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Augusta

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Finance Questions, Loans, Insurance & Investment Advice Latest Questions

Augusta
AugustaEnlightened Mentor
Asked: May 1, 2026In: Money & Business

How to kickstart a business as a disabled without capital

How can a disabled person kickstart a business without a capital? Can they still be given same leverage like others without any form.of disability 

How can a disabled person kickstart a business without a capital? Can they still be given same leverage like others without any form.of disability 

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on May 1, 2026 at 2:43 pm

    I have seen cases where people who are disabled, have been able to startup their own business, even when they do not have the needed capital. One of the best way to do this would be learn a skill, these days there are various skill empowerment programs that are either free from the government, or exRead more

    I have seen cases where people who are disabled, have been able to startup their own business, even when they do not have the needed capital. One of the best way to do this would be learn a skill, these days there are various skill empowerment programs that are either free from the government, or extremely cheap. You can also get grants from the government to help you fund the business. 

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Augusta
AugustaEnlightened Mentor
Asked: May 1, 2026In: Money & Business

How to save cost as manufacturer

What are ways to save cost of production as a manufacturer. As this would impact positively on the overall profit.

What are ways to save cost of production as a manufacturer. As this would impact positively on the overall profit.

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on May 1, 2026 at 2:49 pm

    There are actually various ways you can achieve this, some of which involve various approaches such as improving efficiency in production processes, reducing waste, negotiating better prices with suppliers, or investing in technology that automates tasks. Look for a closer place to get your suppliesRead more

    There are actually various ways you can achieve this, some of which involve various approaches such as improving efficiency in production processes, reducing waste, negotiating better prices with suppliers, or investing in technology that automates tasks. Look for a closer place to get your supplies so you won’t have to spend too much in transportation. 

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Augusta
AugustaEnlightened Mentor
Asked: April 30, 2026In: Money & Business

How to save money trying to entertain visitors to the business

It is good to entertain visitors to our business promises. This is to help them avoid getting bore while being around to do business with us. How can a business still save money while trying to do this?

It is good to entertain visitors to our business promises. This is to help them avoid getting bore while being around to do business with us. How can a business still save money while trying to do this?

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on May 1, 2026 at 8:31 am

    Entertaining visitors doesn’t have to drain your budget—it just needs smart planning. Focus on simple, low-cost experiences like offering water, tea, or light snacks instead of expensive catering. Keep your space clean, comfortable, and welcoming—good ambiance goes a long way. Use background music,Read more

    Entertaining visitors doesn’t have to drain your budget—it just needs smart planning. Focus on simple, low-cost experiences like offering water, tea, or light snacks instead of expensive catering. Keep your space clean, comfortable, and welcoming—good ambiance goes a long way. Use background music, free Wi-Fi, or a small TV for engagement. Train staff to be friendly and attentive—great service is free but powerful. You can also partner with nearby vendors for discounts. The goal is comfort, not luxury.

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Augusta
AugustaEnlightened Mentor
Asked: April 30, 2026In: Money & Business

How to save money when onboarding new employees

How can employers save money while trying to hire employees now

How can employers save money while trying to hire employees now

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Augusta
AugustaEnlightened Mentor
Asked: April 30, 2026In: Money & Business

How to save money while detecting business fraud

What are different ways to save money even trying to detect fraud in a business 

What are different ways to save money even trying to detect fraud in a business 

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Augusta
AugustaEnlightened Mentor
Asked: April 30, 2026In: Banks, Cards & Fintech Help

How to get a new ATM in Nigeria

If your ATM card gets stolen or missing in Nigeria. How do you get a new one easily?

If your ATM card gets stolen or missing in Nigeria. How do you get a new one easily?

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  1. eldavis
    eldavis Enlightened Mentor Graphic designer
    Added an answer on May 1, 2026 at 3:24 pm

    In a situation where your ATM card was stolen, the only way to get a new one is by going to the bank. The first thing to do is go to the bank and report your card was stolen, this way they can easily block the card, or in most cases, you can actually call the bank or use your bank USSD code to quickRead more

    In a situation where your ATM card was stolen, the only way to get a new one is by going to the bank. The first thing to do is go to the bank and report your card was stolen, this way they can easily block the card, or in most cases, you can actually call the bank or use your bank USSD code to quickly block the card immediately it was stolen, this would prevent the thief from being able to use it. The next step is to go to the bank and request a new one. They might give you a form to fill. 

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Augusta
AugustaEnlightened Mentor
Asked: April 29, 2026In: Money & Business

How can businesses handle funding challenges

When a business is faced with funding challenges. How can the business navigate this challenge?

When a business is faced with funding challenges. How can the business navigate this challenge?

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on April 30, 2026 at 7:23 am

    Businesses can handle funding challenges by improving cash flow, cutting unnecessary costs, and prioritizing high-return activities. They can explore alternative financing like loans, investors, crowdfunding, or partnerships. Negotiating better payment terms with suppliers and customers also helps.Read more

    Businesses can handle funding challenges by improving cash flow, cutting unnecessary costs, and prioritizing high-return activities. They can explore alternative financing like loans, investors, crowdfunding, or partnerships. Negotiating better payment terms with suppliers and customers also helps. Building an emergency reserve and maintaining good financial records increases credibility with lenders. Most importantly, adapting the business model and staying flexible ensures survival and growth.

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Augusta
AugustaEnlightened Mentor
Asked: April 29, 2026In: Money & Business

How do partners do make decisions

How does partners be able to make decisions as a team? Because this is how a business can succeed with team work.

How does partners be able to make decisions as a team? Because this is how a business can succeed with team work.

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  1. Avarose
    Avarose Enlightened Mentor
    Added an answer on April 30, 2026 at 1:36 pm

    Good partners make decisions by agreeing on a clear process, not by debating every situation from scratch. They define roles early so each person knows what they’re responsible for, then decide together on big-picture matters while trusting each other with day-to-day calls. When disagreements happenRead more

    Good partners make decisions by agreeing on a clear process, not by debating every situation from scratch. They define roles early so each person knows what they’re responsible for, then decide together on big-picture matters while trusting each other with day-to-day calls. When disagreements happen, they focus on facts, business impact, and long-term goals instead of ego or emotion. The strongest partnerships also schedule regular check-ins to stay aligned, so decisions feel structured, not chaotic, and teamwork actually becomes an advantage instead of a struggle.

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Augusta
AugustaEnlightened Mentor
Asked: April 29, 2026In: Money & Business

What partners in a business didn't have a written agreement

How can be a business assets be shared equitably if there was no written agreement between them?

How can be a business assets be shared equitably if there was no written agreement between them?

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on April 30, 2026 at 7:31 am

    When business partners don't have a written agreement, sorting out assets can get messy. But there are ways to handle it fairly.Typically, ownership is determined by who put in money, assets, or work. Keeping financial records, receipts, and messages can help establish this. Additionally, profits anRead more

    When business partners don’t have a written agreement, sorting out assets can get messy. But there are ways to handle it fairly.

    Typically, ownership is determined by who put in money, assets, or work. Keeping financial records, receipts, and messages can help establish this. Additionally, profits and assets are usually shared equally unless there is proof of a different arrangement.

    Partners can reach a fair agreement by assessing the business’s value (assets, debts, goodwill) and agreeing on percentages. If they can’t agree, a mediator or legal process might intervene based on fairness and evidence.

    The key is being transparent, keeping records, and both parties consenting to prevent conflicts.

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Augusta
AugustaEnlightened Mentor
Asked: April 28, 2026In: Money & Business

Making money as a Nigerian affiliate

Are you making money as an affiliate in Nigeria? I have tried but not working for me. Can you share your success means if it is working for you

Are you making money as an affiliate in Nigeria? I have tried but not working for me. Can you share your success means if it is working for you

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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on April 29, 2026 at 7:54 am

    Earning money through affiliate marketing in Nigeria is totally doable. However, if things aren't going well, it's likely that some adjustments need to be made to the strategy.Lots of newcomers tend to just throw out random links. Unfortunately, that doesn't usually lead to conversions. The successfRead more

    Earning money through affiliate marketing in Nigeria is totally doable. However, if things aren’t going well, it’s likely that some adjustments need to be made to the strategy.

    Lots of newcomers tend to just throw out random links. Unfortunately, that doesn’t usually lead to conversions. The successful affiliate marketers put their effort into building trust and attracting specific traffic. Rather than spamming links all over the place, it’s better to pick a niche (like crypto, finance, gadgets, or education) and craft useful content around it.

    Social platforms such as WhatsApp, Telegram, TikTok, and Facebook are great for growing an audience. Start by offering value—tips, reviews, your own results—before smoothly introducing your affiliate products.

    It’s also important to promote offers that are easy for Nigerians to engage with (local payment support is crucial). For instance, Expertnaire and Stakecut are good platforms to look into.

    Consistency is key in this game. Many folks give up too early. Keep track of what’s effective, refine your messaging, and focus on addressing issues rather than just pushing sales.

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