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Is it possible to survive without your parents?
Yes, at my age, I agree that it is possible to live without my parents, financially that is. This is because I am already skilled and can look for a job or start my own business that can sustain me. I also have friends, siblings and relatives that I can rely on for support until I am ready to be fulRead more
Yes, at my age, I agree that it is possible to live without my parents, financially that is. This is because I am already skilled and can look for a job or start my own business that can sustain me.
I also have friends, siblings and relatives that I can rely on for support until I am ready to be fully independent.
These days, one can look for work online or offline. Both can provide earning methods that can support me as long as I know what I am doing.
See lessWhat are the Differences between Credit Cards and Pay Later?
I think with credit cards, you can buy anything from any store than pay the credit card later. These credit cards always have limits that depend on how the credit card company determined your earnings and ability to pay. Buy now pay later on the other hand are given by specific stores. Those that knRead more
I think with credit cards, you can buy anything from any store than pay the credit card later. These credit cards always have limits that depend on how the credit card company determined your earnings and ability to pay.
Buy now pay later on the other hand are given by specific stores. Those that know you and trust. Not all stores offer this and you will have to pay this store at the agreed time.
See lessDo your earnings exceed your income?
Right now I won't lie, my expenditures are way more than what I earn. It is a saddening situation that I really hope to change with time. That is why I am learning new skills and applying for new jobs that pay better. Having your daily needs demanding more money than what you earn makes livinRead more
Right now I won’t lie, my expenditures are way more than what I earn. It is a saddening situation that I really hope to change with time. That is why I am learning new skills and applying for new jobs that pay better.
Having your daily needs demanding more money than what you earn makes living so difficult. You get into debts easily and you live uncomfortably due to so many things you wish to have.
It helps a lot to accept the situation as it is and try your level best to live within your limits. You will have to reevaluate your expenses and have priorities for what you want to spend on.
See lessWhat has been helpful to you in avoiding procrastination?
Learning to manage my emotions has been the most effective step to ending procrastination. This may seem unbelievable but I saw how I procrastinated a lot when I had emotions that were not in control. Ever since I learnt to face my emotions and accept them as they are but not them control me, I haveRead more
Learning to manage my emotions has been the most effective step to ending procrastination. This may seem unbelievable but I saw how I procrastinated a lot when I had emotions that were not in control. Ever since I learnt to face my emotions and accept them as they are but not them control me, I have not been struggling with procrastination a lot.
This also meant that I should train myself to do what I needed to do even when I felt uncomfortable. You know, getting started no matter how you feel. This means you need to learn to tolerate being uncomfortable. The good thing is that once you get started, you suddenly start feeling comfortable.
See lessWorkable tips to live a financially stable life
It is true that some people who earn less live very stable and happy lives than others who earn really well. It is because those happy people know how to spend money well. They budget their money well. They don't spend randomly or follow their urges. They carefully draft a plan of how each of theirRead more
It is true that some people who earn less live very stable and happy lives than others who earn really well. It is because those happy people know how to spend money well.
They budget their money well. They don’t spend randomly or follow their urges. They carefully draft a plan of how each of their penny will be spend.
They also live within their limits and have learnt to be contented. That way, they fact that they don’t have much does not stress them. They could be taking a hike in a forest with the family and so much happier than a wealthy family in an expensive cruise ship.
Lastly, these people have learnt to make money work for them. They don’t stress themselves doing so much work or being trapped in a matrix of employment. They have learnt to invest and never depend on a huge salary to live.
See lessProfitable ways to make money running a hospital
Hospital owners are obviously owning hospitals as their businesses. They offer healthcare services and get paid for them. They should therefore ensure that they offer quality services that people will be ready to pay for. Most private hospitals are best known for specialist care and servicesRead more
Hospital owners are obviously owning hospitals as their businesses. They offer healthcare services and get paid for them. They should therefore ensure that they offer quality services that people will be ready to pay for.
Most private hospitals are best known for specialist care and services. They hire the best doctors that specialize in specific conditions and diseases. Most people find them convenient and will readily pay for these services.
See lessWhat are the reasons why people are still in debts?
The main reason why people remain in debt is low income. When you are not earning enough money, you tend to take loans to cover for your needs. Other stay in debt because they are not living within their limits. This happens mostly when you have the desire to spend money even when you don't have it.Read more
The main reason why people remain in debt is low income. When you are not earning enough money, you tend to take loans to cover for your needs.
Other stay in debt because they are not living within their limits. This happens mostly when you have the desire to spend money even when you don’t have it. So you take a loan to satisfy those desires.
Moreover, people get stuck in debt when they are not mentally well. Depression, uncontrolled anxiety and grief blurs proper decision making. Those suffering from them don’t manage funds well and may take loans impulsively.
See lessWhat are the reliable ways to pay off debts?
Paying debts requires dedication and a good plan. You have to be aware of all your debts by writing them down and seeing daily so that it reminds you of your goal. On another writing pad, write down how you earn and what expenses are a priority. In your budget, try to cut back on expenses so that thRead more
Paying debts requires dedication and a good plan. You have to be aware of all your debts by writing them down and seeing daily so that it reminds you of your goal.
On another writing pad, write down how you earn and what expenses are a priority. In your budget, try to cut back on expenses so that the remainder can go into clearing loans.
I like the idea of prioritizing loans with a higher interest rates. It prevents you from paying too much money.
See lessHow to manage debts during a job loss or financial hardship
Managing debts after job loss is a very hard thing. This is because you don't have an income source anymore. Your savings will mostly cover your needs and you won't have any left to pay off debts. In such a situation, working on getting an income source is very important. May I suggest working onlinRead more
Managing debts after job loss is a very hard thing. This is because you don’t have an income source anymore. Your savings will mostly cover your needs and you won’t have any left to pay off debts.
In such a situation, working on getting an income source is very important. May I suggest working online while you search for another job offline. Online earning can be direct and faster when you have skills.
You should also negotiate with your lenders and ask them to give you more time.
See lessWhat is the strategy to get out of debts?
Making a list of all the debts plus their interest rates is very good first step. It brings your awareness to how much you actually have in debt. That way, you are able to plan on how to pay back. It might help to cut back on expenses. There are those things that you buy but you don't really need thRead more
Making a list of all the debts plus their interest rates is very good first step. It brings your awareness to how much you actually have in debt. That way, you are able to plan on how to pay back.
It might help to cut back on expenses. There are those things that you buy but you don’t really need them. Cutting back on them will help you save more so you can pay back the loan.
You could also look for ways to increase your income. Earning more means you can afford to pay back the loan faster.
See less