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Mike Smith
Mike SmithKnowledge Seeker
Asked: September 3, 2023In:

Sometimes majority of individuals think that building a house is an investment but personally I would say that this is an accomplishment and never an investment. Many individuals feel that this view and perspective of mine is wrong, and of ...Read more

Sometimes majority of individuals think that building a house is an investment but personally I would say that this is an accomplishment and never an investment. Many individuals feel that this view and perspective of mine is wrong, and of course building a house whether for commercial or private use is an investment. Anyways, what do you guys think?

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  1. Suba
    Suba Knowledge Seeker

    In theory, building the house itself (without land) is not an investment because the value of the house will be depreciated every year, it also requires maintenance costs, so if you calculate the value of the building it will decrease, making it impossible to get capital gains. But if the value of tRead more

    In theory, building the house itself (without land) is not an investment because the value of the house will be depreciated every year, it also requires maintenance costs, so if you calculate the value of the building it will decrease, making it impossible to get capital gains. But if the value of the land and the house building that you rent out will get rent every year which might be able to cover depreciation and maintenance costs. Meanwhile, the value of land will increase every year, so if you build a house on your own land, the value will also increase, even if you use it as a place to live and this is also known as an investment.

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Andorlings
AndorlingsNewcomer
Asked: August 22, 2023In:

Identifying a good investment opportunity is known to be a very daunting activity however only a few individuals or persons are able to find out the ups and downs as well as compare they don’t and do when it comes ...Read more

Identifying a good investment opportunity is known to be a very daunting activity however only a few individuals or persons are able to find out the ups and downs as well as compare they don’t and do when it comes to finding a good investment opportunity. This question is absolutely very much important because majority of people are losing their hard-earned money to online scammers and fraudulent individuals through scamming and fraudulent platforms, this question is also important because many individuals engage in the online or offline activity of investing money and will want to reap reasonable profit or returns from this. I would love to hear your answers on this question guys.

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor

    Good investing is based on research, not on fast profits. Look for transparency, proven business models, realistic returns, and strong track records. Always verify the company, know how the company makes money (and how many) and what the risks associated with the investment. Stay away from investmenRead more

    Good investing is based on research, not on fast profits. Look for transparency, proven business models, realistic returns, and strong track records. Always verify the company, know how the company makes money (and how many) and what the risks associated with the investment. Stay away from investments where you are being pressured to buy fast or invest at such high rates of return. Diversifying your investments and getting independent advice are good ways to protect yourself against scams and losses that you do not need to suffer.

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MackDowell
MackDowell
Asked: July 6, 2025In:

Starting a business in 2025 doesn’t have to break the bank. With the right idea and strategy, even a small amount of capital can turn into a thriving venture. Share your thoughts on low-investment business opportunities, trending niches, and practical tips ...Read more

Starting a business in 2025 doesn’t have to break the bank. With the right idea and strategy, even a small amount of capital can turn into a thriving venture.

Share your thoughts on low-investment business opportunities, trending niches, and practical tips for beginners. Whether it’s online, service-based, or a local hustle, what business ideas do you think are worth trying this year?

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  1. De Mogul
    De Mogul Expert Mind A student

    There are a lot of businesses to make you a stable source of income what it all depends on your environment and also the people around you. If you stay in a place that has less grown up people but is filled with children it will be very good for you to start selling snacks and ice creams because theRead more

    There are a lot of businesses to make you a stable source of income what it all depends on your environment and also the people around you.

    If you stay in a place that has less grown up people but is filled with children it will be very good for you to start selling snacks and ice creams because they children will Patronize you.

    If you stay around is school environment selling food will also be very good,

    You can also be making hairs or barbing hairs to the students around you.

     

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spencer
spencerEnlightened Mentor
Asked: July 11, 2024In:

What are some telltale signs to figure out a scam investment manager, for those looking at investing their money in funds?

What are some telltale signs to figure out a scam investment manager, for those looking at investing their money in funds?

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  1. Alhamdu
    Alhamdu Active Contributor

    To detect fake business managers is very easy, first they will give you a promising outcome which by experience that result is not possible, so they promise larger outcomes than expected And they also don't share vital information about themselves,they always appear to be good people And they don'tRead more

    To detect fake business managers is very easy, first they will give you a promising outcome which by experience that result is not possible, so they promise larger outcomes than expected

    And they also don’t share vital information about themselves,they always appear to be good people

    And they don’t State if the business have some risks,they only give a promising out come

    They will also not like having conversations with you in public,but they will rather want to private conversation with you,this will clearly indicate to you that they are fake investors

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Light
LightTrusted Adviser
Asked: August 25, 2023In:

Multiple steps are involved in handling business failure. The first thing is to not give up. Examine what went wrong and take a lesson from it. You may learn from this and steer clear of problems like these in the ...Read more

Multiple steps are involved in handling business failure. The first thing is to not give up. Examine what went wrong and take a lesson from it. You may learn from this and steer clear of problems like these in the future. Consult mentors or subject-matter experts, if at all possible.

Think about your options: you may change direction with your company, start over, or take a break. Communicate openly and honestly with all parties involved. Whether you need financial guidance or emotional support, it’s acceptable to ask for assistance. Take good care of both your physical and mental wellness. Remember that entrepreneurship frequently involves failure. Although many successful people had failures, they saw them as opportunities to advance toward achievement.

 

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  1. Augusta
    Augusta Enlightened Mentor

    To handle business failure better I think we don't have to see it as if we have failed.Rather it should be a kind of lesson to us where we learn and get up and try to do better We only fail when we easily give up. But if not it is to embrace it and take it in your strides. We need to come to that poRead more

    To handle business failure better I think we don’t have to see it as if we have failed.Rather it should be a kind of lesson to us where we learn and get up and try to do better

     We only fail when we easily give up. But if not it is to embrace it and take it in your strides. We need to come to that point that we know failure is a part of life and there’s nothing to be ashamed of.

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Allison
AllisonKnowledge Seeker
Asked: August 27, 2023In:

When a lot of people hear of investment, they always think it’s all about the wealthy people. Can a poor man also invest?

When a lot of people hear of investment, they always think it’s all about the wealthy people. Can a poor man also invest?

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  1. @ALA
    @ALA Knowledge Seeker I'm A Student, But Future BILLIONAIRE!

    Yes, a poor person can invest, even with limited resources, by leveraging small amounts and accessible opportunities. Below is a 9-line explanation tailored to your question, connecting to our prior discussions on personal growth, business, and communication where relevant. Start with micro investinRead more

    Yes, a poor person can invest, even with limited resources, by leveraging small amounts and accessible opportunities. Below is a 9-line explanation tailored to your question, connecting to our prior discussions on personal growth, business, and communication where relevant.

    Start with micro investing platforms like mobile apps that allow investments with as Little. Save small amounts consistently, prioritizing discipline over income, as seen in productivity strategies. Educate yourself on low cost options like index funds or fractional shares, using free online resources. Avoid high risk schemes, applying clear decision-making from personal growth discussions. Join community savings groups or systems, common in some cultures, to pool funds for investment. Start a side hustle, like perfumery or freelancing.

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Mika
MikaExpert Mind
Asked: September 10, 2023In:

Will investment make you rich quicker or will business help you to become rich faster? Investment or business, which one will grow your wealth faster?

Will investment make you rich quicker or will business help you to become rich faster? Investment or business, which one will grow your wealth faster?

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  1. Hephzibah001
    Hephzibah001

    Business can make yiu rich faster because it offers unlimited income potential bit it carry high risk,investment build wealth slowly but securely with lower risk and stronger long term stability....business is the best for quick wealth creation while investment is best for preserving and multiplyingRead more

    Business can make yiu rich faster because it offers unlimited income potential bit it carry high risk,investment build wealth slowly but securely with lower risk and stronger long term stability….business is the best for quick wealth creation while investment is best for preserving and multiplying wealth.The smartest strategy is to use business profit to fund investment

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Slaky12
Slaky12Knowledge Seeker
Asked: May 24, 2024In:

What is the best way in which we can saved money to start a business, how can we start saving Money for business

What is the best way in which we can saved money to start a business, how can we start saving Money for business

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  1. Miracle
    Miracle

    To save money for starting your business, set a clear target amount and timeline. Create a budget by tracking your income and expenses, then set aside a portion for savings. Open a separate account for business funds and consider using high-yield savings. Cut back on unnecessary spending like subscrRead more

    To save money for starting your business, set a clear target amount and timeline. Create a budget by tracking your income and expenses, then set aside a portion for savings. Open a separate account for business funds and consider using high-yield savings. Cut back on unnecessary spending like subscriptions, and automate your savings if possible. Look for ways to earn extra money through side gigs or freelancing. You can also explore grants, competitions, or crowdfunding to help fund your business. Stay motivated by tracking your progress and celebrating small wins along the way. With consistency, you’ll reach your goal.

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Faith Gbagada
Faith Gbagada
Asked: August 5, 2023In:

I want to know how to save money from my salary. Saving money and investing are important, according to what i heard. But I have been so occupied with my job that I have had no time for anything else. I’ve ...Read more

I want to know how to save money from my salary. Saving money and investing are important, according to what i heard. But I have been so occupied with my job that I have had no time for anything else.

I’ve heard that investing is a good method to do this, but I’m not sure where to begin. Do you have some advice? Many thanks!

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  1. Esther
    Esther Knowledge Seeker Writer

    Saving and investing money from your salary is a wise financial strategy for building wealth and achieving your financial goals. Here's a step-by-step guide to help you get started: Set Clear Financial Goals: Determine your short-term and long-term financial goals. These could include building an emRead more

    Saving and investing money from your salary is a wise financial strategy for building wealth and achieving your financial goals. Here’s a step-by-step guide to help you get started:

    Set Clear Financial Goals:

    Determine your short-term and long-term financial goals. These could include building an emergency fund, buying a home, saving for retirement, or funding a vacation.
    Create a Budget:

    Track your income and expenses to understand where your money is going. Create a budget that allocates a portion of your salary to savings and investments.
    Build an Emergency Fund:

    Prioritize building an emergency fund with three to six months’ worth of living expenses. This fund provides a safety net in case of unexpected financial setbacks.

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Precious
PreciousKnowledge Seeker
Asked: September 10, 2023In:

Like they said, the more you invest is the more you earn, which means that you have to invest with big quality capital to also earn quality income, but does it make sense to invest with your life savings?.

Like they said, the more you invest is the more you earn, which means that you have to invest with big quality capital to also earn quality income, but does it make sense to invest with your life savings?.

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  1. Inem
    Inem Knowledge Seeker

    When you hear that people should not put their eggs in one basket, it applies to investment greatly too. There is no sure investment in the world as it stands. Every kind of investment has a degree of risks and putting your life savings to invest in any venture would leave you financially exposed ifRead more

    When you hear that people should not put their eggs in one basket, it applies to investment greatly too. There is no sure investment in the world as it stands. Every kind of investment has a degree of risks and putting your life savings to invest in any venture would leave you financially exposed if something happens and the investment fails. You should build your portfolio bit by bit rather than emptying your life savings into investments.

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