Home»Banks, Cards & Fintech Help»Page 11
Augusta
AugustaEnlightened Mentor
Asked: September 17, 2025In:

With the era of digital banking juw. What are the benefits of online banking to you. Do you think it worth the use?

  1. @ALA
    @ALA Knowledge Seeker I'm A Student, But Future BILLIONAIRE!

    Online banking allows access to accounts, enabling quick transfers or payments without visiting a branch. It saves time, aligning with productivity strategies, letting you focus on ventures like perfumery. Real time transaction tracking helps monitor spending, supporting disciplined budgeting for inRead more

    Online banking allows access to accounts, enabling quick transfers or payments without visiting a branch. It saves time, aligning with productivity strategies, letting you focus on ventures like perfumery. Real time transaction tracking helps monitor spending, supporting disciplined budgeting for investments, as discussed for a poor person.

    Low or no fees on many platforms reduce costs compared to traditional banking. Mobile apps offer tools like savings goals or alerts, fostering financial clarity akin to therapy’s role in personal growth. Secure platforms with two-factor authentication protect funds, crucial for business owners paying salaries. Automatic bill payments prevent missed deadlines, reducing stress in busy lives.

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Augusta
AugustaEnlightened Mentor
Asked: September 13, 2025In:

I wanted to get loan from these loan apps online but they are demanding for my BVN. Do you think I should go ahead with it?

  1. De Mogul
    De Mogul Expert Mind A student

    Honestly it is very right for you to have trust issues when it comes to giving out your BVN to all this loan apps popping up everyday. And the reason is that most of them are not regulated and accepted by the Central Bank of Nigeria which means that someone can just create an app to give out cheap lRead more

    Honestly it is very right for you to have trust issues when it comes to giving out your BVN to all this loan apps popping up everyday.

    And the reason is that most of them are not regulated and accepted by the Central Bank of Nigeria which means that someone can just create an app to give out cheap loans to you like 2,000 Naira and will require you to input your bvn which can be used to scam a lot of money from you.

    If you want to give out your bvn to any of these fintech out there then you have to make sure that they are registered to CBN

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Hephzibah001
Hephzibah001
Asked: September 12, 2025In:

How can i avoid financial stress and manage my money in a way that gives me peace

  1. Lash
    Lash Knowledge Seeker

    There are many causes of financial stress such as poor use of finances or having an extravagant lifestyle which will definitely lead into financial stress To avoid getting into financial stress you need to be gainfully employed and when you earn money learn to live within you means and also practiceRead more

    There are many causes of financial stress such as poor use of finances or having an extravagant lifestyle which will definitely lead into financial stress
    To avoid getting into financial stress you need to be gainfully employed and when you earn money learn to live within you means and also practice the art of saving for future emergency case as those emergencies are the major causes of financial stress

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Hephzibah001
Hephzibah001
Asked: September 10, 2025In:

How can I create a realistic budget that actually works for me and help me sticks to my financial goal

  1. Avarose
    Avarose Enlightened Mentor

    A good budget starts with knowing exactly how much money you have and what you spend it on. Write down your income and all your expenses, then find areas where you can cut back without feeling too restricted. Set a saving goal that feels doable, not impossible. Use apps or reminders to help you stayRead more

    A good budget starts with knowing exactly how much money you have and what you spend it on. Write down your income and all your expenses, then find areas where you can cut back without feeling too restricted. Set a saving goal that feels doable, not impossible. Use apps or reminders to help you stay on track, and review your budget regularly to make changes as your needs or goals change. The trick is to make it simple and flexible so you can stick with it long-term.

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Hephzibah001
Hephzibah001
Asked: September 10, 2025In:

What step can I take to avoid overspending and sticks to my budget?

  1. @ALA
    @ALA Knowledge Seeker I'm A Student, But Future BILLIONAIRE!

    To avoid overspending, just adopt practical habits that keep my finances in check. By create a budget using free apps like or , allocating a budget to help your essentials target savings. However, tracking daily expenses with a notebook or app helps me spot unnecessary purchases. Or avoid impulse buRead more

    To avoid overspending, just adopt practical habits that keep my finances in check. By create a budget using free apps like or , allocating a budget to help your essentials target savings.

    However, tracking daily expenses with a notebook or app helps me spot unnecessary purchases. Or avoid impulse buys by waiting 24 hours before buying non-essentials. Shopping with a list and sticking to it curbs extra spending at stores!

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