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As a civil servants, can you change your work due to low salary? What if your salary didn’t even feed your family for at least one month. Can you find a way to change your work or would you find something and ...Read more
As a civil servants, can you change your work due to low salary?
What if your salary didn’t even feed your family for at least one month.
Can you find a way to change your work or would you find something and start investment ?
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A single hour you miss without working, you miss some money, especially when it comes to online money making. Is it really true that time is money?
A single hour you miss without working, you miss some money, especially when it comes to online money making. Is it really true that time is money?
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Time is even worth more than money, but we all value our time differently, some of us do not value it at all, so we spend it recklessly without any thought of utilizing it for good. Your time is limited in this world, we'll become old even if we didn't die, money can be made back but lost time is goRead more
Time is even worth more than money, but we all value our time differently, some of us do not value it at all, so we spend it recklessly without any thought of utilizing it for good.
Your time is limited in this world, we’ll become old even if we didn’t die, money can be made back but lost time is gone forever, that’s why it’s super important to guard your time and spend it doing things you don’t regret.
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This question aims to distill the fundamental principles of personal finance that everyone should be aware of. It seeks to uncover the key tenets that guide individuals in making informed and responsible financial choices.
This question aims to distill the fundamental principles of personal finance that everyone should be aware of. It seeks to uncover the key tenets that guide individuals in making informed and responsible financial choices.
Read lessI think the golden rule is to always leave within your means, do not spend more than you earn, it'll always put you in a tight corner and will have you work hard to recompensate for your reckless spending. Always find a way to make profits, do not rely on wages because you can get sacked and you'llRead more
I think the golden rule is to always leave within your means, do not spend more than you earn, it’ll always put you in a tight corner and will have you work hard to recompensate for your reckless spending.
Always find a way to make profits, do not rely on wages because you can get sacked and you’ll always be at the mercy of your employer, find a way to make money for yourself and you’ll be good to go.
See lessSo many people find it very difficult to succeed in life. Most of them do things that ruin their financial status. What are the things that can ruin our financial status?
So many people find it very difficult to succeed in life. Most of them do things that ruin their financial status. What are the things that can ruin our financial status?
Read lessI think living above your means is a quick way to hinder your financial journey, to enjoy freedom you'll have to learn to live way below your means, do not buy things out of your budget, learn contentment and also do not just save money. Get them to work for you, you're not going to get to the levelRead more
I think living above your means is a quick way to hinder your financial journey, to enjoy freedom you’ll have to learn to live way below your means, do not buy things out of your budget, learn contentment and also do not just save money.
Get them to work for you, you’re not going to get to the level you want through savings, it’s good to have savings but you’ll have to take risks to win.
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What role does behavioral economics play in personal finance? How can individuals use principles like mental accounting and loss aversion to their advantage when making financial decisions?
What role does behavioral economics play in personal finance? How can individuals use principles like mental accounting and loss aversion to their advantage when making financial decisions?
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Behavioural economics is an important aspect to learn to get successful in business, it involves being aware of people's spending habits and using them to plan on your marketing and selling strategies. One aspect of it is knowing that people spend emotionally and not logically most of the time. TherRead more
Behavioural economics is an important aspect to learn to get successful in business, it involves being aware of people’s spending habits and using them to plan on your marketing and selling strategies.
One aspect of it is knowing that people spend emotionally and not logically most of the time. Therefore, you can use people’s desires and wishes to make sales. For instance you can focus more on how products will benefit people emotionally in your advertisement.
See lessWhat are the ethical considerations involved in personal finance, such as responsible investing and charitable giving? How can individuals align their financial decisions with their values and principles?
What are the ethical considerations involved in personal finance, such as responsible investing and charitable giving? How can individuals align their financial decisions with their values and principles?
Read lessI usually say that the most important ethical value in financial management is discipline. Without discipline, you will be carried away by financial desires and that can lead to so much stress and can lead you to some habits that are not so good. That is why it is best to learn financial discipline.Read more
I usually say that the most important ethical value in financial management is discipline. Without discipline, you will be carried away by financial desires and that can lead to so much stress and can lead you to some habits that are not so good. That is why it is best to learn financial discipline.
Another great value pertaining finances is knowledge and intelligence. This can be gained through constant research and exploration. You will spend money and make money better when you are aware of what exactly to do.
See lessHow can you evaluate the true cost of major life decisions, such as buying a home or pursuing higher education in terms of managing personal finance. What are long-term implications on their financial well-being?
How can you evaluate the true cost of major life decisions, such as buying a home or pursuing higher education in terms of managing personal finance. What are long-term implications on their financial well-being?
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I am definitely aware of the fact that an individual should not overspend money when it comes to entertainment and catching fun. Fun and entertainment is not bad, but in order to catch an enjoy real fun, an individual may ...Read more
I am definitely aware of the fact that an individual should not overspend money when it comes to entertainment and catching fun. Fun and entertainment is not bad, but in order to catch an enjoy real fun, an individual may have to spend money. This of course raises the above question.
Read lessThere are a lot of factors that determine how much money do you need to spend for entertainment and fun. If you have outstanding loan if you have bills to pay, and debt to settle, it is not a good idea to spend money on entertainment. If you are not able to pay for necessities, it is also not good iRead more
There are a lot of factors that determine how much money do you need to spend for entertainment and fun. If you have outstanding loan if you have bills to pay, and debt to settle, it is not a good idea to spend money on entertainment. If you are not able to pay for necessities, it is also not good idea to waste money on entertainment and fun. You should spend on fun only when your finances are in good condition
See lessI obviously know that establishment of a business budget or a personal budget is for the purpose of making sure that an individual do not overspend or underspend but rather spend money on those things needed. But at times an ...Read more
I obviously know that establishment of a business budget or a personal budget is for the purpose of making sure that an individual do not overspend or underspend but rather spend money on those things needed. But at times an individual might exceed what is being stipulated in his or her budget. My question is when?
Read lessYou should exceed your budget if what comes up is practically an emergency, I know people give themselves different excuses when they want to exceed their budget and buy themselves a cool shirt, there's nothing wrong with that. You should pay attention not to go overboard with that, their differentRead more
You should exceed your budget if what comes up is practically an emergency, I know people give themselves different excuses when they want to exceed their budget and buy themselves a cool shirt, there’s nothing wrong with that.
You should pay attention not to go overboard with that, their different ways you can explore to make more income instead of exceeding your budget.
See lessAs a couple living together and earning an income, what’s the best way to figure out personal finance? What are the tips and techniques involved for two people to plan their finances and achieve a common goal?
As a couple living together and earning an income, what’s the best way to figure out personal finance? What are the tips and techniques involved for two people to plan their finances and achieve a common goal?
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Yes sure, you own your life and can make decisions for yourself, there are different ways to approach this, if you have a family, it won't be proper to just abandon a safe job for the unknown, but if you're single I'll advise you just jump right in and start a business. Staying in a low paying job iRead more
Yes sure, you own your life and can make decisions for yourself, there are different ways to approach this, if you have a family, it won’t be proper to just abandon a safe job for the unknown, but if you’re single I’ll advise you just jump right in and start a business.
Staying in a low paying job is not a good idea when time is not on your side, so as the saying goes, make hay while the sun shines.
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