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Home»Questions»Page 16

Finance Questions, Loans, Insurance & Investment Advice Latest Questions

Augusta
AugustaEnlightened Mentor
Asked: May 10, 2026In: Banks, Cards & Fintech Help

The benefits of banking with union bank of Nigeria

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on May 11, 2026 at 6:28 am

    Am not sure since i don't use union bank myself but from what i have heard, they seem to have a good network system, and their services are reliable. I have been to union bank a few times to make some payments and one thing i liked about the bank was how quick their service was and the fact that theRead more

    Am not sure since i don’t use union bank myself but from what i have heard, they seem to have a good network system, and their services are reliable. I have been to union bank a few times to make some payments and one thing i liked about the bank was how quick their service was and the fact that there was no crowd there. 

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eldavis
eldavisEnlightened Mentor
Asked: May 10, 2026In: Phone & App Issues

How can i detect spyware on my phone?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 10, 2026 at 10:26 am

    To detect spyware on your Android phone: when there's Unusual noises during phone calls, such as clicks, static, mumbling, or quiet voices. All of these can be a sign of spyware recording you. Another way to detect Spyware on an your Phone especially Android phone Is when your Android phone is actinRead more

    To detect spyware on your Android phone: when there’s Unusual noises during phone calls, such as clicks, static, mumbling, or quiet voices. All of these can be a sign of spyware recording you.

    Another way to detect Spyware on an your Phone especially Android phone Is when your Android phone is acting strangely. · The easiest method to detect that somebody is spying on you is to look at your screen and to listen to your speaker. If your phone’s screen lights up without notifications or incoming calls, it might indicate background processes from spyware.

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eldavis
eldavisEnlightened Mentor
Asked: May 10, 2026In: Phone & App Issues

How do i know a second hand phone is in good condition before i buy it?

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  1. Lastborn
    Lastborn Newcomer
    Added an answer on May 10, 2026 at 11:34 am

    Mobiles 2nd hand are worthless. you have no idea how many components can be detached after dismantling the phone, so there is really no way to tell which part is missing in a 2nd hand phone and when this phone could be dead. With this kind of phone, even a simple operation such as plugging your phonRead more

    Mobiles 2nd hand are worthless. you have no idea how many components can be detached after dismantling the phone, so there is really no way to tell which part is missing in a 2nd hand phone and when this phone could be dead. With this kind of phone, even a simple operation such as plugging your phone to PC could result in a dead phone

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eldavis
eldavisEnlightened Mentor
Asked: May 10, 2026In: Blogging, Websites & Online Skills

What are some online skills that can supplement graphic designing skill?;

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  1. Lastborn
    Lastborn Newcomer
    Added an answer on May 10, 2026 at 11:52 am

    Go out, explore the world with keen open mind. Understand why things are the way they are. Find relations among things, people, history, nature, art, science. See things, learn from other designers, artists, people. Learn why and how they designed what they designed. Do some critical analysis of theRead more

    Go out, explore the world with keen open mind. Understand why things are the way they are. Find relations among things, people, history, nature, art, science. See things, learn from other designers, artists, people. Learn why and how they designed what they designed. Do some critical analysis of the designs that you come across.

     

    When you are well into this journey of exploration, you will start seeing things differently and then you can design / implement your imagination using tools / software which best suit your needs and needs of the media / mode of communication / transmission.

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eldavis
eldavisEnlightened Mentor
Asked: May 10, 2026In: Insurance

Do online business owners also need insurance?

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  1. Dan
    Dan
    Added an answer on May 11, 2026 at 3:57 pm

         Yes, online business owners need insurance because it helps protect their business from unexpected losses like scams, damaged goods, or customer compliants. It also gives peace of mind and helps the business stay financially safe. 

         Yes, online business owners need insurance because it helps protect their business from unexpected losses like scams, damaged goods, or customer compliants. It also gives peace of mind and helps the business stay financially safe. 

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aboy01
aboy01Trusted Adviser
Asked: May 10, 2026In: Insurance

What are common mistakes people make when filing insurance claims?

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on May 11, 2026 at 7:12 am

    Many people make  mistakes when filing insurance claims. Common errors include delaying the claim report, giving incomplete or incorrect information, failing to keep receipts or evidence, not understanding policy coverage, and ignoring deadlines set by the insurer. Some also repair damages before doRead more

    Many people make  mistakes when filing insurance claims. Common errors include delaying the claim report, giving incomplete or incorrect information, failing to keep receipts or evidence, not understanding policy coverage, and ignoring deadlines set by the insurer. Some also repair damages before documentation or fail to take photos as proof. Poor communication with the insurance company and not reading claim terms carefully can also lead to delays, reduced compensation, or claim rejection.

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Augusta
AugustaEnlightened Mentor
Asked: May 9, 2026In: Loan and Debt Help

Different ways to avoid high loan interest rates

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Augusta
AugustaEnlightened Mentor
Asked: May 9, 2026In: Money & Business

When is the right time to hire auditors for your business?

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on May 10, 2026 at 7:43 am

    The right time to hire auditors for your business is when your operations begin growing beyond your personal control. This may happen when sales increase, staff numbers rise, investors show interest, or financial records become difficult to manage. Auditors help detect errors, fraud, and financial wRead more

    The right time to hire auditors for your business is when your operations begin growing beyond your personal control. This may happen when sales increase, staff numbers rise, investors show interest, or financial records become difficult to manage. Auditors help detect errors, fraud, and financial weaknesses early. It is also wise to hire auditors before tax filing, applying for loans, or expanding your business. Regular audits improve transparency, build trust, and help your business stay financially healthy.

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Augusta
AugustaEnlightened Mentor
Asked: May 9, 2026In: Money & Business

How to prevent fast product's spoilage in business

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on June 11, 2026 at 4:26 am

    Store items under correct conditions, clean the storage area often and regularly check the temperature to avoid rapid spoilage of goods. Always use the FIFO (first in/first out) inventory method, so that inventory is sold in order of arrival date (oldest first). Avoid over-stocking, check for damageRead more

    Store items under correct conditions, clean the storage area often and regularly check the temperature to avoid rapid spoilage of goods. Always use the FIFO (first in/first out) inventory method, so that inventory is sold in order of arrival date (oldest first). Avoid over-stocking, check for damages regularly, and ensure that all staff have received sufficient training on proper handling. By maintaining an efficient inventory, you can minimize waste, reduce costs, and enhance customer satisfaction.

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Augusta
AugustaEnlightened Mentor
Asked: May 9, 2026In: Money & Business

How to save money with loan funding for business

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on May 10, 2026 at 7:44 am

    Businesses can save money by comparing interest rates, fees, and terms from different lenders to find the most cost-effective loan. These days there are tons of online loan platforms that often offers various rates. Sometimes, businesses can negotiate better terms, such as lower interest rates or flRead more

    Businesses can save money by comparing interest rates, fees, and terms from different lenders to find the most cost-effective loan. These days there are tons of online loan platforms that often offers various rates. Sometimes, businesses can negotiate better terms, such as lower interest rates or flexible repayment schedules, which can lead to savings. The most important thing is to ensure that the loan is used the right way. 

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