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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

Suba
SubaKnowledge Seeker
Asked: September 13, 2023In:

The many promotional articles on various sites about P2P lending made me interested in becoming a Lender (investor), with high profits of 20% per year. Next I can choose which business I will give funds to. But before that I ...Read more

The many promotional articles on various sites about P2P lending made me interested in becoming a Lender (investor), with high profits of 20% per year. Next I can choose which business I will give funds to. But before that I want to know your opinion, whether P2P lending is profitable or risky.

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investmentp2p lending
  1. Mika
    Mika Expert Mind

    Peer to peer lending is profitable and also risky at the same time. It is profitable because you will receive your principal amoput along with the interest, and it can be a good source of passive income. It is risky because most of P2p lending are done over the internet and if the person runs away wRead more

    Peer to peer lending is profitable and also risky at the same time. It is profitable because you will receive your principal amoput along with the interest, and it can be a good source of passive income. It is risky because most of P2p lending are done over the internet and if the person runs away without paying you back, your money will be gone forever as you cannot track this person and book by law.

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Allison
AllisonKnowledge Seeker
Asked: September 15, 2023In:

A lot of people say that it’s always challenging and difficult to save money while investing. Could this be true?

A lot of people say that it’s always challenging and difficult to save money while investing. Could this be true?

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investmentsave money
  1. Augusta
    Augusta Enlightened Mentor

    Definitely, you can do both Saving and investing at the same time. It  is a good combination for achieving both short-term and long-term goals. Most of the money saved is invested without major risk and can be withdrawn after a certain period of time. The invested assets are often only withdrawn toRead more

    Definitely, you can do both Saving and investing at the same time. It  is a good combination for achieving both short-term and long-term goals. Most of the money saved is invested without major risk and can be withdrawn after a certain period of time.

    The invested assets are often only withdrawn to realize a long-term goal such as retirement or building a house.Combining saving and investing are two strong ways of being financially stable savings and investment can work together.While savings keep your money safe, investing helps it work for you and increase in value over time. investing comes with a fact of some risk though but with the right guidance and knowledge, it can work perfectly out

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bluebird
bluebird
Asked: May 12, 2024In:

How to invest for consistent returns? While investing your hard earned money, it is important to invest for good returns.

How to invest for consistent returns? While investing your hard earned money, it is important to invest for good returns.

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consistentinvestmentreturns
  1. raaman
    Best Answer
    raaman Expert Mind A blogger and a writer interested in learning.

    If your goal of investing your hard earned money is to generate steady returns every month, you have to think about diversifying your portfolio of investment. Therefore, it is advisable not to invest all your money in one bank or place. The investments you make should be in different assets like mutRead more

    If your goal of investing your hard earned money is to generate steady returns every month, you have to think about diversifying your portfolio of investment. Therefore, it is advisable not to invest all your money in one bank or place. The investments you make should be in different assets like mutual fund, bonds, stocks, real estate, and the like. This will help you to reduce the complete portfolio unpredictability.

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uptrendfinancialsignal
uptrendfinancialsignalKnowledge Seeker
Asked: June 30, 2024In:

We need to tap into the trending business. That’s why I ask the question. This is becoming opportunities comes but once. What’s your answer?

We need to tap into the trending business. That’s why I ask the question. This is becoming opportunities comes but once. What’s your answer?

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businessinvestmentmoney
  1. Carpon
    Carpon Expert Mind Hustler

    I think that there is no limit to businesses that an individual can try as far as they are paying and have good potential. Just that everyone needs to be careful what they try out because it is quite easy to go ahead and launch into something that you will in the long run begin to regret because ofRead more

    I think that there is no limit to businesses that an individual can try as far as they are paying and have good potential. Just that everyone needs to be careful what they try out because it is quite easy to go ahead and launch into something that you will in the long run begin to regret because of lack of proper thinking and assessment of your ability to successfully make it work and keep it going

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bluebird
bluebird
Asked: August 8, 2024In:

How to invest your money in ETFs and how do they work? You can also invest your money in ETFs and earn.

How to invest your money in ETFs and how do they work? You can also invest your money in ETFs and earn.

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interestinvestmentmoney
  1. raaman
    Best Answer
    raaman Expert Mind A blogger and a writer interested in learning.

    ETFs are investment funds traded on stock exchanges. To invest, open a brokerage account, research ETFs matching your investment goals, and buy shares like stocks. ETFs offer diversification, lower costs, and liquidity. They track indexes or assets like stocks, bonds, or commodities. Investors profiRead more

    ETFs are investment funds traded on stock exchanges. To invest, open a brokerage account, research ETFs matching your investment goals, and buy shares like stocks. ETFs offer diversification, lower costs, and liquidity. They track indexes or assets like stocks, bonds, or commodities. Investors profit from capital gains and dividends as the fund’s value fluctuates.

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Allison
AllisonKnowledge Seeker
Asked: September 5, 2023In:

I have extra cash with me, should i use it for investment or use it to pay off debts? If you were me, what will you do?

I have extra cash with me, should i use it for investment or use it to pay off debts? If you were me, what will you do?

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debtsinvestment
  1. eldavis
    Best Answer
    eldavis Enlightened Mentor Graphic designer

    If you have debts to pay, i think it would be better to pay off does debts before doing anything else. I have been in a situation like this before, and speaking from experience, i decided to invest the money hoping i would get enough profit as returns that i would use to pay off the debts and stillRead more

    If you have debts to pay, i think it would be better to pay off does debts before doing anything else. I have been in a situation like this before, and speaking from experience, i decided to invest the money hoping i would get enough profit as returns that i would use to pay off the debts and still have some extra cash. In the end i could not get any real profit and still could not pay off the debt.

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Lens
LensKnowledge Seeker
Asked: September 8, 2023In:

Diversification of investment portfolio is very important because it is going to help you mitigate risk and it is also good for risk management.

Diversification of investment portfolio is very important because it is going to help you mitigate risk and it is also good for risk management.

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businessdiversificationinvestment
  1. spencer
    spencer Enlightened Mentor

    You can diversify your investment by getting into different assest investment, sticking to one investment stream will frustrate your efforts because if the stock you're holding is down your money shrinks and then vice versa, it's important to spread your money to crypto and Gold. Or if you can get aRead more

    You can diversify your investment by getting into different assest investment, sticking to one investment stream will frustrate your efforts because if the stock you’re holding is down your money shrinks and then vice versa, it’s important to spread your money to crypto and Gold.

    Or if you can get a profitable forex trader, get them to trade for you and the cover the charges or commision and then offer them a generous profits split.

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Flower
FlowerActive Contributor
Asked: September 15, 2023In:

It is very crucial to carry out bitcoin price prediction and you can do that when you go into different analysis because you cannot going into it without carrying out proper analysis.

It is very crucial to carry out bitcoin price prediction and you can do that when you go into different analysis because you cannot going into it without carrying out proper analysis.

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bitcoincryptoinvestment
  1. Suba
    Suba Knowledge Seeker

    Of course, as crypto traders and investors, we have to master several ways to read price movements based on charts or technical analysis such as Simple Moving Average, Bollinger Bands, Candlesticks. Apart from that, you also need to pay attention to Trend and Support Resistance. Meanwhile, analysisRead more

    Of course, as crypto traders and investors, we have to master several ways to read price movements based on charts or technical analysis such as Simple Moving Average, Bollinger Bands, Candlesticks. Apart from that, you also need to pay attention to Trend and Support Resistance. Meanwhile, analysis based on an event or fundamental is often based on government policy, economic factors, etc. So, both as a trader and an investor, you can have the tools to analyze, not just guess, like gambling.

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bluebird
bluebird
Asked: September 19, 2023In:

Having a good investment portfolio is always good for the future. How to spice up one’s investment portfolio?

Having a good investment portfolio is always good for the future. How to spice up one’s investment portfolio?

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investmentportfolio
  1. raaman
    Best Answer
    raaman Expert Mind A blogger and a writer interested in learning.

    Adding diversity and higher-return assets to your present holdings while managing risks is one way to spice up your investment portfolio. There are certain tactics to think about, though. Examine your present asset mix. Make sure you have a diverse portfolio of assets, including bonds, real estate,Read more

    Adding diversity and higher-return assets to your present holdings while managing risks is one way to spice up your investment portfolio. There are certain tactics to think about, though. Examine your present asset mix. Make sure you have a diverse portfolio of assets, including bonds, real estate, and stocks. The precise proportion should be in line with your investing objectives and risk tolerance.

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uptrendfinancialsignal
uptrendfinancialsignalKnowledge Seeker
Asked: April 6, 2024In:

have seen a lot of people talked about MLM companies as scams and I also want to confirm if it’s true. I want to know if they are actually scams or not. Your contribution is highly appreciated.

have seen a lot of people talked about MLM companies as scams and I also want to confirm if it’s true. I want to know if they are actually scams or not. Your contribution is highly appreciated.

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businessinvestmentmarketing
  1. Slaky12
    Slaky12 Knowledge Seeker Cryptocurrency Engineering

    In my own understand network marketing is a legitimate business model where products or services are sold through a network of distributors. However, some MLM companies may focus more on recruiting new members than selling actual products, leading to unsustainable business practices and potential scRead more

    In my own understand network marketing is a legitimate business model where products or services are sold through a network of distributors. However, some MLM companies may focus more on recruiting new members than selling actual products, leading to unsustainable business practices and potential scams. It’s essential for individuals considering joining an MLM to carefully evaluate the company, its products, compensation plan, and overall reputation before committing time and money.

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