Some loan apps are fond of defaming one to your contact if you missed their repayment period. Do you think you should ghost them if they do this and how ethical is this?
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If one is dating and gets a marriage proposal but found out the partner is in heavy debt. Is it still okay to proceed with marrying the person?
1. *Pay more than minimum*: Add extra payments to reduce principal. 2. *Increase payment frequency*: Switch to bi-weekly payments. 3. *Prioritize high-interest loans*: Focus on loans with highest interest rates. 4. *Use lump sums*: Apply bonuses or windfalls to loan balance. 5. *Refinance or ...