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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

Precious
Poll
PreciousKnowledge Seeker
Asked: September 14, 2023In: Money & Business

Moniepoint and palmpay, which is the best?

Have been using palmpay for a decade of time, but now there is this new online banking call moniepoint, it’s users said is the best among the online banking, what do you guys think, which is the best among the ...Read more

Have been using palmpay for a decade of time, but now there is this new online banking call moniepoint, it’s users said is the best among the online banking, what do you guys think, which is the best among the two?.

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moniepointpalmpaysavingsthe best
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  1. Crystal
    Crystal Knowledge Seeker Experience on Blockchain technologies.
    Added an answer on September 14, 2023 at 10:00 pm

    I think Palmpay is far better than money points, that's why when coming to online banking I always choose palmpay as my favorite bank for transaction. Palmpay offered exclusive loans, and also has less return with enough coupons and promo, helping you to enjoy using the app. Palmpay is very hots, evRead more

    I think Palmpay is far better than money points, that’s why when coming to online banking I always choose palmpay as my favorite bank for transaction.

    Palmpay offered exclusive loans, and also has less return with enough coupons and promo, helping you to enjoy using the app.

    Palmpay is very hots, every body like palmpay. Smart on transaction and quick customers response.

    Maybe moniepoints has is owned offered making it popular and reliable.

    But I prefer Palmpay.

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Inem
InemKnowledge Seeker
Asked: April 16, 2024In: Money & Business

What percentage of my income should go for rent?

While our needs are unlimited, accomodation is one of the most vital needs of every person. And it is something that we really can’t do without. How much of my income should I spend on renting accommodation so that I ...Read more

While our needs are unlimited, accomodation is one of the most vital needs of every person. And it is something that we really can’t do without. How much of my income should I spend on renting accommodation so that I don’t live in a house above my means

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financemoney managementrental expenses.
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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on March 11, 2026 at 5:15 am

    A good rule of thumb is to spend no more than 30% of your monthly income on rent. This helps ensure you still have enough money for food, utilities, savings, and other expenses. If possible, keeping rent around 20–25% is even better for financial stability. The key is choosing accommodation that fitRead more

    A good rule of thumb is to spend no more than 30% of your monthly income on rent. This helps ensure you still have enough money for food, utilities, savings, and other expenses. If possible, keeping rent around 20–25% is even better for financial stability. The key is choosing accommodation that fits your income so you can live comfortably without struggling to cover other essential costs.

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Augusta
AugustaEnlightened Mentor
Asked: October 6, 2025In: Money & Business

How not to sound salesy with your business ads

It is always good to advertise your products and services but how can you do this in a way to showcase your products and not necessarily to make sales or get money from your targeted audiences?

It is always good to advertise your products and services but how can you do this in a way to showcase your products and not necessarily to make sales or get money from your targeted audiences?

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  1. Avarose
    Avarose Enlightened Mentor
    Added an answer on October 7, 2025 at 1:55 am

    To avoid sounding salesy, focus on providing value first show how your product or service genuinely solves a problem or improves someone’s life. Use real stories, helpful tips, or behind-the-scenes content to build trust and connection. Speak like a human, not a marketer be honest, conversational, aRead more

    To avoid sounding salesy, focus on providing value first show how your product or service genuinely solves a problem or improves someone’s life. Use real stories, helpful tips, or behind-the-scenes content to build trust and connection. Speak like a human, not a marketer be honest, conversational, and clear about what you offer without pushing for a sale. Let the product speak through usefulness, not hype. When people feel informed rather than targeted, they’re more likely to trust and eventually buy from you on their own terms.

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De Mogul
De MogulExpert Mind
Asked: August 16, 2025In: Money & Business

What is the fastest way to start making profits in a business

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  1. Aphodia
    Aphodia Active Contributor I am a student
    Added an answer on August 16, 2025 at 4:00 pm

    The fastest way to make profits in your business is to deliver quality products and services to your clients. When you develop a standard that is able to meet up to the expectations of your clients you will be able to gain their loyalty which will increase your profitablity. Every business is dynamiRead more

    The fastest way to make profits in your business is to deliver quality products and services to your clients. When you develop a standard that is able to meet up to the expectations of your clients you will be able to gain their loyalty which will increase your profitablity.

    Every business is dynamic, there are continuous modifications and improvements every day, quickly adopting these changes will help to elevate your profits

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Flower
FlowerActive Contributor
Asked: August 22, 2023In: Money & Business

What are the rewards in real estate for rental income?

There is huge reward in rental business especially if it has to do with the real estate. For instance, there is steady cash flow in real estate investment and there is also an advantage of property appreciation and tax benefits.

There is huge reward in rental business especially if it has to do with the real estate. For instance, there is steady cash flow in real estate investment and there is also an advantage of property appreciation and tax benefits.

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investmentmake moneymoney
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 12, 2026 at 5:32 am

    There are a lot of benefits of investing in real estatem one would get cash flow, tax breaks, and the land or property would keep appreciating these are reasons why real estate is considered a good investment. One would enjoy Passive Income with it. You would have Increased Financial Security. DiverRead more

    There are a lot of benefits of investing in real estatem one would get cash flow, tax breaks, and the land or property would keep appreciating these are reasons why real estate is considered a good investment.

    One would enjoy Passive Income with it. You would have Increased Financial Security. Diversification of Investments · Property Value Appreciation are all possible.

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Allison
AllisonKnowledge Seeker
Asked: August 9, 2023In: Money & Business

What are the benefits of investing?.

Investing can help you achieve a variety of financial goals, such as growing your wealth, funding your retirement, and achieving financial independence. It allows your money to potentially earn returns over time, outpacing inflation and increasing its value. However, investing ...Read more

Investing can help you achieve a variety of financial goals, such as growing your wealth, funding your retirement, and achieving financial independence. It allows your money to potentially earn returns over time, outpacing inflation and increasing its value.

However, investing involves risks, so it’s important to research, diversify, and make informed decisions based on your risk tolerance and objectives.

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benefitsinvesting
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  1. yusra
    yusra Trusted Adviser
    Added an answer on August 11, 2023 at 12:48 pm

    There are several key benefits that make investing money worthwhile: Wealth accumulation - Investing allows your money to grow over time through compounding returns. Even small, regular investments can add up. Beat inflation - By investing in assets that appreciate, you can potentially keep ahead ofRead more

    There are several key benefits that make investing money worthwhile:

    • Wealth accumulation – Investing allows your money to grow over time through compounding returns. Even small, regular investments can add up.
    • Beat inflation – By investing in assets that appreciate, you can potentially keep ahead of inflation eroding your money’s purchasing power.
    • Diversification – Investing across various asset classes and markets reduces overall risk in your portfolio if one area declines.
    • Passive income – Generating returns from investments provides income without requiring active work. This supplements earned income.
    • Tax advantages – Certain investment vehicles like 401Ks allow you to invest pre-tax or provide tax-deferred growth.
    • Achieve goals – Investing makes it more feasible to achieve major financial goals like retirement, college savings, etc.
    • Create legacy – Growing wealth enables you to leave an inheritance or gift assets to causes you care about.
    • Financial freedom – Wise investing can ultimately provide freedom to pursue passions and spend time as you wish.

    While investing has risks, the potential long-term gains make it a vital part of any wealth-building strategy. Working with a trusted advisor can help maximize returns.

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De Mogul
De MogulExpert Mind
Asked: August 20, 2025In: Money & Business

Does being greedy affect a business or skill

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  1. Noble
    Noble Newcomer
    Added an answer on February 27, 2026 at 5:35 pm

    As a business person you have to be selfish to grow and expand because if you are a selflesh person who continue giving out from the little you make your success would be far But if you're selfish your success is nearer because if you eventually fall God forbid those same people who squandered yourRead more

    As a business person you have to be selfish to grow and expand because if you are a selflesh person who continue giving out from the little you make your success would be far

    But if you’re selfish your success is nearer because if you eventually fall God forbid those same people who squandered your money will laugh mock and judge they can even go as far as making jest of you

    The world is wicked so be careful out there


     

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deucher
deucherActive Contributor
Asked: April 18, 2024In: Money & Business

Is it possible to create a portfolio of only dividend stocks?

I think that people who have been investing in shares for a long time understand all the pros and cons of this, but I am not so much into it, and for me the question is whether it will be ...Read more

I think that people who have been investing in shares for a long time understand all the pros and cons of this, but I am not so much into it, and for me the question is whether it will be profitable to buy only dividend shares and will it contribute to the rapid growth of our assets? I understand that many such shares are not so successful, but it seems to me that due to the fact that we will receive dividends, it can be more profitable than shares of large and stable companies?

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dividendstock marketstocks
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  1. raaman
    raaman Expert Mind A blogger and a writer interested in learning.
    Added an answer on July 27, 2024 at 7:02 am

    It is possible to build a portfolio of only dividend stocks. This can help you with regular income and possibility for long-term growth. By focusing on high quality dividend paying stocks with strong fundamentals and constant track records of dividend payments, you can build a diversified portfolioRead more

    It is possible to build a portfolio of only dividend stocks. This can help you with regular income and possibility for long-term growth. By focusing on high quality dividend paying stocks with strong fundamentals and constant track records of dividend payments, you can build a diversified portfolio that creates passive income and outperforms the market.

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deucher
Poll
deucherActive Contributor
Asked: August 14, 2023In: Money & Business

What would you choose trading or mining?

It’s not the first year I’ve been making money online and I’ve tried both methods from this list and for me mining is much more interesting, although I earned much more in trading. Of course, these are completely different areas ...Read more

It’s not the first year I’ve been making money online and I’ve tried both methods from this list and for me mining is much more interesting, although I earned much more in trading. Of course, these are completely different areas and it is difficult to compare, but assuming that you know how to trade, what would you choose?

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Participate in Poll, Choose Your Answer.

miningtrading
  • 0
  • 4
  • 38
  • 0
  1. spencer
    spencer Enlightened Mentor
    Added an answer on May 16, 2024 at 11:38 am

    I'd choose trading over mining because I like to be in control of what I do, trading can be controlled in a way, you can define your loss and profit levels and also do scalps where you can take profits quickly or take a swing trade. But mining is all about other people and they control who gets theRead more

    I’d choose trading over mining because I like to be in control of what I do, trading can be controlled in a way, you can define your loss and profit levels and also do scalps where you can take profits quickly or take a swing trade.

    But mining is all about other people and they control who gets the bounty or not, it’s strictly unidimensional, so you can’t control whether you make the list or not, I don’t like such games.

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Allison
AllisonKnowledge Seeker
Asked: August 9, 2023In: Money & Business

Make extra money selling cement

Selling cement can be a profitable venture. To make extra money, consider these steps: You have to first of all find a reliable suppliers or manufacturers who can provide you with quality cement at competitive prices, because it’s quality products that ...Read more

Selling cement can be a profitable venture. To make extra money, consider these steps:

You have to first of all find a reliable suppliers or manufacturers who can provide you with quality cement at competitive prices, because it’s quality products that will attract more customers.

Also establishing relationships with contractors, builders, and construction companies who might need cement regularly.

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make moneysell cement
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  1. tray599
    tray599 Knowledge Seeker blogger, content writer
    Added an answer on November 24, 2025 at 12:07 pm

    Let me put you through cement selling business is not easy mostly if you are not in the remote area, I have sold cement before for someone,but I can tell you it's required that you have someone who is always active and fibrant , someone that can relate with people ,when he see a new building site heRead more

    Let me put you through cement selling business is not easy mostly if you are not in the remote area,

    I have sold cement before for someone,but I can tell you it’s required that you have someone who is always active and fibrant , someone that can relate with people ,when he see a new building site he will be bold enough to go there and approach the engineer to give him the supply power,this will ensure you market your cement faster, staying one place and be expecting customers to come is very wrong,it can take you months to market one truck on cement.

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