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What are the risks of using investment as retirement benefits?
The biggest risks should be unreliability and little returns, if you invest in volatile stocks it might bankrupt you automatically if the company crash, which is a big risk for a retired individual, also if you invest in safe companies with a steady growth curve, the returns might not be much unlessRead more
The biggest risks should be unreliability and little returns, if you invest in volatile stocks it might bankrupt you automatically if the company crash, which is a big risk for a retired individual, also if you invest in safe companies with a steady growth curve, the returns might not be much unless you invest a large amount.
It’s not ideal to invest retirement funds in volatile stocks it’s important to have different investment channels.
See lessHow long have you been investing?
I haven't been investing to be honest, but I've read enough about investing, I know how stocks works and also know the difference from ETFs and Shares etc, I also know about trading and also the difference between buy and hold, I'm short in finances hence I'm not an active investor. I prefer to tradRead more
I haven’t been investing to be honest, but I’ve read enough about investing, I know how stocks works and also know the difference from ETFs and Shares etc, I also know about trading and also the difference between buy and hold, I’m short in finances hence I’m not an active investor.
I prefer to trade and make money actively even though it might not seem as the most optimal way, it’s a way for me to keep up with the markets.
See lessWhat is the future of online gig economy
I think the future of online gig economy is marginalization, it's very hard to break the tribe mentality of human beings and assert meritocracy, there are a lot of competent people on online platforms but most patronizers prefers to work with people they're in the same country with. I think there wiRead more
I think the future of online gig economy is marginalization, it’s very hard to break the tribe mentality of human beings and assert meritocracy, there are a lot of competent people on online platforms but most patronizers prefers to work with people they’re in the same country with.
I think there will be marginal freelance platforms for different countries instead of an all in one platform like we have now.
See lessHow to spend within your budget?
The best way to curb this habit is to activate an automatic savings in your account, more recommendable if you have a salary and your income isn't sporadic, have a percentage dedicated to savings and then the other dedicated to your expenses. If you've already saved the remaining will only be expensRead more
The best way to curb this habit is to activate an automatic savings in your account, more recommendable if you have a salary and your income isn’t sporadic, have a percentage dedicated to savings and then the other dedicated to your expenses.
If you’ve already saved the remaining will only be expenses and it isn’t hard to to stay within that because you know nothing is coming after spending it.
See lessShow early can you introduce your kids to the act of Saving?
Early enough when they start making an income, if you're buoyant you can help them by creating jobs for them, like pay them for the chores they do in your house and then encourage them to save. Or if you have a business, you can employ them and pay them for the service they offer, the point is to haRead more
Early enough when they start making an income, if you’re buoyant you can help them by creating jobs for them, like pay them for the chores they do in your house and then encourage them to save.
Or if you have a business, you can employ them and pay them for the service they offer, the point is to have them earn money and have them save a part of it instead of spending it all.
See lessWhat can a delicious food do to customers ?
A sumptous meal will bring customers from everywhere, good food is like a gospel it travels far and wide, I know countless restaurants that actually started at a very humble setting, but due to how good their food is, they sell all of their food and get plenty of customers, with time, they change thRead more
A sumptous meal will bring customers from everywhere, good food is like a gospel it travels far and wide, I know countless restaurants that actually started at a very humble setting, but due to how good their food is, they sell all of their food and get plenty of customers, with time, they change their location and move to another place completely.
Currently they have more than 5 branches scattered across the country.
See lessHow much money is enough to spend on fun?
This depends on the individual and how much fun is important to them and also depend on what stage you are in your life, for example a young person might prioritize fun and spend 50% of income on that and it'll be totally understandable but such can't be said for married man with responsibility. YouRead more
This depends on the individual and how much fun is important to them and also depend on what stage you are in your life, for example a young person might prioritize fun and spend 50% of income on that and it’ll be totally understandable but such can’t be said for married man with responsibility.
You’ll have to guage your situation in life and act accordingly, don’t forget to always have fun anyways.
See lessWhen exactly should I exceed my budget?
You should exceed your budget if what comes up is practically an emergency, I know people give themselves different excuses when they want to exceed their budget and buy themselves a cool shirt, there's nothing wrong with that. You should pay attention not to go overboard with that, their differentRead more
You should exceed your budget if what comes up is practically an emergency, I know people give themselves different excuses when they want to exceed their budget and buy themselves a cool shirt, there’s nothing wrong with that.
You should pay attention not to go overboard with that, their different ways you can explore to make more income instead of exceeding your budget.
See lessHow can I properly find market for my business products?
If you already have products without the market for your products, then it's a wrong calculation, you should always have your market ready before selling them a product, by doing it that way you'll be able to even secure commitments when your product is ready. You can use social media to run ads forRead more
If you already have products without the market for your products, then it’s a wrong calculation, you should always have your market ready before selling them a product, by doing it that way you’ll be able to even secure commitments when your product is ready.
You can use social media to run ads for people with interest in your niche and dig it down from there.
See lessIs it worth taking a crypto loan?
It depends on your circumstances, if you're trying to double your income and the opportunity is legit, their is no problem in taking a loan, loans should always be taken in other to help you gain more leverage. If you're just taking a loan to buy some shitcoins or liabilities then you're better offRead more
It depends on your circumstances, if you’re trying to double your income and the opportunity is legit, their is no problem in taking a loan, loans should always be taken in other to help you gain more leverage.
If you’re just taking a loan to buy some shitcoins or liabilities then you’re better off not doing it because you might as well just take a Bank Loan.
See less