Lost your password? Please enter your email address. You will receive a link and will create a new password via email.
Connect with like-minded individuals, ask questions, share ideas, and participate in discussions on a variety of topics.
Lost your password? Please enter your email address. You will receive a link and will create a new password via email.
Please briefly explain why you feel this question should be reported.
Please briefly explain why you feel this answer should be reported.
Please briefly explain why you feel this user should be reported.
Ask and answer questions on banking, credit cards, digital payments, and fintech services worldwide
Can i use mobile bank accounts for official purposes
While opay is a legal and registered financial organization here in Nigeria, it is generally not accepted for most official uses like receiving salaries, applying for government grants or even using your transaction records to apply for a travel visa. This is because opay is not considered as a commRead more
While opay is a legal and registered financial organization here in Nigeria, it is generally not accepted for most official uses like receiving salaries, applying for government grants or even using your transaction records to apply for a travel visa. This is because opay is not considered as a commercial bank. For official use, it is best to use well known commercial banks.
See less5 minute online loan without BVN in Nigeria
It is possible to get a loan with without your bvn but it only happens when you are collecting that loan from fintech on Google Play store. Nowadays almost everything is linked up, our phone numbers and our bank details almost can be used to track people down. But you have to know that the loan youRead more
It is possible to get a loan with without your bvn but it only happens when you are collecting that loan from fintech on Google Play store.
Nowadays almost everything is linked up, our phone numbers and our bank details almost can be used to track people down.
But you have to know that the loan you can connect without a bvn can never be more than 5,000 naira and this is even after you have gain a little bit of their trust my pay the money you borrowed earlier
See lessI need a loan of 50,000 naira without bvn
I really think it is hard to get a loan that does not require bvn. Most banks require bvn before the approve any transaction because it helps them keep a track record of the person's full data and how to locate the person. I believe a lot of company who are lending money out to people will be scaredRead more
I really think it is hard to get a loan that does not require bvn.
Most banks require bvn before the approve any transaction because it helps them keep a track record of the person’s full data and how to locate the person.
I believe a lot of company who are lending money out to people will be scared and can never do it even if it was meant for charity.
But you can get some other small apps like opay and also Palmpay to know if you can be given secret
See lessMy card got swallowed by the ATM what do I do?
A lot of people face this challenge when they go to use an ATM machine to collect money from, but fortunately they have been an upgrade to how cryptocurrency works and other things. If your ATM card has been swallowed by the ATM machine then it is very necessary for you to enter the bank immediatelyRead more
A lot of people face this challenge when they go to use an ATM machine to collect money from, but fortunately they have been an upgrade to how cryptocurrency works and other things.
See lessIf your ATM card has been swallowed by the ATM machine then it is very necessary for you to enter the bank immediately and ask them to help you collect your card work because it was valued by the machine
How can I open a Paypal account in Nigeria
Having a PayPal account is very important in someone's life and they are ways to open it in other countries but it is very hard to do so in Nigeria. I have a PayPal account but using it to make reasonable transactions are a very big challenge. I think the reason why Nigerians don't have access to PaRead more
Having a PayPal account is very important in someone’s life and they are ways to open it in other countries but it is very hard to do so in Nigeria.
See lessI have a PayPal account but using it to make reasonable transactions are a very big challenge.
I think the reason why Nigerians don’t have access to PayPal is due to defaudulent activities that most of our citizens are into
Which is safer getting a new account online or offline
I personally feel it's better to get an account offline and this is because you'll have people to talk to and tell them what you really want and the features you like for your account. Also when you go to the Bank yourself you don't have to worry about any mistake because byou you will have someoneRead more
I personally feel it’s better to get an account offline and this is because you’ll have people to talk to and tell them what you really want and the features you like for your account.
Also when you go to the Bank yourself you don’t have to worry about any mistake because byou you will have someone who will be guilding you on what to do.
It also is better because the account you’ll open offline is bigger band better due the fact it can contain more money
See lessBenefits of having an ATM card
ATM is a very good tool that helps Alot terms of making very important transactions. It has alot of advantages over other means of making transfer. This is because you don't need the internet to use it . It also helps us to be able to walk around without cash which is good for security reasons. WhenRead more
ATM is a very good tool that helps Alot terms of making very important transactions.
It has alot of advantages over other means of making transfer. This is because you don’t need the internet to use it .
It also helps us to be able to walk around without cash which is good for security reasons.
See lessWhen you’re buying from the market you don’t have to use your phone or start counting your cash, but just give the cashier card and you’re done
How to apply for a NIN slip online without visiting the registration center?
You can’t fully apply for a fresh NIN online in Nigeria without visiting a center, but if you already enrolled and just need your slip, you can handle that online. Someone who misplaced their NIN slip in Abuja simply went to the NIMC website, downloaded the NIMC Mobile ID app, and used their NIN pluRead more
You can’t fully apply for a fresh NIN online in Nigeria without visiting a center, but if you already enrolled and just need your slip, you can handle that online.
Someone who misplaced their NIN slip in Abuja simply went to the NIMC website, downloaded the NIMC Mobile ID app, and used their NIN plus phone number to log in.
The app generated a digital version of the slip which they printed at a cybercafé for bank use. If you haven’t registered before, you’ll still need to do biometrics at a center—online only works for printing or reprinting the slip, not for first-time enrollment.
See lessHow do i get access to a working PayPal here in Nigeria?
You can’t open a PayPal that fully sends and receives in Nigeria yet, but there are workarounds. On the official PayPal Nigeria site, you’re only allowed to send and pay international merchants, not receive. Some freelancers in Abuja who needed to get paid by foreign clients used PayPal accounts regRead more
You can’t open a PayPal that fully sends and receives in Nigeria yet, but there are workarounds. On the official PayPal Nigeria site, you’re only allowed to send and pay international merchants, not receive.
Some freelancers in Abuja who needed to get paid by foreign clients used PayPal accounts registered in countries like Lesotho or UAE with their Nigerian details—opened using a VPN, then linked to a dollar card from GTBank or UBA Africard. Another option is to skip PayPal and use platforms that support Nigeria directly like Payoneer or Wise, which let you get USD, GBP, or EUR accounts and withdraw to your Nigerian bank.
If you must use PayPal, linking it with a domiciliary account or a virtual card from Barter by Flutterwave or Chipper Cash usually helps it work without issues.
See lessHow do I verify a bank account number to avoid fraud before sending money?
You can verify a bank account number in Nigeria using the NIBSS Bank Verification System. For example, if you want to send money to someone claiming to be in Abuja, you can go on your bank’s mobile app or use a USSD code like 5650# (for BVN-linked details) to confirm the account name matches the numRead more
You can verify a bank account number in Nigeria using the NIBSS Bank Verification System. For example, if you want to send money to someone claiming to be in Abuja, you can go on your bank’s mobile app or use a USSD code like 5650# (for BVN-linked details) to confirm the account name matches the number provided.
Apps like Paystack, Flutterwave, and Remita also have account verification tools—you just input the account number and bank, and it shows the registered account name. If the name displayed doesn’t tally with who you’re dealing with, that’s a red flag. Many people got scammed during the “Covid palliative food” era because they didn’t double-check before transferring, so always confirm first.
See less