Home»Banks, Cards & Fintech Help»Page 13
Carpon
CarponExpert Mind
Asked: August 23, 2025In:

While trying to make a transaction and ATM swallowed my card today. It wasn’t my bank’s ATM and I don’t know how I can be able to retrieve my card Is there any hope for me

  1. Alhamdu
    Best Answer
    Alhamdu Active Contributor

    What you can do at that moment is just to stay calm, don't panic at the place because you may be detained for causing violence so just stay calm. And then you contact your bank immidately and tell them of what happened. And in most cases it's the fault of the person and sometimes it's machine error.Read more

    What you can do at that moment is just to stay calm, don’t panic at the place because you may be detained for causing violence so just stay calm.

    And then you contact your bank immidately and tell them of what happened.

    And in most cases it’s the fault of the person and sometimes it’s machine error. So you need to be careful on how you report the issue.

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Maro Fex
Maro FexNewcomer
Asked: August 17, 2025In:

  1. De Mogul
    De Mogul Expert Mind A student

    It is possible to get a loan with without your bvn but it only happens when you are collecting that loan from fintech on Google Play store. Nowadays almost everything is linked up, our phone numbers and our bank details almost can be used to track people down. But you have to know that the loan youRead more

    It is possible to get a loan with without your bvn but it only happens when you are collecting that loan from fintech on Google Play store.
    Nowadays almost everything is linked up, our phone numbers and our bank details almost can be used to track people down.

    But you have to know that the loan you can connect without a bvn can never be more than 5,000 naira and this is even after you have gain a little bit of their trust my pay the money you borrowed earlier

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Carpon
CarponExpert Mind
Asked: August 24, 2025In:

I am in need of a PayPal account but I don’t know how to go about getting an account as a Nigerian because of the ban. anyone with an idea of what I can do?

  1. De Mogul
    De Mogul Expert Mind A student

    Having a PayPal account is very important in someone's life and they are ways to open it in other countries but it is very hard to do so in Nigeria. I have a PayPal account but using it to make reasonable transactions are a very big challenge. I think the reason why Nigerians don't have access to PaRead more

    Having a PayPal account is very important in someone’s life and they are ways to open it in other countries but it is very hard to do so in Nigeria.
    I have a PayPal account but using it to make reasonable transactions are a very big challenge.
    I think the reason why Nigerians don’t have access to PayPal is due to defaudulent activities that most of our citizens are into

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eldavis
eldavisEnlightened Mentor
Asked: August 13, 2025In:

  1. Inem
    Inem Knowledge Seeker

    You can't open a normal PayPal account in Nigeria that would be able to receive funds. You can however receive funds using a merchant PayPal account in Nigeria. That is quite tasking. You would need to submit a business registration certificate to open the PayPal merchant account. And you would needRead more

    You can’t open a normal PayPal account in Nigeria that would be able to receive funds. You can however receive funds using a merchant PayPal account in Nigeria. That is quite tasking. You would need to submit a business registration certificate to open the PayPal merchant account. And you would need to set up the account through an e-commerce platform for it to work in receiving payments from Nigeria.

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Augusta
AugustaEnlightened Mentor
Asked: August 19, 2025In:

  1. eldavis
    eldavis Enlightened Mentor Graphic designer

    These days you can now create a bank account with a few clicks from the comfort of your home or from anywhere with complete ease, it is very safe to open an account online, but in most cases you still hae to go to the bank to do a few things before the account you opened can be fully functional, soRead more

    These days you can now create a bank account with a few clicks from the comfort of your home or from anywhere with complete ease, it is very safe to open an account online, but in most cases you still hae to go to the bank to do a few things before the account you opened can be fully functional, so it’s better to go to the bank directly for now.

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Augusta
AugustaEnlightened Mentor
Asked: August 19, 2025In:

  1. eldavis
    eldavis Enlightened Mentor Graphic designer

    Having an ATM card helps make bank transactions a lot easier and faster. With an ATM card, you can easily make payments in minutes or seconds. When making a purchase, all you need is your bank card and with a few swip, payment is done. Your ATM card also allows you carry out online transactions wherRead more

    Having an ATM card helps make bank transactions a lot easier and faster. With an ATM card, you can easily make payments in minutes or seconds. When making a purchase, all you need is your bank card and with a few swip, payment is done. Your ATM card also allows you carry out online transactions where you can easily pay and the money gets deducted directly from your bank.

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Carpon
CarponExpert Mind
Asked: August 3, 2025In:

  1. lakhotiasam
    lakhotiasam Newcomer

    USSD is faster for quick stuff like checking balance or sending money because no internet needed... works even on simple phones. But sometimes menus can be tricky and session ends fast. Mobile apps are better for more options and easier tracking... but need internet and a smartphone. So... for quickRead more

    USSD is faster for quick stuff like checking balance or sending money because no internet needed… works even on simple phones. But sometimes menus can be tricky and session ends fast. Mobile apps are better for more options and easier tracking… but need internet and a smartphone. So… for quick use, USSD is good… for more features and smooth experience, go for app.

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Anonymous
Anonymous
Asked: August 9, 2025In:

  1. Maro Fex
    Maro Fex Newcomer

    Start by checking the basics—make sure the POS device is fully charged and the SIM card has strong network signal. A shop owner in Benin City once had transactions failing all day until he realized the MTN SIM inside had expired data. If the terminal still won’t connect, restart it and confirm yourRead more

    Start by checking the basics—make sure the POS device is fully charged and the SIM card has strong network signal. A shop owner in Benin City once had transactions failing all day until he realized the MTN SIM inside had expired data.

    If the terminal still won’t connect, restart it and confirm your account is active with your provider (OPay, Moniepoint, or PalmPay).

    If transactions are declining but balance is being debited, call the support line immediately and keep the transaction reference number handy. For printing issues, open the paper roll compartment and check that the thermal paper is loaded correctly. When all else fails, visit the nearest support center for a device swap, because sometimes it’s simply a hardware fault.

     

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Okon Edidiong
Okon EdidiongNewcomer
Asked: August 11, 2025In:

  1. Maro Fex
    Maro Fex Newcomer

    You can verify a bank account number in Nigeria using the NIBSS Bank Verification System. For example, if you want to send money to someone claiming to be in Abuja, you can go on your bank’s mobile app or use a USSD code like 5650# (for BVN-linked details) to confirm the account name matches the numRead more

    You can verify a bank account number in Nigeria using the NIBSS Bank Verification System. For example, if you want to send money to someone claiming to be in Abuja, you can go on your bank’s mobile app or use a USSD code like 5650# (for BVN-linked details) to confirm the account name matches the number provided.

    Apps like Paystack, Flutterwave, and Remita also have account verification tools—you just input the account number and bank, and it shows the registered account name. If the name displayed doesn’t tally with who you’re dealing with, that’s a red flag. Many people got scammed during the “Covid palliative food” era because they didn’t double-check before transferring, so always confirm first.

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Maro Fex
Maro FexNewcomer
Asked: August 17, 2025In:

  1. monster_masterpiece
    monster_masterpiece Newcomer student

    Without guarantees there is no loan app that gives that sum of money without guarantees or collectoral of crypto against that sum of money, in two worlds this is not possible. You could get a loan from your bank or from individuals but this is also needs that you have such guarantees or no one willRead more

    Without guarantees there is no loan app that gives that sum of money without guarantees or collectoral of crypto against that sum of money, in two worlds this is not possible. You could get a loan from your bank or from individuals but this is also needs that you have such guarantees or no one will give you for just a free account and signup and this will not be the ideal situation for app loaner for example.

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