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What are the steps to get a loan from a bank?
It is very important to know the step of getting loan from bank because is not every one know all those things. 1. If someone want to get a loan from bank he or she must first be the citizen of the country, and he must have the requirements for getting a loan from bank in is area. 2. He or she mustRead more
It is very important to know the step of getting loan from bank because is not every one know all those things.
See less1. If someone want to get a loan from bank he or she must first be the citizen of the country, and he must have the requirements for getting a loan from bank in is area.
2. He or she must have a valid ID card, if he did not have a valid ID card it will not be able to get a loan from bank.
3. He must have a guarantor that will sign the loan for him in case he run.
So this are the step of getting loan from bank.
can multiple people from the same household get loans?
Yes, multiple people in a household can get a loan if they want but is not adviceble to me. It is not easy to pay the the interest rate from the loan we obtain from bank or someone else, so if many peoples in the household get a loan, who will give the support for the loan interest to be paid, theyRead more
Yes, multiple people in a household can get a loan if they want but is not adviceble to me.
See lessIt is not easy to pay the the interest rate from the loan we obtain from bank or someone else, so if many peoples in the household get a loan, who will give the support for the loan interest to be paid, they will be nobody because every one will be struggling to pay their own debt.
And also such a family will face hardship during the season they obtain the loan, so is not adviceble for everyone in the household to get a loan at a same time.
Is there a maximum age to get a loan?
Good question I think they is a maximum age to get a loan. If for instant a person is a civil servant who already work for 34 years in his service as a civil servant, the such person will have reach the age of 65 or 60 at age it getting to is retirement, so if such person get a loan from bank it wilRead more
Good question
See lessI think they is a maximum age to get a loan.
If for instant a person is a civil servant who already work for 34 years in his service as a civil servant, the such person will have reach the age of 65 or 60 at age it getting to is retirement, so if such person get a loan from bank it will not be easier for him to pay the loan because very soon he or she will retired from is work as a civil servant.
His pensi pension will not be much for him to pay the loan and also feed is family.
Where do you prefer to swve your money?
I prefer of saving my money in crypto currency exchange either direct exchange DEX or indirect exchange CEX. I know 80% of people will think that saving our money in the bank is the best but i can no with the following reason : 1. A bank account can be hack by some people that know our details. 2. WRead more
I prefer of saving my money in crypto currency exchange either direct exchange DEX or indirect exchange CEX.
See lessI know 80% of people will think that saving our money in the bank is the best but i can no with the following reason :
1. A bank account can be hack by some people that know our details.
2. We can miss our bank details due to emergency happenings to us and if happen we lost it forever.
3. Robbing people can come with POS machine and gun and forst us to transfer all what we have their account.
But all this cannot happen with the crypto exchange we open with just email address and password then we delete it from phone.
Can gambling or betting affects our finances?
For sure gambling and betting can affect our finance. I remember one civil servant in our community that use to play lotto and white paper, the man cannot make it in life because it waisting is money for gambling and betting, it affect is honestly maybe he is earning a sum of 80,000 thousands so wheRead more
For sure gambling and betting can affect our finance.
See lessI remember one civil servant in our community that use to play lotto and white paper, the man cannot make it in life because it waisting is money for gambling and betting, it affect is honestly maybe he is earning a sum of 80,000 thousands so when he first branch the lotto office it come with 40,000 or 30,000 and he have a family also, so the remaining balance will not sustain them from the month start to the month end.
This cause him to get into debt which he have to pay for the month, so condition then is not balance because the finance is not manage wisely because of gambling and betting.
At what age can children be exposed to money making activities?
The age that we expose to our children of money making activities is depending on the area we live and how things are doing on in our environment, i can not mention the exactly age to exposed to our children money making activities, but i think we should allow them to get up to 18 years of age . IfRead more
The age that we expose to our children of money making activities is depending on the area we live and how things are doing on in our environment, i can not mention the exactly age to exposed to our children money making activities, but i think we should allow them to get up to 18 years of age .
See lessIf it is the factors of making money online either by buying and selling of crypto currency and, online shopping and others i think we can let them know this before the age of 18years this will help the children to responsible instead of being dependable.
Where can I find good investment opportunities?
Where you can find good business opportunity is base on the area you live and the friends you have. I think if you a business opportunity you should first think of the business you like were you feel it is a good business for you, then you can look for the peoples that are doing that same business aRead more
Where you can find good business opportunity is base on the area you live and the friends you have.
See lessI think if you a business opportunity you should first think of the business you like were you feel it is a good business for you, then you can look for the peoples that are doing that same business and ask them how they managed to do the business, the information you get from will you alot.
Also you can not stay in a village and find a good business opportunity you have to move to an urban area were is busy, and many business is going on.
How can you still plan your future with little income monthly?
Well even though we are earning little income monthly we can still plan our future. Assuming that we are earning a sum of 80,000 thousands or 50,000 thousands naira and we have a family of five people we can still plan our future. If we earning fifty thousand we can decide to spend 40,000 and save tRead more
Well even though we are earning little income monthly we can still plan our future.
See lessAssuming that we are earning a sum of 80,000 thousands or 50,000 thousands naira and we have a family of five people we can still plan our future.
If we earning fifty thousand we can decide to spend 40,000 and save ten thousand, and this ten thousand should not be keep like that we can use to buy a coin or we use to rent a farm and do farming to bring food from there, this will save the coming salary and remain another savings for the family, doing this gradually will help the family so much.
As a taxi driver, how can you manage and save money?
Taxi is a business that bring money on daily basis, but we have to manage it before we can save money. I know that there is no management in buying of fuel and others necessary spending. But taxi did not bring more income like normal bus, so due to this we have be manage it. First thing is to handleRead more
Taxi is a business that bring money on daily basis, but we have to manage it before we can save money.
See lessI know that there is no management in buying of fuel and others necessary spending.
But taxi did not bring more income like normal bus, so due to this we have be manage it.
First thing is to handle that our taxi with care, what i means is when we know that there is a time to change engine oil we that, when the taxi have little problem we repair it immediately before it get worst.
Also the income we make we have to spend small small and try to keep some for the planning of buying another one.
Why do most people find it difficult to save money?
It is difficult for many people today to saves money because of different condition they face, it will not be easier for a man having five children to save money because all those children have a little little issues to be taking care of. Not only a family man that is hard for him to save money is aRead more
It is difficult for many people today to saves money because of different condition they face, it will not be easier for a man having five children to save money because all those children have a little little issues to be taking care of.
See lessNot only a family man that is hard for him to save money is also hard for a single to save if what we are making in a day doesn’t feed what we want to make us feel better no how that the such person will save a little amount of money he have, and also daily problem is also another thing that make it difficult to save money.