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Mika
MikaExpert Mind
Asked: August 6, 2023In: credit cards, Money & Business

Are Debit Cards Better Than Credit Cards?

Between a debit card and a credit card, which do you think is better in terms of managing your expenses or paying for products, services, and other purchases? A lot of people believe that debit cards are better because you ...Read more

Between a debit card and a credit card, which do you think is better in terms of managing your expenses or paying for products, services, and other purchases? A lot of people believe that debit cards are better because you are using your own money and when you use your own money you will be more careful on where to spenbd and what toi buy? Is that so?

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debot cardsmoney managementpersonal finance
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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on May 16, 2026 at 7:40 am

    Debit cards and credit cards both have advantages, but the “better” option depends on how well you manage money. Debit cards help control spending because you use your own money directly from your bank account, making you more careful with purchases. Credit cards, however, offer benefits like rewardRead more

    Debit cards and credit cards both have advantages, but the “better” option depends on how well you manage money. Debit cards help control spending because you use your own money directly from your bank account, making you more careful with purchases. Credit cards, however, offer benefits like rewards, emergency funds, and credit score building if used responsibly. The problem comes when people overspend borrowed money and struggle with repayment. For daily budgeting, debit cards are often safer, while credit cards are better for disciplined users.

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eldavis
eldavisEnlightened Mentor
Asked: May 5, 2026In: credit cards

Are credit cards available in Nigeria?

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on May 16, 2026 at 7:38 am

    In Nigeria there are credit cards that exist but are generally not as popular as a debit card. Only some banks will issue credit cards to customers that earn, employees, business owners or people that have strong banking history. Some of popular credit card providers issued by banks in Nigeria incluRead more

    In Nigeria there are credit cards that exist but are generally not as popular as a debit card. Only some banks will issue credit cards to customers that earn, employees, business owners or people that have strong banking history. Some of popular credit card providers issued by banks in Nigeria include GTBank, Access Bank and First Bank of Nigeria. Credit Cards give a person the right to use the card today or tomorrow but pay for it later. However, a person may be charged interest if they do not make timely payment.

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Augusta
AugustaEnlightened Mentor
Asked: May 15, 2026In: Money & Business

How do you realistically stick to your budget?

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on May 16, 2026 at 7:35 am

    The first step to making a realistic budget is to create one that reflects your current reality ... not an unrealistic one (or unhealthy). In order to create a budget that reflects your current reality, you must first keep track of your income and expenses so you can separate what is necessary fromRead more

    The first step to making a realistic budget is to create one that reflects your current reality … not an unrealistic one (or unhealthy). In order to create a budget that reflects your current reality, you must first keep track of your income and expenses so you can separate what is necessary from what is discretionary (needs vs. wants), and determine how much you can spend on each category of expense without feeling stressed or having to stretch yourself too thin. Use tools such as reminders (alarms), budgeting software, or just a piece of paper and pencil to keep track of your daily expenses so that you do not get caught up in impulse purchasing; plan your purchase or save some money before spending. Make sure to do regular reviews/changes to your budget to ensure it continues to be realistic and attainable.

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Adebanjo Tunde
Adebanjo TundeNewcomer
Asked: July 31, 2025In: Money & Business

Is it still possible to make money on Clickworker in 2025?

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clickworkermake moneymake money online
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  1. Redditcat1
    Redditcat1 Active Contributor Digital marketer
    Added an answer on May 16, 2026 at 7:25 am

    Clockworkers is one of those website which I normally use to earn some considerat amount of money.They are really functioning and can help you make alot of money.But obviously I believe that clockworkers is not functioning again the way it's use to be but people are still earning

    Clockworkers is one of those website which I normally use to earn some considerat amount of money.

    They are really functioning and can help you make alot of money.

    But obviously I believe that clockworkers is not functioning again the way it’s use to be but people are still earning

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Allison
AllisonKnowledge Seeker
Asked: August 23, 2023In: Money & Business

How can we make money online playing games?

Do you know you can make money online playing crypto pop game? Do you know any legit game you can play and make money online?

Do you know you can make money online playing crypto pop game? Do you know any legit game you can play and make money online?

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make money onlineplaying games
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  1. Redditcat1
    Redditcat1 Active Contributor Digital marketer
    Added an answer on May 16, 2026 at 7:20 am

    You can make money online playing games in so many ways you can do this task on micro jobs website and earn accordingly so I think if you do it that way it's going to be easy.There are alot of website with offerwall once you master those pfferwall tricks you can make money very easy playing games

    You can make money online playing games in so many ways you can do this task on micro jobs website and earn accordingly so I think if you do it that way it’s going to be easy.

    There are alot of website with offerwall once you master those pfferwall tricks you can make money very easy playing games

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spencer
spencerEnlightened Mentor
Asked: September 14, 2023In: Money & Business

How To Make Money Online as A Proofreader?

A proofreader work is to proofread your work, spot errors either grammatical or typographical and correct them. What’s the best way to make money from this skill, do you have any experience with this, if yes, your contribution is needed below.

A proofreader work is to proofread your work, spot errors either grammatical or typographical and correct them.

What’s the best way to make money from this skill, do you have any experience with this, if yes, your contribution is needed below.

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make moneymake money online
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  1. Anonymous
    Anonymous
    Added an answer on May 16, 2026 at 7:02 am

    Proofreading is a good side hustle. you're going to have to find those that you're a good fit for,to work for but you need the skills to do a quality job and that means skilling up. Training and marketing self You would need to join freelancing sites to enable you meet with clients easily. The truthRead more

    Proofreading is a good side hustle. you’re going to have to find those that you’re a good fit for,to work for but you need the skills to do a quality job and that means skilling up. Training and marketing self

    You would need to join freelancing sites to enable you meet with clients easily.

    The truth is that if you’re looking to earn extra income quickly, proofreading makes for a good option for you.

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Augusta
AugustaEnlightened Mentor
Asked: May 15, 2026In: Banks, Cards & Fintech Help

What'sl the essence of Creating accounts in different banks

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on May 16, 2026 at 6:29 am

    People often have accounts on different banks for different reasons. For some it might be that their place of work specifically uses a specific bank to send payment, so they have no choice but to open a bank account. Then again there are some who might have applied for grants and the likes which reqRead more

    People often have accounts on different banks for different reasons. For some it might be that their place of work specifically uses a specific bank to send payment, so they have no choice but to open a bank account. Then again there are some who might have applied for grants and the likes which requires them to open a specific bank account. Then there are those who open specific bank accounts simply due to the benefits that comes with these accounts. 

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Augusta
AugustaEnlightened Mentor
Asked: May 15, 2026In: Banks, Cards & Fintech Help

Can not having an ATM card help you save money

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on May 16, 2026 at 6:25 am

    At the end of the day, i think it depends on the individual. While having an ATM card makes it easier to gain access to your money and spend it, not having it might still not change anything. For most of my bank accounts, i don't have ATM cards on most of my accounts but i still have easy access toRead more

    At the end of the day, i think it depends on the individual. While having an ATM card makes it easier to gain access to your money and spend it, not having it might still not change anything. For most of my bank accounts, i don’t have ATM cards on most of my accounts but i still have easy access to it through the bank app or ussd code, so i still end up spending a lot. At the end of the day, it boils down to self control and discipline. 

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Crystal
CrystalKnowledge Seeker
Asked: September 22, 2023In: Money & Business

Why did some youths always feel lazy to hustle online?

Why did some youths always feel lazy to hustle online? In Nigeria I think out of 100 percent of our youths let say it’s only 30 percent participate in making money online. Why ?

Why did some youths always feel lazy to hustle online?

In Nigeria I think out of 100 percent of our youths let say it’s only 30 percent participate in making money online.

Why ?

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make moneymake money online
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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on May 16, 2026 at 6:20 am

    :Some youths might not find online opportunities appealing or aligned with their interests, hence they feel lazy to work online. Then again , the vast number of options and information online can be overwhelming, leading to inaction. They might feel they don't have the necessary skills or knowledgeRead more

    :Some youths might not find online opportunities appealing or aligned with their interests, hence they feel lazy to work online. Then again , the vast number of options and information online can be overwhelming, leading to inaction. They might feel they don’t have the necessary skills or knowledge to succeed online.

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Light
LightTrusted Adviser
Asked: June 27, 2024In: Money & Business

Ways Freelancers Lose Jump Opportunity

You are a freelancer who has a profile somewhere. This could be in social media like Facebook, Instagram, WhatsApp, twitter and other professional freelancing websites like Fiverr and upwork. You don’t know how to be available or give prompt response ...Read more

You are a freelancer who has a profile somewhere. This could be in social media like Facebook, Instagram, WhatsApp, twitter and other professional freelancing websites like Fiverr and upwork. You don’t know how to be available or give prompt response each time a client calls, it will be a big problem. There are countless freelancers and when you are not available or replying late, someone else is taking the job.

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fiverrfreelancingupwork
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 15, 2026 at 10:27 pm

    Yes they are diverse ways by which Many freelancers lose earning opportunities. they aren't earning enough because they stsy at low-paying gigs, not raising rates, or failing to advance their skills so they stay in demand. They do not strategize because Without strategic positioning, it's easy to stRead more

    Yes they are diverse ways by which Many freelancers lose earning opportunities. they aren’t earning enough because they stsy at low-paying gigs, not raising rates, or failing to advance their skills so they stay in demand. They do not strategize because Without strategic positioning, it’s easy to stagnate financially and feel trapped

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Jewel
JewelKnowledge Seeker
Asked: September 21, 2023In: Money & Business

What can be done if I keep running out of money ?

Most people keep running ou of money even after their salary has been paid some don’t have a lot but still cant save the little the have what can I do if I keep running out of money?

Most people keep running ou of money even after their salary has been paid some don’t have a lot but still cant save the little the have what can I do if I keep running out of money?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 15, 2026 at 10:19 pm

    To avoid such you need to Create a Realistic Budget and Stick to It.: Prioritise mostly essential expenses and limit discretionary spending.yiu would need to build an emergency fund and find ways to increase savings.also Focus on debt repayment using the snowball method. Avoid wanting to spend alwayRead more

    To avoid such you need to Create a Realistic Budget and Stick to It.: Prioritise mostly essential expenses and limit discretionary spending.yiu would need to build an emergency fund and find ways to increase savings.also Focus on debt repayment using the snowball method. Avoid wanting to spend always.

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spencer
spencerEnlightened Mentor
Asked: September 5, 2023In: Money & Business

How To Make Money As A Data Analyst?

How can one start making money as a data analyst? What skills do i have to learn? what is the learning curve like? What tools do I need to learn to utilize this skills?

How can one start making money as a data analyst?

What skills do i have to learn?

what is the learning curve like?

What tools do I need to learn to utilize this skills?

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make moneymake money online
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 15, 2026 at 10:15 pm

    You can make mone by analyzing datasets and creating insightful reports for local businesses. Build a portfolio with diverse projects to showcase your expertise. You can also apply for remote jobs or freelancing gigs on global platforms. You can also build and Sell Data Products. Creating reusable dRead more

    You can make mone by analyzing datasets and creating insightful reports for local businesses. Build a portfolio with diverse projects to showcase your expertise. You can also apply for remote jobs or freelancing gigs on global platforms.

    You can also build and Sell Data Products. Creating reusable data products can generate passive income streams. Freelancing: Offer your services on platforms like Upwork or Fiverr Or Freelance to businesses and individuals in need of data analysis

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eldavis
eldavisEnlightened Mentor
Asked: May 15, 2026In: Phone & App Issues

Why does most apps crash immediately after opening it?

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eldavis
eldavisEnlightened Mentor
Asked: May 15, 2026In: Phone & App Issues

What's the difference between AMOLED and LCD screems?

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eldavis
eldavisEnlightened Mentor
Asked: May 15, 2026In: Phone & App Issues

Are screen protectors only ment for scratches, or does it still protect your phone from fall?

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