To create a realistic monthly budget: 1. *Calculate your total income* – Include salary, side hustles, or any regular earnings. 2. *List all expenses* – Separate fixed costs (rent, bills) from variable ones (food, transport, leisure). 3. *Track spending* – Monitor where your money goes using an appRead more
To create a realistic monthly budget:
1. *Calculate your total income* – Include salary, side hustles, or any regular earnings.
2. *List all expenses* – Separate fixed costs (rent, bills) from variable ones (food, transport, leisure).
3. *Track spending* – Monitor where your money goes using an app or notebook.
4. *Set spending limits* – Allocate reasonable amounts for each category based on priority.
5. *Include savings* – Treat savings like a bill and pay yourself first.
6. *Adjust as needed* – Review monthly and make changes to stay balanced and realistic.
This keeps you in control and helps avoid overspending.
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You can verify a bank account number in Nigeria using the NIBSS Bank Verification System. For example, if you want to send money to someone claiming to be in Abuja, you can go on your bank’s mobile app or use a USSD code like 5650# (for BVN-linked details) to confirm the account name matches the numRead more
You can verify a bank account number in Nigeria using the NIBSS Bank Verification System. For example, if you want to send money to someone claiming to be in Abuja, you can go on your bank’s mobile app or use a USSD code like 5650# (for BVN-linked details) to confirm the account name matches the number provided.
Apps like Paystack, Flutterwave, and Remita also have account verification tools—you just input the account number and bank, and it shows the registered account name. If the name displayed doesn’t tally with who you’re dealing with, that’s a red flag. Many people got scammed during the “Covid palliative food” era because they didn’t double-check before transferring, so always confirm first.
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