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Mhizta Yan
Mhizta YanActive Contributor
Asked: September 22, 2023In: Money & Business

How can you save money on airtime?

A lot of us spend so much buying airtime everyday. For instance, I myself normally spend 2000 every week only for airtime, how can I save money on airtime?

A lot of us spend so much buying airtime everyday. For instance, I myself normally spend 2000 every week only for airtime, how can I save money on airtime?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on December 7, 2025 at 8:00 am

    Yes one can save money on airtime You can start with opting for cashback on mobile recharge  Cashback offers enables users to save money on each recharge. Whether the cashback is a percentage of the recharge amount or a fixed amount, it reduces the overall cost of mobile usage, making it a great choRead more

    Yes one can save money on airtime You can start with opting for cashback on mobile recharge  Cashback offers enables users to save money on each recharge. Whether the cashback is a percentage of the recharge amount or a fixed amount, it reduces the overall cost of mobile usage, making it a great choice for budget-conscious users.

    You can Use  some airtime recharge apos to get Affordable Airtime. Buy longer-duration data Plans  from your airtime·  Take Advantage of Night Browsing Plans to reduce airtime usage

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Alex Johnson
Alex JohnsonNewcomer
Asked: September 28, 2023In: Money & Business

What are strategies for making money online

If someone really wants to make money online, what are the skills and strategies you need to make money online?

If someone really wants to make money online, what are the skills and strategies you need to make money online?

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  1. tray599
    tray599 Knowledge Seeker blogger, content writer
    Added an answer on December 5, 2025 at 12:15 pm

    Making money online is one of those ways which anyone can go. But at the initial stage you need to know the technical of those things ,you can't just wake up and start making money online,you must have knowledge and ways to get started. Forex and crypto currency trading is one of them you can also sRead more

    Making money online is one of those ways which anyone can go.

    But at the initial stage you need to know the technical of those things ,you can’t just wake up and start making money online,you must have knowledge and ways to get started.

    Forex and crypto currency trading is one of them you can also start using forum while you learn from those forums posters as well.

    Affiliated marketing is good but it’s required good landing page and promotion source

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Light
LightTrusted Adviser
Asked: August 29, 2023In: Money & Business

How do You Save While in Debt?

Make a budget to keep track of spending and give debt payments first priority in order to save while in debt. Reduce wasteful expenditures, prepare meals at home, and take public transportation. Talk to your creditors about more reasonable interest rates ...Read more

Make a budget to keep track of spending and give debt payments first priority in order to save while in debt. Reduce wasteful expenditures, prepare meals at home, and take public transportation.

Talk to your creditors about more reasonable interest rates or payback schedules. Consider paying off loans with high interest rates. Look for extra revenue streams, such as freelancing. Avoid taking on extra debt and concentrate on making timely payments on the ones you already have. If necessary, get financial guidance to help you make decisions.

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  1. tray599
    tray599 Knowledge Seeker blogger, content writer
    Added an answer on December 5, 2025 at 11:23 am

    When you are in debts it's not always easy to save because you will have others challenge to face, So it's always difficult to do just this first I will advise that you clear any outstanding debt which you have so that your mind will be clear and free from too much thinking. Then set your savings goRead more

    When you are in debts it’s not always easy to save because you will have others challenge to face,
    So it’s always difficult to do just this first I will advise that you clear any outstanding debt which you have so that your mind will be clear and free from too much thinking.

    Then set your savings goals and start saving it’s really help alot.

    Saving while you are in debt come and comprises of stress

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spencer
spencerEnlightened Mentor
Asked: August 9, 2023In: Money & Business

How To Save Money As A Freelancer

As a freelancer income is not static and there are months you get to make more or less depending on your clients or nature of jobs? If you are a freelancer how do you up your savings game and save money? If ...Read more

As a freelancer income is not static and there are months you get to make more or less depending on your clients or nature of jobs?

If you are a freelancer how do you up your savings game and save money?

If you’re a freelancer tell us how you save money.

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  1. Mich_larry
    Mich_larry Active Contributor
    Added an answer on December 4, 2025 at 9:59 pm

    Saving money as a freelancer requires planning, discipline, and consistent financial habits because income can be irregular. Start by tracking every payment and expense to understand your cash flow. Create a budget based on average monthly income, and set aside a fixed percentage of each payment intRead more

    Saving money as a freelancer requires planning, discipline, and consistent financial habits because income can be irregular. Start by tracking every payment and expense to understand your cash flow. Create a budget based on average monthly income, and set aside a fixed percentage of each payment into a separate savings account. Build an emergency fund to cover lean months or unexpected costs. Limit unnecessary spending, avoid lifestyle inflation when earning more, and plan for taxes by setting aside a portion of income. Diversify income sources to reduce financial stress, and use tools like budgeting apps or spreadsheets to stay organized. Over time, consistent saving and smart money management allow freelancers to maintain stability, invest in opportunities, and prepare for long-term goals.

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Svishok
SvishokExpert Mind
Asked: August 29, 2023In: Money & Business

Overcome early-stage challenges?

Addressing the challenges that early-stage startups commonly face, this query seeks advice on navigating hurdles such as limited resources, market entry barriers, and competition. The response would offer practical suggestions on resource optimization, effective marketing, agile problem-solving, and building a ...Read more

Addressing the challenges that early-stage startups commonly face, this query seeks advice on navigating hurdles such as limited resources, market entry barriers, and competition. The response would offer practical suggestions on resource optimization, effective marketing, agile problem-solving, and building a resilient team to overcome initial obstacles.

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  1. Mike Larry
    Mike Larry Active Contributor
    Added an answer on December 4, 2025 at 9:36 pm

    Overcoming early-stage challenges in business or personal projects requires a mix of planning, flexibility, and emotional strength. At the beginning, you may face problems like lack of funds, limited customers, low confidence, or not knowing the right strategy. The first step is to accept that challRead more

    Overcoming early-stage challenges in business or personal projects requires a mix of planning, flexibility, and emotional strength. At the beginning, you may face problems like lack of funds, limited customers, low confidence, or not knowing the right strategy. The first step is to accept that challenges are normal, not a sign of failure. Create a simple plan with clear goals and break big tasks into small, manageable steps. Stay consistent even when results are slow, because early progress is usually invisible. Seek advice from mentors, research your industry, and learn from people who have succeeded before you. Manage your finances carefully to avoid unnecessary pressure. Most importantly, stay patient, adapt quickly when something isn’t working, and celebrate small wins. Early-stage struggles become easier when you focus on learning, improving, and taking steady action every day.

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Ovy
OvyActive Contributor
Asked: August 10, 2023In: Money & Business

WHEN CHOOSING FOREX, WHAT ARE THE CHANCES OF EARNING MASSIVELY

Forex, short for foreign exchange, refers to the global marketplace where currencies are traded. It involves buying one currency while simultaneously selling another, with the aim of profiting from currency value fluctuations. Traders, including banks, corporations, and individuals, participate in ...Read more

Forex, short for foreign exchange, refers to the global marketplace where currencies are traded. It involves buying one currency while simultaneously selling another, with the aim of profiting from currency value fluctuations. Traders, including banks, corporations, and individuals, participate in this decentralized market to speculate on currency movements. Forex is known for its high liquidity, 24/5 availability, and potential for significant gains or losses.

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  1. tray599
    tray599 Knowledge Seeker blogger, content writer
    Added an answer on December 4, 2025 at 9:30 am

    Earning in the forex market is never that easy irrespective of the level of skills and knowledge which you have you must surely have loss. So for me I think that in forex you need both fundamental and technical analysis. This will help you in so many ways master how to use indicator and trend line tRead more

    Earning in the forex market is never that easy irrespective of the level of skills and knowledge which you have you must surely have loss.

    So for me I think that in forex you need both fundamental and technical analysis.

    This will help you in so many ways master how to use indicator and trend line to trade.

    Never neglect the use of demo account as it’s the only way you get prepared to trade very well in your real live account

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yusra
yusraTrusted Adviser
Asked: September 14, 2023In: Money & Business

What are the best financial apps and tools for managing money?

With so many digital platforms for tracking spending, investing, and budgeting, which apps offer the greatest control and insight into personal finances? What are the top 5 downloaded money management tools that provide useful features to simplify financial organization?

With so many digital platforms for tracking spending, investing, and budgeting, which apps offer the greatest control and insight into personal finances? What are the top 5 downloaded money management tools that provide useful features to simplify financial organization?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on December 4, 2025 at 6:10 am

    There are a lot financial app available online like  Expensure is a popular Nigerian-built app that helps users track daily expenses and income. You can categorize your spending and set limits per time But you can check out other ones like the Monarch Money which is for customized budgeting. We haveRead more

    There are a lot financial app available online like  Expensure is a popular Nigerian-built app that helps users track daily expenses and income. You can categorize your spending and set limits per time

    But you can check out other ones like the Monarch Money which is for customized budgeting. We have YNAB, for hands-on zero-based budgeting. there’s Goodbudget, for hands-on envelope budgeting.

    One can use the empower Personal Dashboard, for tracking wealth and spending.PocketGuard, for a budget snapshot and Honeydue, for budgeting with a partner.

     

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Light
LightTrusted Adviser
Asked: June 30, 2024In: Money & Business

Why Are Some People Making Money While Some Are Not?

By now I know you wouldn’t be talking about someone being lazy, the reason why he or she is not making money. Of course laziness is one key factor to laziness but some people are not lazy , they work ...Read more

By now I know you wouldn’t be talking about someone being lazy, the reason why he or she is not making money. Of course laziness is one key factor to laziness but some people are not lazy , they work day in day out. Yet they are not even getting enough to feed. What is your suggestion? Could the problem be the kind of friends you follow, environment, job , what could it be?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on December 3, 2025 at 11:04 am

    One thing is that some people are just very lazy. They are lazy both physically and mentally. Making money become a chore for them. They lack Goal-oriented mindset: Successful people set clear, specific goals and work consistently towards achieving them. They clearly envision their dreams and createRead more

    One thing is that some people are just very lazy. They are lazy both physically and mentally. Making money become a chore for them.

    They lack Goal-oriented mindset: Successful people set clear, specific goals and work consistently towards achieving them. They clearly envision their dreams and create actionable plans to reach their objectives.  But some people are just living life without any clear goals to achieve

    These  individuals don’t  possess self-discipline and can’t prioritize their tasks and commitments.

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Umu muslimat
Umu muslimat
Asked: September 22, 2023In: Money & Business

What is the importance of money in day to day activities?

What really is the importance of money in every daily activities? Implying that the value people place on money is extremely high and money is regarded almost as a life support machine which everyone believed that the act of living ...Read more

What really is the importance of money in every daily activities? Implying that the value people place on money is extremely high and money is regarded almost as a life support machine which everyone believed that the act of living can never be complete nor comfortable unless there is money to cater for all affairs.hence is money really the only instrument which is extremely important to human lives?

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  1. Avarose
    Avarose Enlightened Mentor
    Added an answer on December 3, 2025 at 6:54 am

    Money is very important in daily life because it allows us to meet basic needs like food, shelter, healthcare, and education, and also provides comfort and security. However, while money is essential for facilitating living and achieving goals, it is not the only important factor. Health, relationshRead more

    Money is very important in daily life because it allows us to meet basic needs like food, shelter, healthcare, and education, and also provides comfort and security. However, while money is essential for facilitating living and achieving goals, it is not the only important factor. Health, relationships, knowledge, and personal values also play crucial roles in a fulfilling life. Money enables convenience and opportunities, but true well-being comes from balancing financial resources with emotional, social, and physical needs.

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bluebird
bluebird
Asked: July 14, 2024In: Money & Business

How do profitable investors go on imparting financial knowledge?

How do profitable investors go about imparting financial knowledge? Knowledge about finance is important.  

How do profitable investors go about imparting financial knowledge? Knowledge about finance is important.

 

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  1. Avarose
    Avarose Enlightened Mentor
    Added an answer on December 3, 2025 at 6:40 am

    Profitable investors often share their financial knowledge by mentoring others, writing blogs or books, hosting webinars, and speaking at seminars or workshops. They break down complex financial concepts into practical advice based on real experience, helping others make informed decisions. Many alsRead more

    Profitable investors often share their financial knowledge by mentoring others, writing blogs or books, hosting webinars, and speaking at seminars or workshops. They break down complex financial concepts into practical advice based on real experience, helping others make informed decisions. Many also use social media or online courses to reach a wider audience, emphasizing lessons learned from successes and mistakes alike. By teaching in a clear, relatable way, they help others build financial literacy while reinforcing their own understanding.

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