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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

eldavis
eldavisEnlightened Mentor
Asked: September 8, 2023In: Money & Business

how do you relief stress during working hours?

As at last year i was working under someone and i had little to no time for rest, they hardly gave us any breaks or even day off. I am currently running a small business of my own and it ...Read more

As at last year i was working under someone and i had little to no time for rest, they hardly gave us any breaks or even day off. I am currently running a small business of my own and it is pretty much almost the same thing due to the face that the business is still a small business. How do you destress yourself when working?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 4, 2026 at 1:40 am

    While working you can still destress yourself through meditation, deep breathing exercises, and mindfulness. Sometimes you just have to create time for slowing down work and just observing your present environment. Even just sitting down doing nothing can help melt away stress. Start by taking a fewRead more

    While working you can still destress yourself through meditation, deep breathing exercises, and mindfulness. Sometimes you just have to create time for slowing down work and just observing your present environment. Even just sitting down doing nothing can help melt away stress. Start by taking a few minutes each day to focus on a simple activity like breathing, walking, or enjoying a meal.

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eldavis
eldavisEnlightened Mentor
Asked: September 4, 2023In: Money & Business

how do you deal with clients not willing to pay for quality

I don’t know about other fields, but i am pretty sure it would be the same. As graphic designers, we tend to come across a lot of customers or clients that quality services but are not willing to pay for ...Read more

I don’t know about other fields, but i am pretty sure it would be the same. As graphic designers, we tend to come across a lot of customers or clients that quality services but are not willing to pay for it. How do i handle such customers?

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  1. Light
    Light Trusted Adviser
    Added an answer on September 4, 2023 at 8:07 pm

    Clear communication is necessary when dealing with customers that won't pay for quality. First, inform them of the advantages of producing quality work. If they're still adamantly opposed, think about bargaining or providing alternatives that fit their budget. In order to protect your reputation forRead more

    Clear communication is necessary when dealing with customers that won’t pay for quality. First, inform them of the advantages of producing quality work. If they’re still adamantly opposed, think about bargaining or providing alternatives that fit their budget. In order to protect your reputation for providing quality service, it could be preferable to part ways professionally if the compromise is not possible.

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eldavis
eldavisEnlightened Mentor
Asked: September 21, 2023In: Money & Business

what is the best way to secure funds for your business

Most people assume taking a loan is the best way to generate funds for a business startup, personally i feel it is better to save funds rather than take a loan, what do you think is the best way to ...Read more

Most people assume taking a loan is the best way to generate funds for a business startup, personally i feel it is better to save funds rather than take a loan, what do you think is the best way to generate funds for a business startup?

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  1. Emmyty
    Best Answer
    Emmyty Trusted Adviser Entrepreneur
    Added an answer on September 21, 2023 at 5:16 pm

    The best way to secure funds for your business is to develop a comprehensive business plan that demonstrates a strong and profitable idea. Next, consider seeking out investors such as angel investors or venture capitalists who specialize in funding new businesses. Additionally, applying for businessRead more

    The best way to secure funds for your business is to develop a comprehensive business plan that demonstrates a strong and profitable idea. Next, consider seeking out investors such as angel investors or venture capitalists who specialize in funding new businesses. Additionally, applying for business loans from banks or government programs can provide the necessary capital. Finally, considering alternative options like crowdfunding or seeking grants can also be viable ways to secure funds for your business.

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eldavis
eldavisEnlightened Mentor
Asked: September 10, 2023In: Money & Business

what are the disadvantage of being a makeup artist?

I have a friend who wants to become a makeup artist for celebrities. He is pretty much good at what he does but i do not know if there is any disadvantage to being a  makeup artist. What are the ...Read more

I have a friend who wants to become a makeup artist for celebrities. He is pretty much good at what he does but i do not know if there is any disadvantage to being a  makeup artist. What are the disadvantages and risk involved in being a makeup artist?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on October 25, 2025 at 4:58 am

    One of the biggest disadvantage of being a makeup artist is that the hours can be long and irregular. This is especially If you're working in fashion or film sector you may have to work 12-hour days or even longer as they might be irregular filming hours And again, if you're working at  weddings orRead more

    One of the biggest disadvantage of being a makeup artist is that the hours can be long and irregular. This is especially If you’re working in fashion or film sector you may have to work 12-hour days or even longer as they might be irregular filming hours

    And again, if you’re working at  weddings or events, your hours will be dictated by the event itself. So if it is a long day you would suffer same.

    Poor communication, missed appointments, or failure to understand client needs can lead to unhappy clients and damage your reputation.

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eldavis
eldavisEnlightened Mentor
Asked: September 11, 2023In: Money & Business

How do you retain customers in business

It’s one thing to get customers, while it is another to be able to retain them. Most business owners are having issues in terms of retaining their customers. How do you retain your customers?

It’s one thing to get customers, while it is another to be able to retain them. Most business owners are having issues in terms of retaining their customers. How do you retain your customers?

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  1. Light
    Light Trusted Adviser
    Added an answer on March 11, 2024 at 9:00 pm

    Focus on providing amazing client experiences by offering top-notch goods or services to keep customers in your organization. Keep lines of communication open, solicit input, and respond to issues quickly. Make customized rewards and loyalty programs. Create a credible online presence and interact wRead more

    Focus on providing amazing client experiences by offering top-notch goods or services to keep customers in your organization. Keep lines of communication open, solicit input, and respond to issues quickly. Make customized rewards and loyalty programs. Create a credible online presence and interact with customers through email marketing and social media. Prioritize long-term partnerships and provide post-purchase assistance. Customer retention depends on being consistent, building trust, and exceeding expectations.

     

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eldavis
eldavisEnlightened Mentor
Asked: September 5, 2023In: Money & Business

would selling snacks be a good business in a school environment?

Would it be a good idea to setup a snack selling business in a school environment? Snacks like meat pie, cup cakes and fruit drinks.

Would it be a good idea to setup a snack selling business in a school environment? Snacks like meat pie, cup cakes and fruit drinks.

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  1. Esther012345
    Best Answer
    Esther012345 Newcomer
    Added an answer on January 28, 2026 at 4:33 pm

    Yes, selling snacks can be a very good business in a school environment. Schools have a constant flow of students who often need quick and affordable food, especially during breaks or after classes. Because snacks are low-cost items, many students can buy them daily, which creates steady demand andRead more

    Yes, selling snacks can be a very good business in a school environment. Schools have a constant flow of students who often need quick and affordable food, especially during breaks or after classes. Because snacks are low-cost items, many students can buy them daily, which creates steady demand and fast sales turnover.

    It is also easy to start since it does not require large capital. With good pricing, cleanliness, and consistency, the business can grow quickly through word of mouth. Choosing popular snacks and selling at convenient times can help increase profit. Overall, snack selling works well in schools because of high demand, regular customers, and simple management.

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eldavis
eldavisEnlightened Mentor
Asked: September 11, 2023In: Money & Business

what long term goals should a business owner have?

It is common knowledge that every business owner should have goals for their business. There are long term goals and as well short term goals. What long term goals should a business owner have for their business?

It is common knowledge that every business owner should have goals for their business. There are long term goals and as well short term goals. What long term goals should a business owner have for their business?

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  1. Mike Smith
    Mike Smith Knowledge Seeker
    Added an answer on April 13, 2024 at 5:58 am

    A business owner without a goal or objective in his or her business is like an individual riding a bicycle or driving a car without having any specific direction in mind. As a business owner you must have both short-term and long-term goals that you look forward to accomplish and achieve in your resRead more

    A business owner without a goal or objective in his or her business is like an individual riding a bicycle or driving a car without having any specific direction in mind. As a business owner you must have both short-term and long-term goals that you look forward to accomplish and achieve in your respective businesses. One of the most paramount long-term goals and objective a business owner must have is expansion and accumulation of more customers and clients. However the achievements of long-term goals like this depends on how unique your business is in terms of customer services and the selling of unique and high quality products and services made from unique raw materials.

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eldavis
eldavisEnlightened Mentor
Asked: September 16, 2023In: Money & Business

what business can a graduate in Education startup?

What kind of business can an individual who has a degree in education actually startup? I know someone who was given admission to study education in the university of benin Edo state Nigeria but is rather reluctant because he feels ...Read more

What kind of business can an individual who has a degree in education actually startup? I know someone who was given admission to study education in the university of benin Edo state Nigeria but is rather reluctant because he feels there are no much opportunities in this field.

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on August 5, 2025 at 5:29 am

    A graduate in education can start various businesses leveraging their knowledge and skills. He can start with online tutoring,Offer personalized online tutoring services in specific subjects or for test preparation (SAT, ACT, etc He can also go into curriculum development, educational workshops, eduRead more

    A graduate in education can start various businesses leveraging their knowledge and skills. He can start with online tutoring,Offer personalized online tutoring services in specific subjects or for test preparation (SAT, ACT, etc

    He can also go into curriculum development, educational workshops, educational counseling, and creating educational resources like online courses or learning apps.

    He can also explore businesses in educational consulting, test preparation, or even develop educational toys or games to sell either online or offline

     

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eldavis
eldavisEnlightened Mentor
Asked: September 22, 2023In: Money & Business

how do you handle crisis in your business setup?

In a business setup, crisis are bound to happen one way or another, you are working with different people who have different backgrounds, beliefs and understanding so there would definitely different ideas. How do you normally handle crisis you your ...Read more

In a business setup, crisis are bound to happen one way or another, you are working with different people who have different backgrounds, beliefs and understanding so there would definitely different ideas. How do you normally handle crisis you your business?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on April 28, 2024 at 4:12 pm

    Yes, crisis will always come in business the best bet is to tackle it from the root. you just have to know the problems that is bringing the crisis and try to work it out by bringing up solutions that can help quench the crisis. You don't have to only bring in solutions but execute them. if you needRead more

    Yes, crisis will always come in business the best bet is to tackle it from the root. you just have to know the problems that is bringing the crisis and try to work it out by bringing up solutions that can help quench the crisis.

    You don’t have to only bring in solutions but execute them. if you need to bring in professionals to help out don’t hesitate they might just be the help you need at that point.

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eldavis
eldavisEnlightened Mentor
Asked: September 23, 2023In: Money & Business

what are your expectations in an employee as a business owner?

Every business owner should and must have an expectation when it comes to hiring workers, as a business owner, what are your expectations?

Every business owner should and must have an expectation when it comes to hiring workers, as a business owner, what are your expectations?

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  1. yusra
    Best Answer
    yusra Trusted Adviser
    Added an answer on September 24, 2023 at 3:44 am

    As a business owner, I have a few key expectations for employees: Reliability - I expect employees to show up on time, be dependable, meet deadlines, and fulfill commitments. I need to trust they'll consistently handle their responsibilities. Integrity - Employees should demonstrate honesty, ethics,Read more

    As a business owner, I have a few key expectations for employees:

    Reliability – I expect employees to show up on time, be dependable, meet deadlines, and fulfill commitments. I need to trust they’ll consistently handle their responsibilities.

    Integrity – Employees should demonstrate honesty, ethics, and transparency in their actions. I expect them to own mistakes, avoid blame games, and do the right thing.

    Accountability – They must take ownership of their work and see projects through from start to finish. I expect employees to be self-motivated and driven.

    Communication – Clear, timely, and proactive communication is essential. Employees need to keep me informed, provide status updates, and ask clarifying questions when needed.

    Teamwork – The ability to collaborate with colleagues and work toward shared goals is hugely important. People need to check their egos, chip in where needed, and be good team players.

    Critical thinking – I expect analysts who can solve problems, think strategically, and make sound recommendations. Creative thinking and innovation are also encouraged.

    Continuous learning – Employees should always be looking to develop new skills, keep up with industry trends, and bring fresh ideas to the table. Lifelong learning is a must.

    Quality focus – In all tasks, employees should aim for excellence. I expect attention to detail, well-executed deliverables, and a commitment to making the business better.

    Passion – Ideally employees are engaged in their work and invested in the success of the company as if it were their own. Enthusiasm and drive make a big difference.

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