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deucher

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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

deucher
deucherActive Contributor
Asked: April 17, 2024In: Insurance, Money & Business

Did your employers provide you with insurance?

I think that it was far from everyone because it is very expensive and not all companies want to provide such privileges to their employees. However, in my opinion, this is a very good bonus for the company if they ...Read more

I think that it was far from everyone because it is very expensive and not all companies want to provide such privileges to their employees. However, in my opinion, this is a very good bonus for the company if they do this in order to show other companies that they are much better in this regard. I would definitely consider such a company as a priority to submit a resume to if I were a specialist in some field and if my services were in demand

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deucher
deucherActive Contributor
Asked: April 17, 2024In: Insurance, Money & Business

Insurance does not cover the costs of your injury, what to do?

I think those who have health insurance may have encountered such cases when your injury is not recognized as an insurance case and does not cover the costs of treatment or is partially covered and these funds are not enough ...Read more

I think those who have health insurance may have encountered such cases when your injury is not recognized as an insurance case and does not cover the costs of treatment or is partially covered and these funds are not enough for you. What should you do in such cases when you didn’t have funds for this because you were hoping for an insurance company?

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deucher
deucherActive Contributor
Asked: April 17, 2024In: Insurance, Money & Business

What factors are important when choosing health insurance?

In my opinion, before choosing health insurance, most people weigh all the pros and cons of this insurance, because not everyone needs it. For example, if a person does not have enough funds for this and also does not work ...Read more

In my opinion, before choosing health insurance, most people weigh all the pros and cons of this insurance, because not everyone needs it. For example, if a person does not have enough funds for this and also does not work in a highly dangerous job, then it does not make sense, but for the opposite, such insurance would be very beneficial. In my opinion, first of all, it is important to pay attention to the payment that you can receive in case of injuries

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  1. Lens
    Best Answer
    Lens Knowledge Seeker
    Added an answer on April 17, 2024 at 1:19 pm

    It is good to want to consider your current health needs and it is necessary to also look into any potential future medical expenses as well. This is important whenever you want to select your health insurance. It is also crucial to have a thought of  the coverage options that are offered by differeRead more

    It is good to want to consider your current health needs and it is necessary to also look into any potential future medical expenses as well. This is important whenever you want to select your health insurance. It is also crucial to have a thought of  the coverage options that are offered by different health insurance plans and how it could have impact on your overall healthcare costs as well. Considering this is very important.

     

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deucher
deucherActive Contributor
Asked: April 17, 2024In: Insurance, Money & Business

How affordable are health insurance prices for you?

In my opinion, everything is very expensive in today’s world and health insurance is not excluded, but these are very high prices and not always worth it. Most people even refuse such services because they cannot afford them, but companies ...Read more

In my opinion, everything is very expensive in today’s world and health insurance is not excluded, but these are very high prices and not always worth it. Most people even refuse such services because they cannot afford them, but companies that provide such services do not even want to lower prices. In your opinion, can something be done for him and how important is such insurance to you in general

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  1. spencer
    spencer Enlightened Mentor
    Added an answer on April 25, 2024 at 12:51 pm

    Depending on your income level, health insurance is pretty affordable giving the amount of value one can extract from an insurance, it is important to invest money into a great insurance plan for family, to avoid unnecessary expenses during a health crises. Also, there are variety of health insurancRead more

    Depending on your income level, health insurance is pretty affordable giving the amount of value one can extract from an insurance, it is important to invest money into a great insurance plan for family, to avoid unnecessary expenses during a health crises.

    Also, there are variety of health insurance packages that you can use depending on your income level.

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deucher
deucherActive Contributor
Asked: April 17, 2024In: Money & Business

How wise is it to take another loan to cover the first loan?

I personally did not face such problems, but I saw a lot of people who did exactly that. After all, they did not earn enough to repay their first debt and they had no other choice but to take another ...Read more

I personally did not face such problems, but I saw a lot of people who did exactly that. After all, they did not earn enough to repay their first debt and they had no other choice but to take another loan from another bank in order to pay off the first one, because the payment term had already expired and they could start having problems with this bank. I think it’s a vicious circle because it will be a continuous mechanism until people start earning more than she needs to pay

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on April 19, 2026 at 8:15 am

    For me I don't think it means any sense doing this. Instead of you to look for a way to pay off your old lean or debt you are borrowing to psy the previous one. This is more like moving in cycles. You are repeating the same thing which doesn't really make sense to do. So instead of doing that look fRead more

    For me I don’t think it means any sense doing this. Instead of you to look for a way to pay off your old lean or debt you are borrowing to psy the previous one. This is more like moving in cycles. You are repeating the same thing which doesn’t really make sense to do. So instead of doing that look for money to pay off. Unless you are good with just prolong it for another period.

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deucher
deucherActive Contributor
Asked: February 27, 2024In: Crypto & Forex

Did you have time to buy crypto?

Bitcoin has now reached the $54,000 mark, the highest price since 2021 . I think a lot of people are excited about this, so I’m wondering if you managed to buy crypto at lower prices and did you make a ...Read more

Bitcoin has now reached the $54,000 mark, the highest price since 2021 . I think a lot of people are excited about this, so I’m wondering if you managed to buy crypto at lower prices and did you make a profit now or did you miss the chance?

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  1. monster_masterpiece
    monster_masterpiece Newcomer student
    Added an answer on April 10, 2024 at 1:30 pm

    It will be time to buy bitcoin on bsc or bep20 network or bitcoin lighting network. Both of them have lower fee than bitcoin itself or even for wrapped bitcoin or similar network that have the same value of the bitcoin but have lower monetary value regarding the network fees for sending than bitcoinRead more

    It will be time to buy bitcoin on bsc or bep20 network or bitcoin lighting network. Both of them have lower fee than bitcoin itself or even for wrapped bitcoin or similar network that have the same value of the bitcoin but have lower monetary value regarding the network fees for sending than bitcoin itself. Another alternative is across the same platform like binance is convert part of earning to bitcoin so if value raises you earn faster money.

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deucher
deucherActive Contributor
Asked: September 11, 2023In: Money & Business

Have you turned away clients for unusual reasons?

There are completely different cases in which the seller can refuse to sell a certain product to the buyer. For example, I had a case when a man decided to buy food in my mini restaurant and he bought it ...Read more

There are completely different cases in which the seller can refuse to sell a certain product to the buyer. For example, I had a case when a man decided to buy food in my mini restaurant and he bought it and I saw that when he started eating at his table he put a hair there and then came to get something for free or return the money and I did it but when I saw a week later, I immediately refused to sell it to him

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  1. Ramolak19
    Ramolak19 Knowledge Seeker
    Added an answer on September 11, 2023 at 4:10 pm

    In any case, it depends on personal preferences, but I do interact with customers and make decisions. But some business owners may occasionally turn away customers for peculiar reasons. Conflicts of interest, an inability to satisfy a client's particular needs, or ethical issues could be examples ofRead more

    In any case, it depends on personal preferences, but I do interact with customers and make decisions. But some business owners may occasionally turn away customers for peculiar reasons. Conflicts of interest, an inability to satisfy a client’s particular needs, or ethical issues could be examples of this. To ensure fairness and adherence to rules and regulations, it is often advised to base client decisions on legal and moral considerations.

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deucher
deucherActive Contributor
Asked: September 11, 2023In: Money & Business

Is it risky to employ illegal foreigners?

I am not writing about my country now, because no one comes here to work from abroad, even the residents themselves do not want to work here, so I am interested in the opinion of different countries and business owners, ...Read more

I am not writing about my country now, because no one comes here to work from abroad, even the residents themselves do not want to work here, so I am interested in the opinion of different countries and business owners, whether it is very risky to hire an employee from another country who is here illegally. After all, this can be beneficial in the form of lower wages for insurance and tax payments.

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  1. Abigael
    Abigael Trusted Adviser Abigael
    Added an answer on July 16, 2024 at 8:27 am

    It is pretty risky for a business to hire illegal immigrant workers. That is why most of them will ask for your national identification or passport when hiring you. This is because they may get into trouble for hiring an illegal immigrant. Also these immigrants can be deported anytime from the countRead more

    It is pretty risky for a business to hire illegal immigrant workers. That is why most of them will ask for your national identification or passport when hiring you. This is because they may get into trouble for hiring an illegal immigrant. Also these immigrants can be deported anytime from the country hence leaving an imbalance in the workplace where they were hired. The business will have to struggle to hire and train new people everytime an illegal immigrant is deported.

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deucher
deucherActive Contributor
Asked: September 11, 2023In: Money & Business

Do lower prices always mean more customers?

There are many business owners who think that if they lower their income, they will automatically get a lot more customers, but this is not true at all, and this opinion can even lead to a loss of business. After ...Read more

There are many business owners who think that if they lower their income, they will automatically get a lot more customers, but this is not true at all, and this opinion can even lead to a loss of business. After all, high prices are not always the reason why the client did not buy the product, and a low price, on the contrary, can push the buyer away from the purchase. What do you think?

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  1. Ramolak19
    Ramolak19 Knowledge Seeker
    Added an answer on September 11, 2023 at 4:20 pm

    More customers are not always guaranteed by price reductions. While decreased prices may entice budget conscious buyers, they could also be interpreted as a decline in the quality or worth of the goods. Market demand, rivalry, and cost structures are all taken into account by efficient pricing stratRead more

    More customers are not always guaranteed by price reductions. While decreased prices may entice budget conscious buyers, they could also be interpreted as a decline in the quality or worth of the goods. Market demand, rivalry, and cost structures are all taken into account by efficient pricing strategies. Offering greater value, enhancing marketing, or distinguishing items might occasionally be more successful in luring and keeping customers than lowering prices.

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deucher
deucherActive Contributor
Asked: September 11, 2023In: Money & Business

How to politely dismiss an employee?

There are cases when you need to fire an employee. Let’s say he made some mistake that he doesn’t admit, but you know it’s his fault, how can you fire him so that he doesn’t damage your property or even ...Read more

There are cases when you need to fire an employee. Let’s say he made some mistake that he doesn’t admit, but you know it’s his fault, how can you fire him so that he doesn’t damage your property or even injure you because he feels angry, because not all people openly show that they are aggressive, he can work with you years, but you will not know what is inside him and what he can do to you

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  1. Carpon
    Carpon Expert Mind Hustler
    Added an answer on August 25, 2025 at 10:48 am

    One thing that you must ensure is while dismissing an employee you must do that professionally and politely. And you must be able to really give them solid reasons why you are doing what you're doing. Sometimes no matter how politely you dismiss someone it will really mean nothing if they do not undRead more

    One thing that you must ensure is while dismissing an employee you must do that professionally and politely. And you must be able to really give them solid reasons why you are doing what you’re doing.

    Sometimes no matter how politely you dismiss someone it will really mean nothing if they do not understand the reason why they are dismissed. It is really good to communicate your reasons and you must avoid dismissing people without a very tangible and solid reason for doing that.

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