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When do you increase your budget?
Lifestyle always expands in response to an increase in income and not the other way round. If you expand your lifestyle before you increase your income, you would run into debts and would never be able to increase your income. So if you desire a particular lifestyle, you push to increase your incomeRead more
Lifestyle always expands in response to an increase in income and not the other way round. If you expand your lifestyle before you increase your income, you would run into debts and would never be able to increase your income. So if you desire a particular lifestyle, you push to increase your income to that level and your lifestyle would adjust to the new level in response.
See lessWhite collar job or business
I have been in white collar jobs and now I am in business. And if I have to choose one of them, I would stick with business. For five years working a white collar job, I had an increase of just NGN7000 added to my salary. I ran a business for just two years and my total income rose by NGN60,000. BusRead more
I have been in white collar jobs and now I am in business. And if I have to choose one of them, I would stick with business. For five years working a white collar job, I had an increase of just NGN7000 added to my salary. I ran a business for just two years and my total income rose by NGN60,000. Business is not for everyone though. If you can withstand the stress of business, it is better to go for it.
See lessWhich is better: Going to the University or starting up a business?
Going to the university or starting a business? None is absolutely better than the other and I would advise if one can pursue the both, they should. The college education gives you some exposure that would be beneficial to you in your business in the long term. You can start a business after your seRead more
Going to the university or starting a business? None is absolutely better than the other and I would advise if one can pursue the both, they should. The college education gives you some exposure that would be beneficial to you in your business in the long term. You can start a business after your second year in college and run it alongside your studies. My advise? Go to college and run a business simultaneously. Don’t sacrifice one for the other.
See lessWhat comes to your mind on hearing the financial term investment?
When I hear financial investment, I always tilt to start thinking about anything that multiplies money with time. Normally, investments are meant to yield returns. And financial investments are expected to also yield profits. And for me, financial investment must have a tangible value that it is beiRead more
When I hear financial investment, I always tilt to start thinking about anything that multiplies money with time. Normally, investments are meant to yield returns. And financial investments are expected to also yield profits. And for me, financial investment must have a tangible value that it is being utilized on that would bring the expected yield.
See lessCan we make 100k daily by just playing a game?
This is most likely a scam. There is no play to earn games that would offer you up to $100 simply because you played a game. The only way that you can earn that much from gaming is if you are a game streamer on either YouTube or Twitch. And that is even only possible if you have a lot of following oRead more
This is most likely a scam. There is no play to earn games that would offer you up to $100 simply because you played a game. The only way that you can earn that much from gaming is if you are a game streamer on either YouTube or Twitch. And that is even only possible if you have a lot of following on such platforms that watch your game streams. Beyond that, it is not even possible to make $20 a day from gaming.
See lessObeying government, how can it helped your business?
I always tell people that after God, the government of a particular place is the next most powerful force. It is very important to be in their good books as a business because they can just cripple the business you have spent years to build in just one day. The government through their regulatory pRead more
I always tell people that after God, the government of a particular place is the next most powerful force. It is very important to be in their good books as a business because they can just cripple the business you have spent years to build in just one day. The government through their regulatory powers over the commercial sector provide the framework that every business should be ran and being able to obey them would make your business not to risk problems that can harm the business.
See lessAre family photo albums still a thing
Those hardcopy photo albums don't make sense any longer. The ones that we had in my family are all left to spoil. Family photos are curated now into digital photo albums that are secure and safe from physical damages. People hardly even take hard copies of pictures anymore. They prefer to only haveRead more
Those hardcopy photo albums don’t make sense any longer. The ones that we had in my family are all left to spoil. Family photos are curated now into digital photo albums that are secure and safe from physical damages. People hardly even take hard copies of pictures anymore. They prefer to only have digital copies of pictures. That is the main reason those hardcopy family photo albums got extinct.
See lessWould you retire in a cheaper location?
My dad, while he was still in service, built a house in the village that he would retire to. And after retirement, he retired to the village which is much cheaper than the city. And that seems to be a smart financial decision he made. He is able to live and meet his basic needs living there becauseRead more
My dad, while he was still in service, built a house in the village that he would retire to. And after retirement, he retired to the village which is much cheaper than the city. And that seems to be a smart financial decision he made. He is able to live and meet his basic needs living there because it is far cheaper than the city. He also gets to involve in farming there which he can’t do in the city, further helping him save money. Retiring to a cheaper location is always a smart decision.
See lessWhat are my monthly fixed expenses?
Your monthly fixed expenses would invariably be the basic needs that you have to spend money to secure every month. On top of that list lies the food you eat on a daily basis. The transportation costs you incur to work and other routine places are to a large extent fixed expenses. And the necessaryRead more
Your monthly fixed expenses would invariably be the basic needs that you have to spend money to secure every month. On top of that list lies the food you eat on a daily basis. The transportation costs you incur to work and other routine places are to a large extent fixed expenses. And the necessary bills that you need to pay like electricity and water bills are your fixed expenses basically.
See lessIs it mandatory to need a business plan?
There is no way that you are going to run a successful business without a business plan. Any business that doesn't have a plan just dabbles into things and that is a very inconsistent approach to business that doesn't yield good results. A solid business plan makes a business to be intentional aboutRead more
There is no way that you are going to run a successful business without a business plan. Any business that doesn’t have a plan just dabbles into things and that is a very inconsistent approach to business that doesn’t yield good results. A solid business plan makes a business to be intentional about what it wants to achieve at every developmental stage of the business. Businesses that have solid business plans always achieve stability much faster.
See less