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Is it important for me to keep track of my spendings?
Yes, keeping track of your expenses is very important. It comes with several benefits and the most important one being that you are spending mindfully and with great awareness. That ensures that you are going in the right direction, and when you aren't, you will notice easily what you are doing wronRead more
Yes, keeping track of your expenses is very important. It comes with several benefits and the most important one being that you are spending mindfully and with great awareness. That ensures that you are going in the right direction, and when you aren’t, you will notice easily what you are doing wrong.
Having records of your expenditure will help you in creating a budget. This is because you have a record of what you spend on and how much they likely cost. Therefore, you can use it to guide your future expenditure.
See lessShould we send our kids to expensive schools?
When it comes to education, quality matters a lot. And even though most expensive schools promise quality, you could find cheaper schools that provide quality too. Therefore, you should do your research first to identify the school that has the best quality for your children's education. Your abilitRead more
When it comes to education, quality matters a lot. And even though most expensive schools promise quality, you could find cheaper schools that provide quality too. Therefore, you should do your research first to identify the school that has the best quality for your children’s education.
Your ability to pay for education matters too, so as you research also consider what will work best for your budget. Finding a balance between quality and affordability matters most.
See lessDid you know how someone can make money from music?
People are making money through music in different ways. One of them is having a YouTube channel where you post your music. You could write your own music or sing covers of other people's music, or better still focus on both. Then grow your channel to start making money from it. The more you get recRead more
People are making money through music in different ways. One of them is having a YouTube channel where you post your music. You could write your own music or sing covers of other people’s music, or better still focus on both. Then grow your channel to start making money from it.
The more you get recognition from people who love your music, you can be invited to ceremonies and shows to perform. That is another avenue to earn from your singing. Most people start music as a hobby but end up making good income off of it.
See lessHow Many Insurance Plans Should an Individual Buy?
I think you should have insurance plans that are significant for you. For instance, you cannot buy a motor vehicle insurance when you don't have a car or a motorbike. If you are running a business, you should definitely insure it with an affordable plan that the business can pay for itself. PersonalRead more
I think you should have insurance plans that are significant for you. For instance, you cannot buy a motor vehicle insurance when you don’t have a car or a motorbike. If you are running a business, you should definitely insure it with an affordable plan that the business can pay for itself.
Personal insurance policies like health and life insurance are very important for everyone. Whether you are running a small business or are working anywhere, you should prioritize them as they are the most important.
See lessDo Young People Consider Insurance?
I don't think most young people consider insurance as important, especially if they have not studied business and finance well. They will be doing business as a way to make profit only, not considering the importance of insuring it against some risks. Yet it is a very important thing for all businesRead more
I don’t think most young people consider insurance as important, especially if they have not studied business and finance well. They will be doing business as a way to make profit only, not considering the importance of insuring it against some risks. Yet it is a very important thing for all businesses to do. Most of these young people end up learning the importance of insurance after the risks have happened.
See lessHow To Start a Real Estate Business as a Beginner?
I don't think formal education is really necessary for you to start a real estate business. You just need skills to advertise your property and convince buyers to buy or rent. To start this business, you need a huge amount of money and so you should be ready with that. You also need to choose the tyRead more
I don’t think formal education is really necessary for you to start a real estate business. You just need skills to advertise your property and convince buyers to buy or rent. To start this business, you need a huge amount of money and so you should be ready with that. You also need to choose the type of real estate you want to get into. It could be investing in residential property or agriculture. Then learn real estate skills that apply to your chosen niche and go ahead to your investment.
See lessHow To Maintain a Passive Income?
The best way to manage a passive income source is to always make time to see how things are going with it. It could be passive but that does not mean that you just abandon it completely. It is best to check on it from time to time in order to notice any issues and solve them before you lose your pasRead more
The best way to manage a passive income source is to always make time to see how things are going with it. It could be passive but that does not mean that you just abandon it completely. It is best to check on it from time to time in order to notice any issues and solve them before you lose your passive income. For instance, you need to keep checking on your rental houses and do any maintenance needed in order to satisfy your tenants.
You also need to keep investing so as to maintain your passive income and keep it for long. For the instance of trading as a passive income source, you need to increase your portfolio by reinvesting profits and adding more funds from time to time.
See lessAre You Currently Earning a Passive Income?
I am not making any passive income right now but it is a dream that I am hoping to come true soon. Currently, I am paying off some loan and when I am done, I want to start investing in a money market fund account. With that, I understand that you can make some good compound interest as the years goRead more
I am not making any passive income right now but it is a dream that I am hoping to come true soon. Currently, I am paying off some loan and when I am done, I want to start investing in a money market fund account. With that, I understand that you can make some good compound interest as the years go by.
I am also planning to start cryptocurrency trading. I know it is a complex earning method but I am ready to learn everything I need to start earning. That can be a very good passive income source for me.
See lessWhy Are There So Many YouTubers?
YouTube has really grown so big for sure. Not only are people using it to post videos but they are also active viewing other people's videos. Personally, I love watching videos and reading people's comments which are usually so many. It makes it really enjoyable that so many people are active in theRead more
YouTube has really grown so big for sure. Not only are people using it to post videos but they are also active viewing other people’s videos. Personally, I love watching videos and reading people’s comments which are usually so many. It makes it really enjoyable that so many people are active in the comment section. Those alone make you learn even more than you did in the video.
YouTube videos have also been essential in my knowledge and skills development. One area I want to improve on is my productivity and financial literacy and YouTube videos have been really good in helping me learn.
See lessWhat do You Need to Start a Successful YouTube Channel?
Having a YouTube channel is indeed a very good side hustle. It helps you earn a very good amount of money and it can even grow into a passive income source. To start a successful channel, you need to invest in good devices such as a phone with high quality camera, a laptop, a tripod stand, a good caRead more
Having a YouTube channel is indeed a very good side hustle. It helps you earn a very good amount of money and it can even grow into a passive income source. To start a successful channel, you need to invest in good devices such as a phone with high quality camera, a laptop, a tripod stand, a good camera(though you can get started with just a phone that can record videos) and softwares that are used to edit videos.
You also need to invest in videography skills and learning how to use those softwares. Then you need to choose a niche that you know so much about. A topic that you love a lot and won’t find it hard to research and come up with ideas for your videos.
See less