Connect with like-minded individuals, ask questions, share ideas, and participate in discussions on a variety of topics.
Lost your password? Please enter your email address. You will receive a link and will create a new password via email.
Please briefly explain why you feel this question should be reported.
Please briefly explain why you feel this answer should be reported.
Please briefly explain why you feel this user should be reported.
Do you think collaterals are very necessary to obtain loans from banks or financial institutions? Can I get a bank loan without collateral?
Do you think collaterals are very necessary to obtain loans from banks or financial institutions? Can I get a bank loan without collateral?
Read less
Homebuyers are interested in understanding if there are any new initiatives or policies that can assist them in obtaining mortgages or making homeownership more affordable.
Homebuyers are interested in understanding if there are any new initiatives or policies that can assist them in obtaining mortgages or making homeownership more affordable.
Read lessWhen facing unexpected expenses, personal loans can be a lifeline. Research reputable lenders and compare interest rates and terms. Online lenders often offer convenience, but traditional banks and credit unions can also provide competitive options. Understand the loan’s APR, repayment ...Read more
When facing unexpected expenses, personal loans can be a lifeline. Research reputable lenders and compare interest rates and terms. Online lenders often offer convenience, but traditional banks and credit unions can also provide competitive options. Understand the loan’s APR, repayment term, and any associated fees. Borrow only what you need and can comfortably repay. Be cautious of predatory lenders offering quick cash at exorbitant rates. Verify the lender’s legitimacy before sharing personal information. Applying for multiple loans in a short period can negatively impact your credit score. Prioritize responsible borrowing, and ensure you have a clear repayment plan in place.
Read less
If you need money quickly for an unexpected expense, personal loans can provide funds reliably when used selectively. Some recommended options: Credit union personal loans - Many credit unions offer affordable loan rates and fast approval for members. Loan uses are flexible. Online lenders like SoFiRead more
If you need money quickly for an unexpected expense, personal loans can provide funds reliably when used selectively. Some recommended options:
Evaluate costs, terms, and risks before choosing the most affordable, prudent option for your situation. Avoid payday lenders when possible.
See less
I know banks do give out loans to people for business purposes but I still don’t know how to go about the whole things, please my Nigerian brothers and sisters, do you have any idea how to go about getting ...Read more
I know banks do give out loans to people for business purposes but I still don’t know how to go about the whole things, please my Nigerian brothers and sisters, do you have any idea how to go about getting a bank loan in Nigeria?
Read less
You can get a loan from a bank in Nigeria, there are several banks in Nigeria that offer various types of loans for individuals and businesses. However, the specific terms, eligibility criteria, and application process may vary from bank to bank, it's recommended to contact any bank of your choice dRead more
You can get a loan from a bank in Nigeria, there are several banks in Nigeria that offer various types of loans for individuals and businesses.
However, the specific terms, eligibility criteria, and application process may vary from bank to bank, it’s recommended to contact any bank of your choice directly or visit their website to learn more about their loan offerings and how to apply.
Hope this is helpful to you.
See less
There’s a lot of risk and benefits in taking out loans and we can decide to take students loans, mortgage loans, etc.
There’s a lot of risk and benefits in taking out loans and we can decide to take students loans, mortgage loans, etc.
Read less
There are many benefits that you can get when you take out a loan in any form, be it a student loan, mortgage loan, bank business loan or online loan. Firstly, you can finance your short-term needs such as paying college fees, owning a house with a mortgage loan, building a business if you take outRead more
There are many benefits that you can get when you take out a loan in any form, be it a student loan, mortgage loan, bank business loan or online loan. Firstly, you can finance your short-term needs such as paying college fees, owning a house with a mortgage loan, building a business if you take out a business capital loan. The disadvantages of taking a loan are that you have to pay installments and interest, fines if you pay late, the mental burden of finding a source of money to pay debts, etc.
See lessAs a student in university, is it advisable to use a loan in paying university fees, if yes, what are repercussions of that, how long is the pay back tenure for such loans?
As a student in university, is it advisable to use a loan in paying university fees, if yes, what are repercussions of that, how long is the pay back tenure for such loans?
Read less
When you are in a very critical situation, taking a loan to pay for your school fees is not wrong. Fortunately, the government has provided an education loan( NELFUND)for student. The NELFUND will pay for your school fees. They will also pay you some amount of money every month as monthly upkeep. FoRead more
When you are in a very critical situation, taking a loan to pay for your school fees is not wrong.
Fortunately, the government has provided an education loan( NELFUND)for student. The NELFUND will pay for your school fees. They will also pay you some amount of money every month as monthly upkeep.
For you to be a beneficiary, you need to create a profile and then upload your required documents and bank details, upon approval, you’ll be able to receive the benefits.
See less
A lot of times what keep people in debt is borrowing. When you source and get loans that comes with high interest it might just be difficult to pay off as you anticipated. It is better to go for loans ...Read more
A lot of times what keep people in debt is borrowing. When you source and get loans that comes with high interest it might just be difficult to pay off as you anticipated. It is better to go for loans with low interest. Where can one source for this kind of loan?
Read lessOne of the best places to look is credit unions. They’re not-for-profit, so they usually offer much lower rates than banks. You’ll need to become a member, but that’s usually cheap and easy, and the savings can be well worth it. Another option is to check online lenders like SoFi, LendingClub, or UpRead more
One of the best places to look is credit unions. They’re not-for-profit, so they usually offer much lower rates than banks. You’ll need to become a member, but that’s usually cheap and easy, and the savings can be well worth it.
Another option is to check online lenders like SoFi, LendingClub, or Upstart. Some of them give decent rates, especially if you’ve got good credit. Just be sure to compare offers and always read the fine print some hide fees or conditions that can raise the cost.
Government loan programs and nonprofits (like CDFIs) also offer fair, low-interest loans especially for small businesses or people with lower income. These take more effort to find, but they can be a real lifeline if you qualify.
If you’re employed, it’s worth checking whether your company offers payroll advances or employee loans. Some employers have low- or no-interest programs that many people don’t even know about.
See lessIf I already have an outstanding loan, is it wise decision to get another loan? How risky is getting multiple loans? Will there be any financial risk when I have multiple loans?
If I already have an outstanding loan, is it wise decision to get another loan? How risky is getting multiple loans? Will there be any financial risk when I have multiple loans?
Read lessOf course you have thought carefully before taking out a loan, so if you have taken out a loan on one platform but your finances are still lacking so you intend to take out a loan on another platform, of course there is no problem as long as your finances can cover the monthly installments on your lRead more
Of course you have thought carefully before taking out a loan, so if you have taken out a loan on one platform but your finances are still lacking so you intend to take out a loan on another platform, of course there is no problem as long as your finances can cover the monthly installments on your loan. If the total installments on several loan platforms such as A, B and C, as long as the total installments plus interest each month are no more than 35% of your monthly income, then financially you will not have any problems. But for your inner comfort, you will be disturbed by loan bills.
See less
Did online loans require guarantor ? Is it compulsory that your loans form must sign by your guarantor before you can get a loan from online banking.? Let discuss about loans strategies.
Did online loans require guarantor ?
Is it compulsory that your loans form must sign by your guarantor before you can get a loan from online banking.?
Let discuss about loans strategies.
Read less
No, I don't think that online loan requires guarantor, because I've been applying for online loans, I've never been asked to provide my guarantor. I think the only loan that requires guarantor is all these offline loans, like lapo. All that is required to get money from online loan is your bank veriRead more
No, I don’t think that online loan requires guarantor, because I’ve been applying for online loans, I’ve never been asked to provide my guarantor. I think the only loan that requires guarantor is all these offline loans, like lapo. All that is required to get money from online loan is your bank verification number, account number, your personal information, and facial face verification, that’s what I’ve been seeing.
See lessFairMoney is safe app I believe and it's an open-end credit plan offered by the lender an account is set up with the FairMoney app when one agree to their plans FairMoney collect and processes securely data from one's device which could be SMS, device details, location or phonebook. They used the dRead more
FairMoney is safe app I believe and it’s an open-end credit plan offered by the lender an account is set up with the FairMoney app when one agree to their plans
FairMoney collect and processes securely data from one’s device which could be SMS, device details, location or phonebook. They used the data collated to make a lending decision. This data is necessary for their personal use
This loan app is far the best because it has features which other doesn’t have especially the loan extension. If you had challenges in repaying you can extend to the future.
See less
Broadly speaking, banks or other financial institutions provide two types of loans, namely collateralized loans and unsecured loans. In general, loans with collateral are for large loans or investments. Types of collateral can be land certificates, motor vehicle (car) certificates, gold, etc. Of couRead more
Broadly speaking, banks or other financial institutions provide two types of loans, namely collateralized loans and unsecured loans. In general, loans with collateral are for large loans or investments. Types of collateral can be land certificates, motor vehicle (car) certificates, gold, etc. Of course, you can take out a bank loan without collateral for business capital, investment or education funds. But every bank has different requirements if you are going to take a loan without collateral. There are several banks that require borrowers to have a credit card in advance, the loan limit is only $ 20k, etc.
See less