bank is fastest for student account opening?

bank accountfast accountstudent account openingstudent acocunt
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  1. Rume Olias
    Rume Olias Newcomer
    Added an answer on July 31, 2025 at 10:29 pm

    GTBank is currently one of the fastest banks for opening a student account in Nigeria, especially if you start online or through their mobile app. Answered by: Jerry_E (Student in UniBen – 300 level) I opened my GTBank GTCrea8 account in less than 15 minutes using their app—no stress. All I needed wRead more

    GTBank is currently one of the fastest banks for opening a student account in Nigeria, especially if you start online or through their mobile app.

    Answered by: Jerry_E (Student in UniBen – 300 level)

    I opened my GTBank GTCrea8 account in less than 15 minutes using their app—no stress. All I needed was my school ID, phone number, and BVN. After submitting, I got my account number instantly and picked up my ATM card at the branch later that week.

    Here are other good options too:

    Access Bank Student Account (Solo Account) – Takes 1–2 working days if done in-branch.

    First Bank XploreFirst – Requires physical form filling but works well for NYSC and students under 25.

    Opay or PalmPay – Not traditional banks, but they allow fast account creation without documents. Useful if you just need to receive or send money quickly.

    But GTBank still stands out for speed and usability. Just download the app and follow the steps—if you already have BVN, it’s straightforward.

    Naija wahala too much—no let long bank queue frustrate your academic runs. Go for the ones that respect your time.

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Osamudiamen Eweka
Osamudiamen Eweka
Asked: July 28, 2025In: Banks, Cards & Fintech Help

How do I get my PVC if I lost the original?

lost pvcpvcstolen pvc
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  1. Adebanjo Tunde
    Adebanjo Tunde Newcomer
    Added an answer on July 31, 2025 at 10:19 pm

    If you lost your original PVC (Permanent Voter's Card), you can get a replacement from INEC by applying for a reprint at your local INEC office. It’s not automatic, but it’s possible. What to Do: 1. Go to your local INEC office (the one near where you registered). 2. Tell them your PVC is missing anRead more

    If you lost your original PVC (Permanent Voter’s Card), you can get a replacement from INEC by applying for a reprint at your local INEC office. It’s not automatic, but it’s possible.

    What to Do:

    1. Go to your local INEC office (the one near where you registered).

    2. Tell them your PVC is missing and you want a reprint.

    3. You’ll fill a form with your personal details — name, date of birth, polling unit, and possibly your VIN (if you still have it saved or noted somewhere).

    4. INEC will verify your identity in their system using your biometrics.

    5. If confirmed, they’ll give you a slip and tell you when to return for the reprinted card.

    A guy in my area lost his PVC just before the last elections. He walked into the INEC office at Alimosho LGA, explained what happened, and they told him to return in two weeks for the reprint. He didn’t need to register again — they used his old data.

    Note: You can’t do this online. You must go in person, and you can’t get a new PVC if you’re already in the register.

    No lie, e fit stress small, but it’s better than being unable to vote. Keep a soft copy of your VIN number next time — it saves you time.

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