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Get expert advice on small business ideas, saving money, making money, investing, loans, credit repair, insurance, and everything personal finance. Whether you’re broke, there’s something here to help you grow financially.

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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

Mika
MikaExpert Mind
Asked: September 12, 2023In: Money & Business

Affiliate marketing or print on demand, which is good?

Affiliate marketing and print on demand both are low cost business ideas one can do online but I would like to know which method is easy and also makes a lot of money?

Affiliate marketing and print on demand both are low cost business ideas one can do online but I would like to know which method is easy and also makes a lot of money?

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  1. freelancermaria
    freelancermaria Newcomer
    Added an answer on September 12, 2023 at 5:27 am

    Well, it depends on your skills and goals. With affiliate marketing, there is no need to deal with customers as you just need to promote the product/s or service/s. While it can be profitable, it still relies on your capability to drive traffic to your website and turn them into buying customers/salRead more

    Well, it depends on your skills and goals. With affiliate marketing, there is no need to deal with customers as you just need to promote the product/s or service/s. While it can be profitable, it still relies on your capability to drive traffic to your website and turn them into buying customers/sales. Meanwhile, print on demand, allows you to unleash your creativity, build your own brand, and build a strong customer base.

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Mika
MikaExpert Mind
Asked: August 31, 2023In: Money & Business

How much advertising budget is good for small business?

It is impossible to sell without running ad campaigns. If your business is new and if your business is small, how much money should you spend on advertising?

It is impossible to sell without running ad campaigns. If your business is new and if your business is small, how much money should you spend on advertising?

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  1. Svishok
    Svishok Expert Mind
    Added an answer on September 1, 2023 at 6:20 am

    The advertising budget for a small business can vary greatly depending on various factors such as the industry, target audience, and business goals. Generally, it is recommended for small businesses to allocate around 5-10% of their total revenue towards advertising and marketing efforts. However, iRead more

    The advertising budget for a small business can vary greatly depending on various factors such as the industry, target audience, and business goals. Generally, it is recommended for small businesses to allocate around 5-10% of their total revenue towards advertising and marketing efforts. However, it is important to always assess the return on investment (ROI) of different advertising channels to optimize the budget. Small businesses can start with a smaller budget and gradually increase it as they see positive results and gather data about their target audience’s preferences.

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Augusta
AugustaEnlightened Mentor
Asked: August 15, 2023In: Money & Business

Precautions to be taken in eggs selling business

Egg selling business is lucrative but it is a delicate business that you need to be careful about. It is a business that is risky and come with a high loss because of its nature. What are the precautions to ...Read more

Egg selling business is lucrative but it is a delicate business that you need to be careful about. It is a business that is risky and come with a high loss because of its nature. What are the precautions to be taken if one need to get into this business

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  1. raaman
    raaman Expert Mind A blogger and a writer interested in learning.
    Added an answer on October 6, 2024 at 1:09 pm

    In an eggs-selling business, precautions include ensuring proper storage temperature, inspection for cracks or defects, maintaining cleanliness and hygiene, implementing labeling for freshness, adhering to safety regulations, and timely delivery to customers. Building trust with customers through coRead more

    In an eggs-selling business, precautions include ensuring proper storage temperature, inspection for cracks or defects, maintaining cleanliness and hygiene, implementing labeling for freshness, adhering to safety regulations, and timely delivery to customers. Building trust with customers through consistent quality and service is essential for success.

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Svishok
SvishokExpert Mind
Asked: September 26, 2023In: Money & Business

How to add smart tech to my new home?

With this question, you’re interested in integrating cutting-edge technology into your new home. This might entail smart thermostats, security systems, or home automation to enhance convenience and efficiency.

With this question, you’re interested in integrating cutting-edge technology into your new home. This might entail smart thermostats, security systems, or home automation to enhance convenience and efficiency.

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  1. Avarose
    Avarose Enlightened Mentor
    Added an answer on August 23, 2025 at 2:40 am

    Adding smart tech to your new home starts with figuring out what will make your life easier like smart thermostats to save energy, security cameras for peace of mind, or voice-controlled lights for convenience. Begin by choosing a central system or hub that can connect and control all your devices sRead more

    Adding smart tech to your new home starts with figuring out what will make your life easier like smart thermostats to save energy, security cameras for peace of mind, or voice-controlled lights for convenience. Begin by choosing a central system or hub that can connect and control all your devices seamlessly. It’s best to start small, adding one or two gadgets, then expand as you get comfortable. Make sure your Wi-Fi is strong and secure since most smart devices rely on it. Planning and gradual upgrades will help you build a smart home that really fits your lifestyle.

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De Mogul
De MogulExpert Mind
Asked: September 8, 2025In: Money & Business

Which business is easier to start between a Barbing saloon and a laundry business

I want to know which Business is less demanding for one to start and make money from.

I want to know which Business is less demanding for one to start and make money from.

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  1. Carpon
    Best Answer
    Carpon Expert Mind Hustler
    Added an answer on September 9, 2025 at 7:30 am

    Both a bariving saloon and a laundry business are quite easy to start depending on what scale you aim to start from. They have starting points that may not really he so demanding in terms of capital and initial investment and as such you can easily start up I believe it will majorly depend on your rRead more

    Both a bariving saloon and a laundry business are quite easy to start depending on what scale you aim to start from. They have starting points that may not really he so demanding in terms of capital and initial investment and as such you can easily start up

    I believe it will majorly depend on your readiness to adapt and keep getting better and how you can work on your self and the business

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Flower
FlowerActive Contributor
Asked: August 26, 2023In: Money & Business

How do you achieve success on fiverr?

Creating a compelling profile and accumulating positive reviews could be a  strategy to make money on fiverr, but it is important to note that the platform is highly competitive.

Creating a compelling profile and accumulating positive reviews could be a  strategy to make money on fiverr, but it is important to note that the platform is highly competitive.

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  1. Basil20
    Basil20 Active Contributor
    Added an answer on August 28, 2023 at 7:25 pm

    Achieving success on Fiverr, a popular freelance platform, requires a combination of skills, strategy, and dedication. Here are some tips to help you succeed: 1. **Choose Your Niche:** Focus on a specific niche or service that you're skilled in and passionate about. Specializing can help you stand oRead more

    Achieving success on Fiverr, a popular freelance platform, requires a combination of skills, strategy, and dedication. Here are some tips to help you succeed:

    1. **Choose Your Niche:** Focus on a specific niche or service that you’re skilled in and passionate about. Specializing can help you stand out in a crowded marketplace.

    2. **Create a Strong Profile:** Craft a professional and compelling profile that highlights your skills, experience, and expertise. Use a clear and friendly profile picture.

    3. **Write Effective Gig Descriptions:** Write clear, concise, and engaging gig descriptions that clearly explain what you offer, the benefits, and what makes you unique.

    4. **Offer High-Quality Services:** Deliver excellent work to each client, meeting or exceeding their expectations. Positive reviews and repeat business are crucial for success.

    5. **Set Competitive Pricing:** Research competitors’ prices and set your rates accordingly. As you build a reputation, you can adjust your pricing.

    6. **Use High-Quality Images and Videos:** Visuals can help showcase your work and attract clients. Use high-resolution images and videos that demonstrate your skills.

    7. **Deliver on Time:** Always meet your delivery deadlines. Consistently delivering on time builds trust with clients.

    8. **Communicate Effectively:** Respond promptly to client inquiries and keep them informed about the progress of their project.

    9. **Upsell and Offer Extras:** Offer additional services or packages that clients might find valuable. This can increase your earnings per order.

    10. **Collect Positive Reviews:** Encourage satisfied clients to leave positive reviews. Reviews play a significant role in attracting new clients.

    11. **Continuous Learning:** Stay updated with industry trends, technology, and best practices. Continuous improvement can set you apart from competitors.

    12. **Optimize Your Gig Titles and Tags:** Use relevant keywords in your gig titles and tags to improve your visibility in search results.

    13. **Promote Your Gigs:** Share your Fiverr gigs on social media, personal websites, and relevant online communities to increase visibility.

    14. **Follow Fiverr’s Rules:** Adhere to Fiverr’s terms of service and guidelines to avoid account suspensions and ensure a positive reputation.

    15. **Offer Exceptional Customer Service:** Address client concerns and feedback professionally. Good customer service can lead to long-term relationships.

    16. **Level Up:** As you complete more orders and receive positive reviews, you’ll move up Fiverr’s levels, which come with additional benefits and visibility.

    17. **Stay Consistent:** Building a successful Fiverr profile takes time. Stay consistent, patient, and committed to delivering quality work.

    Remember that success on Fiverr is not instant; it takes effort, persistence, and a commitment to delivering value to your clients. Over time, positive feedback and a growing client base can lead to a thriving freelance business.

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Jewel
JewelKnowledge Seeker
Asked: September 25, 2023In: Money & Business

What is the hardest part of being a business manager?

Manager face a lot of challenges when managing or running a business for someone although there are other part of challenges the pass through what is the hardest part of being a business manager?

Manager face a lot of challenges when managing or running a business for someone although there are other part of challenges the pass through what is the hardest part of being a business manager?

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on September 26, 2023 at 8:02 am

    For me managing a business isn't easy at all it is one job role that needs one that have the right skills to tackle the challenges that comes with the job. A business manager is like the overseer of the business you need to have the right knowledge and abilities to carry everyone along so that the aRead more

    For me managing a business isn’t easy at all it is one job role that needs one that have the right skills to tackle the challenges that comes with the job. A business manager is like the overseer of the business you need to have the right knowledge and abilities to carry everyone along so that the all rounder success of the business can be achieved. You can’t work alone as manager you must bring in other hands that would be able to help out effectively. So for me the hardest part is getting everyone involved, making the human resources you have work effectively and efficiently.

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eldavis
eldavisEnlightened Mentor
Asked: August 12, 2025In: Money & Business

Would it be offensive to a customer if i refuse to take emergency works?

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  1. De Mogul
    Best Answer
    De Mogul Expert Mind A student
    Added an answer on August 13, 2025 at 12:13 pm

    When you are having your personal time it is not wise at all to leave it just to satisfy the need of another person. There is a reason why we have business hour and whenever you customer comes after or before this time you have the right to agree or to disagree to his proposal. Because you render seRead more

    When you are having your personal time it is not wise at all to leave it just to satisfy the need of another person.

    There is a reason why we have business hour and whenever you customer comes after or before this time you have the right to agree or to disagree to his proposal.

    Because you render service doesn’t mean you don’t have a life of your own.

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Svishok
SvishokExpert Mind
Asked: September 25, 2023In: Money & Business

Tax-saving tips for maximizing income?

Here, the focus is on learning tax strategies and deductions that can help individuals keep more of their earned income, thereby increasing their overall financial well-being.

Here, the focus is on learning tax strategies and deductions that can help individuals keep more of their earned income, thereby increasing their overall financial well-being.

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Precious
PreciousKnowledge Seeker
Asked: September 21, 2023In: Money & Business

My Airtel and myMTN app, which save money on buying data?

I just learn that both MTN and Airtel have their online app, but I don’t really know which to use, do you guys know which save money on buying data? What’s your thought guy’s?.

I just learn that both MTN and Airtel have their online app, but I don’t really know which to use, do you guys know which save money on buying data?

What’s your thought guy’s?.

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on August 19, 2025 at 3:00 pm

    I have used both MTN and Airtel before, while the airtel network has a lot of cheap offers, their network service was very bad in my location, i have to fall back to the MTN network. My advice would be to use the MTN app, but then again it also depends on how the Airtel network performs in your locaRead more

    I have used both MTN and Airtel before, while the airtel network has a lot of cheap offers, their network service was very bad in my location, i have to fall back to the MTN network. My advice would be to use the MTN app, but then again it also depends on how the Airtel network performs in your location, but my personal choice will always be MTN.

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