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Banks, Cards & Fintech Help

Ask and answer questions on banking, credit cards, digital payments, and fintech services worldwide

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Home»Banks, Cards & Fintech Help»Page 16
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Tolu Adebayo
Tolu Adebayo
Asked: July 28, 2025In: Banks, Cards & Fintech Help

Why is Palmcredit saying “loan under review” for days?

loapalmcreditpalmcredit loan
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  1. Ibiwari George
    Ibiwari George Newcomer
    Added an answer on July 28, 2025 at 11:08 pm

    You’re not alone if your Palmcredit app has been stuck on "loan under review" for days. Here's what might be happening: 1. Risk checking and credit scoring delaysPalmcredit runs your info through automated systems to verify BVN, bank details, and credit behavior. If anything looks unclear or your reRead more

    You’re not alone if your Palmcredit app has been stuck on “loan under review” for days. Here’s what might be happening:
    1. Risk checking and credit scoring delays
    Palmcredit runs your info through automated systems to verify BVN, bank details, and credit behavior. If anything looks unclear or your repayment history is inconsistent, the system delays your approval.
    2. Data inconsistency or missing records
    Issues like inactive SIMs, mismatched BVN details, or unverified bank accounts can trigger prolonged reviews. If you switched phones recently or reinstalled the app, it might also reset your loan history tracking.
    3. Pushed loans or account anomalies
    Some users report getting credited without applying, usually due to activity from their Easybuy account. That alone can delay or cancel new applications until everything is balanced.
    4. Internal delays or manual verification
    Palmcredit sometimes manually reviews accounts during peak periods, especially when fraud detection is active or their system is under stress.
    What you should do:

    • Log into the app and contact support inside the Help Center
    • Email: palmcredit.support@newedgefinance.com
    • Call: 02017001000
    • If it stays longer than 5 days, report to FCCPC or consider uninstalling the app until resolved

    Raw Warning:
    Do not ignore the “under review” message. If they eventually disburse and you don’t notice, you’ll be charged interest on what you didn’t request. Many users have been shocked with repayment reminders for loans they never got alerts for.
    Value Tip:
    Always screenshot everything—review messages, app status, and alerts. Palmcredit is a licensed lender but has a record of user complaints. Protect yourself.

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Ibiwari George
Ibiwari GeorgeNewcomer
Asked: July 28, 2025In: Banks, Cards & Fintech Help

How to get free 500MB from Airtel without promo code?

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  1. Brumi Kom
    Brumi Kom Newcomer
    Added an answer on July 28, 2025 at 11:06 pm

    Your answer is awaiting moderation. Airtel occasionally offers free data promotions, but these are typically limited-time offers and may require specific actions to qualify. One such method to potentially receive free data is by downloading and registering on the My Airtel App. Some users have reporRead more

    Your answer is awaiting moderation.

    Airtel occasionally offers free data promotions, but these are typically limited-time offers and may require specific actions to qualify. One such method to potentially receive free data is by downloading and registering on the My Airtel App. Some users have reported receiving free data bonuses upon completing the registration process.

    Steps to Try:

    1. Download the My Airtel App:
      • Visit the Google Play Store or Apple App Store and search for “My Airtel App.”
      • Download and install the app on your smartphone.
    2. Register or Log In:
      • Open the app and either register a new account or log in if you already have one.
      • Ensure that you provide accurate information during the registration process.
    3. Complete Any Required Actions:
      • Follow any prompts or instructions within the app to complete the registration or verification process.
      • Some users have reported receiving free data bonuses after completing these steps.Nairaland

    Note: Availability of free data promotions may vary, and not all users may receive the bonus. It’s advisable to check the app regularly for any new offers or promotions.

    Alternative Methods:

    If the above method doesn’t yield results, consider exploring Airtel’s official data plans and offers:

    • Airtel Data Plans: Visit the Airtel Data Plans page to explore various data packages that suit your needs.
    • Airtel SmartTrybe: Dial *312# and select option 1 to migrate to the SmartTrybe tariff plan, which offers discounted data bundles and other benefits.

    Important: Always ensure that any actions you take to receive free data are in line with Airtel’s terms and conditions. Avoid using unauthorized methods or third-party services that claim to offer free data, as these may violate Airtel’s policies and could result in penalties or loss of service.

    Final Tip: Regularly check the My Airtel App and Airtel’s official channels for the latest offers and promotions. Engaging with Airtel’s official platforms ensures that you receive legitimate and safe benefits.

    Let me know if you need further assistance or information on Airtel’s services.

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Nwachukwu Blessing
Nwachukwu Blessing
Asked: July 28, 2025In: Banks, Cards & Fintech Help

Which POS machine is the cheapest to get in Nigeria in 2025?

cheap nigeria posnigeria pospospos machine
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  1. Brumi Kom
    Brumi Kom Newcomer
    Added an answer on July 28, 2025 at 10:48 pm

    In 2025, the cheapest POS machine you can get without stress is from Moniepoint. They’re still offering it for around ₦21,500 with easy onboarding and low daily targets. The thing I like about them is that once you meet the transaction requirement, you don’t get charged hidden fees like some other pRead more

    In 2025, the cheapest POS machine you can get without stress is from Moniepoint. They’re still offering it for around ₦21,500 with easy onboarding and low daily targets. The thing I like about them is that once you meet the transaction requirement, you don’t get charged hidden fees like some other platforms.

    If you’re just starting out, Opay is also a strong option. You can get their mini POS for between ₦15,000 to ₦20,000 depending on your agent. But the full Android type costs more. Some people say Palmpay gives out free POS—yes, but only if you’re hitting serious targets monthly. If you don’t, they’ll collect it back or fine you.

    From experience, I’d say don’t chase the cheapest blindly. Look at how fast it works, how easy it is to get support, and how much they’ll deduct per transaction. Cheap POS with bad support can frustrate your customers and kill your street credibility.

    If you’re serious about the business, go for one with low charges and stable uptime. It’s better to invest once than replace POS every few months.

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Tolu Adebayo
Tolu Adebayo
Asked: July 28, 2025In: Banks, Cards & Fintech Help

Which loan app can give me ₦100,000 without BVN in Nigeria?

₦100000 without bvn in nigeria100k loanbvn
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  1. Okon Edidiong
    Okon Edidiong Newcomer
    Added an answer on July 28, 2025 at 5:51 pm

    Nobody wey serious go do that. All this “no BVN” loan talk na mostly fake or setup. The real apps dey protect their money. Any app wey tell you say ₦100k dey possible without BVN: Go ask for access to all your contacts Fit disgrace you if you no pay Go hit you with interest wey go make you shout BetRead more

    Nobody wey serious go do that. All this “no BVN” loan talk na mostly fake or setup. The real apps dey protect their money.
    Any app wey tell you say ₦100k dey possible without BVN:

    • Go ask for access to all your contacts
    • Fit disgrace you if you no pay
    • Go hit you with interest wey go make you shout

    Better still, give them BVN, use legit apps like Carbon or FairMoney, and borrow small-small till your limit grow. That’s the honest route.

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Tolu Adebayo
Tolu Adebayo
Asked: July 28, 2025In: Banks, Cards & Fintech Help

Which app is better for instant loan — Carbon or Fairmoney?

bank loancarbon or fairmoneyinstant loanloan
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  1. Good-guy
    Good-guy Newcomer
    Added an answer on July 28, 2025 at 4:00 pm
    This answer was edited.

    None of the loan apps are good. All of them charge interest money and interest is a really bad thing. It increases your debt and it has a major ikoa t in your overall savings. Moroever, these loan apps are notorious for collecting and selling personal data and this can also lead to problems relatedRead more

    None of the loan apps are good. All of them charge interest money and interest is a really bad thing. It increases your debt and it has a major ikoa t in your overall savings. Moroever, these loan apps are notorious for collecting and selling personal data and this can also lead to problems related to identify theft and data leak. I have noticed that there have been many cases where the mafia behind such kind of loan apps even blackmail the borrower. This can lead to misuse of personal data in an inappropriate manner. Authorities are powerless against such kind of loan apps, it seems.

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