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How to get out of debt as a business owner?
I think a business owner is in a better place of getting out of debt unlike someone who took the loan for their basic needs or wants; they don't have a way to make profit from it. A business owner can make a plan to pay the loan from their profits. This means they may have to be a little patient, thRead more
I think a business owner is in a better place of getting out of debt unlike someone who took the loan for their basic needs or wants; they don’t have a way to make profit from it. A business owner can make a plan to pay the loan from their profits. This means they may have to be a little patient, they may have to put off enjoying profits so that they can pay back the loan first.
See lessHow to overcome debt as a business owner
A business owner can overcome debt by taking it responsibly. I won't discourage business owners from taking loans, they just got to make the right choices. This includes taking a loan with a specific plan to make lasting profit from it and paying it back on time. It also involves choosing a loaningRead more
A business owner can overcome debt by taking it responsibly. I won’t discourage business owners from taking loans, they just got to make the right choices. This includes taking a loan with a specific plan to make lasting profit from it and paying it back on time. It also involves choosing a loaning institution that has reasonable interest rates and pay back period.
See lessWhat happens after savings and bills automation
Automation of savings and bills is a very good financial control strategy. But it won't stop you from taking a loan, you have got to stop yourself from doing that. Financial discipline cannot be automated, it is in your brain alone and only you can control it. That is why you have got to learn how tRead more
Automation of savings and bills is a very good financial control strategy. But it won’t stop you from taking a loan, you have got to stop yourself from doing that. Financial discipline cannot be automated, it is in your brain alone and only you can control it.
That is why you have got to learn how to be in control even after automation. You have to learn to be satisfied and make do with what remains after savings and bills, that means having to control your impulse shopping urges.
See lessHow can I unlock true financial freedom?Â
I think true financial freedom starts in your brain; your mindset about money and how it affects your daily life. If you learn to control money rather than it controlling you, you will be less stressed by it even if you are not wealthy. But it still helps to earn wealth and have a very good financiaRead more
I think true financial freedom starts in your brain; your mindset about money and how it affects your daily life. If you learn to control money rather than it controlling you, you will be less stressed by it even if you are not wealthy.
But it still helps to earn wealth and have a very good financial flow that you won’t struggle with affording things. But you have got to be the one in control at all times.
See lessHow do You Improve Your Personal Finance?
You have got to start with identifying what causes your financial stress so that you can look for ways to improve. It could be; 1. You are not making enough money - this requires that you look for ways to improve your income, it could be getting a side hustle or looking for a new job altogether. 2.Read more
You have got to start with identifying what causes your financial stress so that you can look for ways to improve. It could be;
See less1. You are not making enough money – this requires that you look for ways to improve your income, it could be getting a side hustle or looking for a new job altogether.
2. You are not disciplined with your budget; impulse shopping can make you feel really good in the short time, but overtime, you regret it. You have got to learn financial discipline.
Those are just but a few examples, you have to look within yourself and find your triggers of financial stress and explore ways to control it.
Is it possible to avoid making mistakes?
I bet you are talking about financial mistakes and I got to say that those are so common just like mistakes in general. You may plan so well but still find yourself making a mistake of going against your plans, that is common and normal for a human being. You just need to learn skills and ways to maRead more
I bet you are talking about financial mistakes and I got to say that those are so common just like mistakes in general. You may plan so well but still find yourself making a mistake of going against your plans, that is common and normal for a human being. You just need to learn skills and ways to make yourself more disciplined so that you reduce those cases of mistakes.
See lessWhat percentage of my income should go for rent?
I read somewhere that your rent should never be more than 30% of your income. Therefore, you need to calculate your income after tax and look for accommodation that is 30% or less of it. This resonated pretty well with me given that having more than that for your rent keeps you struggling so much. YRead more
I read somewhere that your rent should never be more than 30% of your income. Therefore, you need to calculate your income after tax and look for accommodation that is 30% or less of it. This resonated pretty well with me given that having more than that for your rent keeps you struggling so much. You will never even save anything in the end, and you may also struggle with buying food and other essentials.
See lessIs it possible to earn $15 in just answering survey online?
Yes it is possible to make $15 a day in survey sites, but only for those who live in top tier countries. For those of us in developing countries, even reaching a dollar a day is really hard. When you do, you could stay another week or month before you are lucky to get another survey that pays. ThereRead more
Yes it is possible to make $15 a day in survey sites, but only for those who live in top tier countries. For those of us in developing countries, even reaching a dollar a day is really hard. When you do, you could stay another week or month before you are lucky to get another survey that pays. Therefore, it is not an earning method we can depend on here. That is why most of us go for paid to post forums.
See lessWhat are the most popular PTP sites in 2024?
I have been on the paid to pose forum world for several years now and I have seen many forums come and go. Those which have stood the test of time include; forum coin, beer money forum, Trendri, index forum, Bizdustry(though it is not paying everyone currently) and Casino Forum. These forums have laRead more
I have been on the paid to pose forum world for several years now and I have seen many forums come and go. Those which have stood the test of time include; forum coin, beer money forum, Trendri, index forum, Bizdustry(though it is not paying everyone currently) and Casino Forum. These forums have lasted for one to two years with Forum coin and Beer money forum being legends that have lasted a decade and a few years.
See lessHow to make money as a hawker?
Being a hawker can be one of the hardest ways of making money. You may be forced to walk long distances and face harsh weather conditions daily. You also have to face so much competition when you live in an area that has so many hawkers. In this business, you need to choose what you sell and recogniRead more
Being a hawker can be one of the hardest ways of making money. You may be forced to walk long distances and face harsh weather conditions daily. You also have to face so much competition when you live in an area that has so many hawkers. In this business, you need to choose what you sell and recognize your audience. Then do your best to sell as much as possible daily. This may require you to have really good negotiation, selling and customer relations skills.
See less