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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

Slaky12
Slaky12Knowledge Seeker
Asked: August 17, 2023In:

Actually is good to having phone as an investor so that u can observe Real-Time Access: You can monitor market trends, stock prices, and news updates in real-time, enabling you to make quick and informed investment decisions. Learning Resources: Access ...Read more

Actually is good to having phone as an investor so that u can observe
Real-Time Access: You can monitor market trends, stock prices, and news updates in real-time, enabling you to make quick and informed investment decisions.
Learning Resources: Access tutorials, videos, and articles on investment strategies, risk management, and market analysis to enhance your skills.
Emergency Management: In case of unexpected market events or portfolio changes, your phone enables you to take swift action.
Remember to choose reputable and secure apps, protect your personal information, and maintain a long-term investment perspective even while using your phone for real-time decisions.

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benefitsinvestment
  1. spencer
    spencer Enlightened Mentor

    I don't actually understand the question, you don't have to be an investor to have or own a phone, if you are a adult then having a phone is important, you're definitely going to be receiving calls and replying to messages. An investor's work is to invest in business that are going to bring in greatRead more

    I don’t actually understand the question, you don’t have to be an investor to have or own a phone, if you are a adult then having a phone is important, you’re definitely going to be receiving calls and replying to messages.

    An investor’s work is to invest in business that are going to bring in great returns to his portfolio, having a phone or not has little or nothing to do with it.

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Suba
SubaKnowledge Seeker
Asked: August 24, 2023In:

Many P2P lending platforms have legality or registered letters issued by the government so that these platforms are not fraudulent. after all, the P2P lending platform promises returns of up to 21% per year, so many people are interested in ...Read more

Many P2P lending platforms have legality or registered letters issued by the government so that these platforms are not fraudulent. after all, the P2P lending platform promises returns of up to 21% per year, so many people are interested in investing in this platform. But what factors should be considered before investing in P2P lending.

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investmentp2p lending
  1. Abigael
    Abigael Trusted Adviser Abigael

    Security is the most important thing to consider when starting a P2P lending investment. This is because people can easily run away with money if you are not secure enough in your investment. Though I really don't know what security measures to put in place in order to recover money lost through defRead more

    Security is the most important thing to consider when starting a P2P lending investment. This is because people can easily run away with money if you are not secure enough in your investment. Though I really don’t know what security measures to put in place in order to recover money lost through defaulting.

    Another thing you need to have in place is how to check for people’s credibility to pay back the loan. You should have a plan on how to check people’s credit score.

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Light
LightTrusted Adviser
Asked: July 21, 2024In:

People cannot  but buy electronic devices like fan, television, iron in their house. So this will tell you this is a lucrative business. How much do you need to start this business.

People cannot  but buy electronic devices like fan, television, iron in their house. So this will tell you this is a lucrative business. How much do you need to start this business.

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businessinvestmentmoney
  1. De Mogul
    De Mogul Expert Mind A student

    Selling electronics requires alot of money to use as capital. It all depends on where you are,.your supplier and also the size of your shop. If you are staying in a place like Lagos then you need bless capital like 5-10 million naira. This is because your are closer to the seaport, so the cost of trRead more

    Selling electronics requires alot of money to use as capital.

    It all depends on where you are,.your supplier and also the size of your shop.

    If you are staying in a place like Lagos then you need bless capital like 5-10 million naira. This is because your are closer to the seaport, so the cost of transport will be less.

     

    If your are farther away, then you’ll need more , because of the transportation.

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Flower
FlowerActive Contributor
Asked: September 21, 2023In:

Choosing a perfect niche for the blog is very important and that is the first thing that must be done by anyone who was involved in blogging . How do I choose a perfect niche for my blog?

Choosing a perfect niche for the blog is very important and that is the first thing that must be done by anyone who was involved in blogging . How do I choose a perfect niche for my blog?

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bloggingbusinessinvestment
  1. tray599
    tray599 Knowledge Seeker blogger, content writer

    To chose the perfect niched for your blog then you must have done niched research to know what is really on trend. Knowing what people are truely looking for will help you alot identify the specific topic of interest and products which is frequently type and search on Google, If you operate on trendRead more

    To chose the perfect niched for your blog then you must have done niched research to know what is really on trend.

    Knowing what people are truely looking for will help you alot identify the specific topic of interest and products which is frequently type and search on Google,

    If you operate on trendy niched your blog won’t suffer it will generate real organic traffic easily.

    It’s not all topic you chose for your blog that is trendy,so there is a need for niche research

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Slaky12
Slaky12Knowledge Seeker
Asked: May 13, 2024In:

Yes, we still have really online investment online but before you get yourself into any side of investment online your need to do research because scammers are everywhere.

Yes, we still have really online investment online but before you get yourself into any side of investment online your need to do research because scammers are everywhere.

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businessinvestmentonline
  1. tray599
    tray599 Knowledge Seeker blogger, content writer

    Frankly there are still some legitimate online investment which anyone can dive into this business bring you much money but as you said something about research. That is true before you engaged in any online business you definitely need to conduct a research which help you check if the website is leRead more

    Frankly there are still some legitimate online investment which anyone can dive into this business bring you much money but as you said something about research.

    That is true before you engaged in any online business you definitely need to conduct a research which help you check if the website is legit or not.

    Even if you want to go into hyip which is risky you can still go into it,we have real estate, crypto currency trading , affiliated marketing, blogging all this are legit online investment which still work till today and people are making money from it

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Mika
MikaExpert Mind
Asked: April 3, 2024In:

Do banks have another source of income apart from charging interest on the loan given to individuals and businesses? How do banks make a lot of money, do they also involve in business?

Do banks have another source of income apart from charging interest on the loan given to individuals and businesses? How do banks make a lot of money, do they also involve in business?

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bankingbanksinvestment
  1. Augusta
    Augusta Enlightened Mentor

    Banks make money in different ways by collecting Credit card feesAnnual fees, late fees, and interest charges on balances also contribute to a bank's revenue. They do also make with loan services:Banks use deposits to provide loans for things like mortgages, car loans, etc Infact , The interest collRead more

    Banks make money in different ways by collecting Credit card feesAnnual fees, late fees, and interest charges on balances also contribute to a bank’s revenue. They do also make with loan services:Banks use deposits to provide loans for things like mortgages, car loans, etc

    Infact , The interest collected on these loans is a major revenue stream.Fees and service charges are also other means

     

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eldavis
eldavisEnlightened Mentor
Asked: September 9, 2023In:

Gold is well known when it comes to investment, i know of a lot of persons who invest in gold both within and outside the forex market. I have heard about a few persons who invest in silver but i ...Read more

Gold is well known when it comes to investment, i know of a lot of persons who invest in gold both within and outside the forex market. I have heard about a few persons who invest in silver but i am not sure how profitable it is. Do people still invest in silver and is it profitable?

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businessinvestmentmoney
  1. Avarose
    Avarose Enlightened Mentor

    People do still invest in silver, even if it’s not as famous as gold. Silver is cheaper and has industrial uses in things like electronics and solar panels, which can boost its demand. It tends to be more volatile than gold, so many investors use it to diversify their portfolios. It can be profitablRead more

    People do still invest in silver, even if it’s not as famous as gold. Silver is cheaper and has industrial uses in things like electronics and solar panels, which can boost its demand. It tends to be more volatile than gold, so many investors use it to diversify their portfolios. It can be profitable, especially during times of high demand or economic uncertainty, but like any investment, it comes with risks. Silver is generally better suited for long-term holding rather than short-term gains.

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Lens
LensKnowledge Seeker
Asked: September 15, 2023In:

Bitcoin has faced a lot of regulatory framework in developing countries. For instance, bitcoin has been restricted in Nigeria because they believe that is used to sponsor insurgency.

Bitcoin has faced a lot of regulatory framework in developing countries. For instance, bitcoin has been restricted in Nigeria because they believe that is used to sponsor insurgency.

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bitcoincryptocurrenciesinvestment
  1. yusra
    yusra Trusted Adviser

    Here are some thoughts on the potential fate and outlook for Bitcoin adoption in developing countries: Serves as an alternative currency and payment network - Bitcoin provides a censorship-resistant means of payment, transactions, and wealth storage without government/central bank oversight. This isRead more

    Here are some thoughts on the potential fate and outlook for Bitcoin adoption in developing countries:

    • Serves as an alternative currency and payment network – Bitcoin provides a censorship-resistant means of payment, transactions, and wealth storage without government/central bank oversight. This is appealing to people in countries with high inflation, capital controls or financial instability.
    • Facilitates remittances – For people working abroad sending money back home, bitcoin enables fast, low-cost cross-border transfers compared to traditional remittance services. This is a major use case already.
    • Banking the unbanked – Bitcoin’s accessibility can open digital payments and finance to the underbanked populations of developing countries better than legacy banking.
    • Adoption risks from volatility – Bitcoin’s volatile, unpredictable swings in value make its use as a medium of exchange challenging. People in developing countries may lack appetite for such volatility.
    • Technological hurdles – Lack of internet access, digital literacy, reliable electricity all impede bitcoin adoption in the developing world. Ongoing improvements in mobile money/fintech infrastructure may help overcome this.
    • Threat of prohibition – If government in a developing country deem bitcoin a threat, they may attempt to restrict or ban it. However, enforcement is difficult.
    • Integration in informal economies – Bitcoin enables new models of commerce in countries with large informal economies. But integration may be complicated by vesting interests.

    Overall, Bitcoin holds meaningful potential to empower developing nations but still faces hurdles for mainstream adoption. How it evolves will depend on each country’s specific conditions and policy environment.

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Lens
LensKnowledge Seeker
Asked: September 8, 2023In:

Diversification of investment portfolio is very important because it is going to help you mitigate risk and it is also good for risk management.

Diversification of investment portfolio is very important because it is going to help you mitigate risk and it is also good for risk management.

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businessdiversificationinvestment
  1. spencer
    spencer Enlightened Mentor

    You can diversify your investment by getting into different assest investment, sticking to one investment stream will frustrate your efforts because if the stock you're holding is down your money shrinks and then vice versa, it's important to spread your money to crypto and Gold. Or if you can get aRead more

    You can diversify your investment by getting into different assest investment, sticking to one investment stream will frustrate your efforts because if the stock you’re holding is down your money shrinks and then vice versa, it’s important to spread your money to crypto and Gold.

    Or if you can get a profitable forex trader, get them to trade for you and the cover the charges or commision and then offer them a generous profits split.

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Lens
LensKnowledge Seeker
Asked: September 8, 2023In:

Improving credit score is a thing that we must take very seriously because if you maintain a good credit then we can have access to loans very easily.

Improving credit score is a thing that we must take very seriously because if you maintain a good credit then we can have access to loans very easily.

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creditfinancesinvestment
  1. spencer
    spencer Enlightened Mentor

    Improving your credit score is about paying out debts on time, paying your taxes and maintain a healthy balance between your debt and income, buying stuffs on credit and then paying back when the time is due. Staying away from criminal activities and just being a good citizen overall, a good creditRead more

    Improving your credit score is about paying out debts on time, paying your taxes and maintain a healthy balance between your debt and income, buying stuffs on credit and then paying back when the time is due.

    Staying away from criminal activities and just being a good citizen overall, a good credit score opens up a barrage of opportunities for you like access to bigger loans etc.

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