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Abike
AbikeNewcomer
Asked: February 5, 2026In:

What are the types of banks in Nigeria???, if you were asked about the types of banks in Nigeria, what will you say???

  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor

    Hi there! Apart from the Apex Bank (cbn) In Nigeria, banks are mainly categorized into Commercial Banks (for individuals and businesses), Microfinance Banks (focused on small-scale borrowers), Merchant Banks (investment and corporate financing), and Community Banks (serving local communities). EachRead more

    Hi there!

    Apart from the Apex Bank (cbn)

    In Nigeria, banks are mainly categorized into Commercial Banks (for individuals and businesses), Microfinance Banks (focused on small-scale borrowers), Merchant Banks (investment and corporate financing), and Community Banks (serving local communities). Each type serves different financial needs across the country.

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Augusta
AugustaEnlightened Mentor
Asked: May 4, 2026In:

  1. eldavis
    eldavis Enlightened Mentor Graphic designer

    One of the major things that can affect your credit score is delayed payment. Yes you actually made the payment which is good, but delaying the payment can have a negative effect on your credit score. Another thing that can have a negative effect on your credit score is not paying the loan at all, oRead more

    One of the major things that can affect your credit score is delayed payment. Yes you actually made the payment which is good, but delaying the payment can have a negative effect on your credit score. Another thing that can have a negative effect on your credit score is not paying the loan at all, or even having a negative public review about you could also affect it. 

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Ibiwari George
Ibiwari GeorgeNewcomer
Asked: July 28, 2025In:

ninnin validationsim registration
  1. Carpon
    Carpon Expert Mind Hustler

    Since the government implemented this rule that you need to use your NIN for sim registration does become quite complicated to register because I have noticed that the network from NIMax is very poor and delays most processes. Do you know that that was how I got my SIM blocked? I was sent a messageRead more

    Since the government implemented this rule that you need to use your NIN for sim registration does become quite complicated to register because I have noticed that the network from NIMax is very poor and delays most processes.

    Do you know that that was how I got my SIM blocked? I was sent a message to go and register my SIM once again and any date that I go to the office they will always complain of no network and I went there for like 3 days till the finally block my SIM and now I cannot use it

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Hephzibah001
Hephzibah001
Asked: September 12, 2025In:

How can i avoid financial stress and manage my money in a way that gives me peace

  1. Lash
    Lash Knowledge Seeker

    There are many causes of financial stress such as poor use of finances or having an extravagant lifestyle which will definitely lead into financial stress To avoid getting into financial stress you need to be gainfully employed and when you earn money learn to live within you means and also practiceRead more

    There are many causes of financial stress such as poor use of finances or having an extravagant lifestyle which will definitely lead into financial stress
    To avoid getting into financial stress you need to be gainfully employed and when you earn money learn to live within you means and also practice the art of saving for future emergency case as those emergencies are the major causes of financial stress

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Maro Fex
Maro FexNewcomer
Asked: August 17, 2025In:

  1. De Mogul
    De Mogul Expert Mind A student

    It is possible to get a loan with without your bvn but it only happens when you are collecting that loan from fintech on Google Play store. Nowadays almost everything is linked up, our phone numbers and our bank details almost can be used to track people down. But you have to know that the loan youRead more

    It is possible to get a loan with without your bvn but it only happens when you are collecting that loan from fintech on Google Play store.
    Nowadays almost everything is linked up, our phone numbers and our bank details almost can be used to track people down.

    But you have to know that the loan you can connect without a bvn can never be more than 5,000 naira and this is even after you have gain a little bit of their trust my pay the money you borrowed earlier

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Carpon
CarponExpert Mind
Asked: August 9, 2025In:

  1. De Mogul
    De Mogul Expert Mind A student

    All forms of banking are where is it but I prefer some during a certain condition or scenario. When I don't have data and I'm at home I prefer using the USSD code to make a very fast payment and also purchase airtime. When I have data on my phone then I use the app to make very fast purchase especiaRead more

    All forms of banking are where is it but I prefer some during a certain condition or scenario.

    When I don’t have data and I’m at home I prefer using the USSD code to make a very fast payment and also purchase airtime.

    When I have data on my phone then I use the app to make very fast purchase especially for data and airtime also.
    When I go to the market I prefer using the ATM card because I don’t have to stress myself using my phone or removing it when I go to every shop

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Tolu Adebayo
Tolu Adebayo
Asked: July 28, 2025In:

₦100000 without bvn in nigeria100k loanbvn
  1. Okon Edidiong
    Okon Edidiong Newcomer

    Nobody wey serious go do that. All this “no BVN” loan talk na mostly fake or setup. The real apps dey protect their money. Any app wey tell you say ₦100k dey possible without BVN: Go ask for access to all your contacts Fit disgrace you if you no pay Go hit you with interest wey go make you shout BetRead more

    Nobody wey serious go do that. All this “no BVN” loan talk na mostly fake or setup. The real apps dey protect their money.
    Any app wey tell you say ₦100k dey possible without BVN:

    • Go ask for access to all your contacts
    • Fit disgrace you if you no pay
    • Go hit you with interest wey go make you shout

    Better still, give them BVN, use legit apps like Carbon or FairMoney, and borrow small-small till your limit grow. That’s the honest route.

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Augusta
AugustaEnlightened Mentor
Asked: August 8, 2025In:

moneysavingtips
  1. Tray59
    Tray59 Newcomer

    When you are trying to save money there are so many things which you need to observe at first don't touch your little saving often and be consistent with the savings routine as this will help you reach your goals easily.Don't mix your savings with your personal issue it's going to tempt you to touchRead more

    When you are trying to save money there are so many things which you need to observe at first don’t touch your little saving often and be consistent with the savings routine as this will help you reach your goals easily.

    Don’t mix your savings with your personal issue it’s going to tempt you to touch or use the money which you have save for something good

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