Good question.

You always sounds reality.

I faces a lot of challenges when trying to have a good saving, it’s due to the economy of the country an the marketers.

In some months, my expenses always more than income.

To solve this issue, I created special savings account to save part of my money on monthly basis.

I have also try to cut off unnecessary expenses to help me focus on the most important thing.

Yes it’s possible to create a successful budget.

But what I discovered is always an obstacle for creating a successful budget is expenses 

And I think the only solution is to record your actual expenses and compare them to your budget. This helps you stay on track and identify areas where you may need to cut back.

It’s very important to make a comprehensive list of all your expenses, including fixed costs like rent or mortgage, utilities, and insurance, as well as variable expenses like groceries, entertainment, and transportation.

Buy solving expenses problem, you can create a successful budget.

Dogecoin is a father of all meme Coin, it has improved on price changing few years ago, I don’t think it’s a bad idea to invest in Dogecoin presently now.

I said this because Dogecoin has a lot of use cases, While it was started as a meme coin, some businesses and platforms accept it as a form of payment, even now Dogecoin continue to be more popular among all the meme coin.

Community is the number one thing on crypto project, coming to Dogecoin, It has a strong online community and social media presence. Monitoring sentiment within these communities can provide insights into potential price movements, but remember that sentiment alone should not drive your investment decisions.

My answer is no.

Because since it’s my retirement money I need to build it up a on safe way first to increase my income.

The reason I didn’t choose cryptocurrency investment is that cryptocurrencies are known for their price volatility. Prices can fluctuate dramatically in a short period, leading to potential gains or losses. If I lose the money since it’s a retirement money no again.

Another thing is, unlike traditional financial systems, cryptocurrencies often lack the same level of consumer protection, making it challenging to recover lost or stolen funds.

I can invest in another thing first then later invest on cryptocurrency.

With hundred thousand in your hand as starting capital for business, I don’t think it will good to run any business that will require renting of store or shop.

You can consider starting stockfish business because you can run the business on the market or at your home of residence.

The reason I mentioned stockfish business is that immediately you establish a distribution network to reach your customers efficiently which may involve partnerships with wholesalers or retailers, you can run your business easley without much expenses.