While there might be many other platforms, the only platform i can think of at the moment is this very platform Advisordia. Is a Nigerian platform but also open to other countries as well. You can ask questions ranging from crypto currency to business and every other areas of life, and there are tons of questions you can choose to answer from.

You earn points here, and these points can be turned into real money. There are several ways you can withdraw your money, such as PayPal, crypto currency and direct bank transfer.

There are several ways you can make money online without capital, some of such ways includes

Affiliate marketing: with affiliate marketing, you don’t actually need to buy the products you market or advertise, in most cases you don’t even have to see them physically. Your duty is just advertise and promote and get people to buy with your links, and you get a commission from the company or brand. You can use your social media for advertising and promoting.

Freelancing: do you a particular skill set you can monetize? Skills like article or copy writing, graphic designing, data entry and so on, you can sign up on platforms like fiverr, peopleperhour and so on to setup a gig there.

Another thing you need to understand is that these methods will not automatically make you rich, it takes time to build and grow.

Business partnership and collaboration with someone else doesn’t always guarantee success. What guarantees success is who you collaborate with and how it is being done. I have seen people who go into collaboration with others who have little to no idea about the business or do not really have passion for it, all they are after is the profit that comes with it. Partnering with such person can be pretty difficult, and if care is not taken, it can lead to losses a long the line. Going into partnership with someone who not just want profits but have passion for the business is one factor that can guarantee success.

Yes time and money are related. You need time to be able to make money, and you need money to save time. The amount of time you spend building or developing your business, often determines how strong the foundation would be and how well the business would go in the end, to earn in this platform, you need to spend time on this platform. Money helps in saving time, let’s for example traveling to another state within my country could take days, but if there is money to board a plan, it reduces the amount of time you spend traveling, this has helped you saved time.

It’s very rare to actually find a survey site that pays Nigerians, unless the platform itself is a Nigerian platform. Majority of the survey sites out there are usually none Nigerian sites hence they don’t support Nigerians or even most developing or third world countries. I think it would be a lot better to focus on other methods of earnings such as get paid to or even paid to post. I have checked for survey sites before, but haven’t found one that can actually pay Nigerians till date, so i have completely given up on it.