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Allison
AllisonKnowledge Seeker
Asked: August 18, 2023In: Money & Business

How can i save my money renting apartment?

I’m planning to get my own rented apartment, i have just 300 thousand with me, at the same time i need a decent and comfortable apartment. What should i do to get a good apartments and save some money at ...Read more

I’m planning to get my own rented apartment, i have just 300 thousand with me, at the same time i need a decent and comfortable apartment. What should i do to get a good apartments and save some money at the same time? Please i need real ideas and opinions from you guys.

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  1. spencer
    spencer Enlightened Mentor
    Added an answer on August 20, 2023 at 7:53 am

    The best way to save money in this type of situation is to rent an apartment that is below your budget, you have to delay the gratification and go for something lesser. If your goal is to rent a two bedroom apartment, you can rent one and if it's possible you can subsidize through living with your pRead more

    The best way to save money in this type of situation is to rent an apartment that is below your budget, you have to delay the gratification and go for something lesser.

    If your goal is to rent a two bedroom apartment, you can rent one and if it’s possible you can subsidize through living with your parents and also enjoying time with them, which is a big win win

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Svishok
SvishokExpert Mind
Asked: August 10, 2023In: Money & Business

Business loan success: Proven application tactics.

Securing a business loan demands strategic planning. Start by defining your funding needs and how the loan will impact your business growth. Develop a strong business plan highlighting your objectives and how you’ll use the funds. Research lenders who specialize ...Read more

Securing a business loan demands strategic planning. Start by defining your funding needs and how the loan will impact your business growth. Develop a strong business plan highlighting your objectives and how you’ll use the funds. Research lenders who specialize in your industry or loan type. Prepare financial statements and projections to demonstrate your business’s stability and future earnings potential. Maintain a healthy credit score and clean financial history. Collateral can improve your chances of approval, but unsecured options exist too. Be ready to provide personal guarantees if required. Finally, present your application professionally and be prepared to answer questions about your business and financials. Successful business loan applications are the result of thorough preparation and a clear vision for growth.

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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 23, 2026 at 4:59 am

    The first step to show you are credit worthy is to show that you have high credit point. You should be ready to show how you intend to pay back the loan. It would even be a lot easiest if you can present a collateral. If you want it for business it is good to have a workable plan. Show how you intenRead more

    The first step to show you are credit worthy is to show that you have high credit point. You should be ready to show how you intend to pay back the loan. It would even be a lot easiest if you can present a collateral. If you want it for business it is good to have a workable plan. Show how you intend to grow the business and be clear about it let it be known that you know your aims and objectives.

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Svishok
SvishokExpert Mind
Asked: August 30, 2023In: Money & Business

Importance of budgets in effective money management?

Here, the focus is on the role of budgets as a cornerstone of effective money management. A budget is a detailed plan that outlines anticipated income and allocates funds to various expenses and savings goals. Budgets provide a clear overview ...Read more

Here, the focus is on the role of budgets as a cornerstone of effective money management. A budget is a detailed plan that outlines anticipated income and allocates funds to various expenses and savings goals. Budgets provide a clear overview of financial inflows and outflows, enabling individuals to identify areas for potential improvement, prioritize spending, and curb unnecessary expenses. By adhering to a budget, people can ensure that their financial resources are utilized optimally, which is crucial for achieving short-term objectives and realizing long-term financial aspirations.

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moneymoney management
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 23, 2026 at 4:55 am

    Budgeting is bery important for anything both for personal use and business owners. When you budget for things as a person you are moving towards saving money. Because with budgeting you would be sticking to the plan of things you would avoid impluse buying and living by the financial pldn of thingsRead more

    Budgeting is bery important for anything both for personal use and business owners. When you budget for things as a person you are moving towards saving money. Because with budgeting you would be sticking to the plan of things you would avoid impluse buying and living by the financial pldn of things for the month. Budgeting is essential for financial stability

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Inem
InemKnowledge Seeker
Asked: August 27, 2023In: Money & Business

Coping with Inflation: Reducing Expenses or Raising Income?

The reality is that the prices of goods and services would always rise. The best thing is to develop a response to it. What is the appropriate response to rising prices? Should you adjust your lifestyle to reduce your expenses? ...Read more

The reality is that the prices of goods and services would always rise. The best thing is to develop a response to it. What is the appropriate response to rising prices? Should you adjust your lifestyle to reduce your expenses? Or should you focus on making more money to afford your lifestyle without being affected by the rising prices?

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inflationrising prices
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 23, 2026 at 4:50 am

    When inflation happens I think one should try to do the two by increasing income to meet with the high prices of things or cut out or down expenses. These are best ways to deal with inflation in a positive so that you don't get frustrated. But if one is to go with one I think cutting down on expenseRead more

    When inflation happens I think one should try to do the two by increasing income to meet with the high prices of things or cut out or down expenses. These are best ways to deal with inflation in a positive so that you don’t get frustrated. But if one is to go with one I think cutting down on expenses would be a lot more expenses.

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Augusta
AugustaEnlightened Mentor
Asked: May 22, 2026In: Loan and Debt Help

Steps to take to get a loan from first bank

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Alex Johnson
Alex JohnsonNewcomer
Asked: September 5, 2023In: Money & Business

What inspired you to start up your own business

What are those things that inspire people to start up their own business? How do they plan that business? What are those things that can make your business fail?

What are those things that inspire people to start up their own business?
How do they plan that business?
What are those things that can make your business fail?

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businessmoney
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 22, 2026 at 2:57 pm

    I started my first business because I wanted to start making money and I know that I could run the business at thst time and I would mske good of it. So I started out selling internet data and airtime recharge card. And true to it I was able to make good of it. I would say that I motivated, pushed aRead more

    I started my first business because I wanted to start making money and I know that I could run the business at thst time and I would mske good of it. So I started out selling internet data and airtime recharge card. And true to it I was able to make good of it. I would say that I motivated, pushed and inspired myself to start out and it did work for me.

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Light
LightTrusted Adviser
Asked: July 11, 2024In: Money & Business

Don't Complain if You haven't Done it The 100th time.

Are you that bad at something. How do you even decide that. Eat that meal 100 times, use that recipe 100 times, market 100 times, Meet 100 people and pitch to them. You did it 100 times and still failed? ...Read more

Are you that bad at something. How do you even decide that. Eat that meal 100 times, use that recipe 100 times, market 100 times, Meet 100 people and pitch to them. You did it 100 times and still failed? No! You didn’t probably you just had all in your mind. Follow this rule and see if you are really bad at that strategy that work for millions. Remember most people don’t tell you how bad it was.

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businessmarketingmoney
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 22, 2026 at 2:51 pm

    Well, repeating things till you get it right is one option that we need to imbibe as intentional person. You know that a lot of people wants to do things over and over again but sometimes it gets to the point that it becomes very boring so it is better to take a break than quitting. One day we wouldRead more

    Well, repeating things till you get it right is one option that we need to imbibe as intentional person. You know that a lot of people wants to do things over and over again but sometimes it gets to the point that it becomes very boring so it is better to take a break than quitting. One day we would be surprised that it worked out at last after all

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yusra
yusraTrusted Adviser
Asked: September 3, 2023In: Blogging, Websites & Online Skills

How do I start freelancing as a content writer?

For an aspiring freelance content writer with no previous experience, what are the key steps to take in order to start obtaining clients and paid writing work, such as developing a portfolio, building a social media presence, pitching to publishers, ...Read more

For an aspiring freelance content writer with no previous experience, what are the key steps to take in order to start obtaining clients and paid writing work, such as developing a portfolio, building a social media presence, pitching to publishers, networking with other writers, and more?

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articlesbloggingcontentfreelancingwriter
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 22, 2026 at 2:44 pm

    Anyone that wants to be a content writer online must start with registering on freelancer or any other freelancing sites as w content writer. This is where you showcase your skills and creativity. You can write about everything on your bio. Just try to make sure that you are consistent with whateverRead more

    Anyone that wants to be a content writer online must start with registering on freelancer or any other freelancing sites as w content writer. This is where you showcase your skills and creativity. You can write about everything on your bio. Just try to make sure that you are consistent with whatever you want to do and give the best output to your clients

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Svishok
SvishokExpert Mind
Asked: August 15, 2023In: Money & Business

Your top tip to save without sacrificing enjoyment?

Share your approach to finding the right equilibrium between saving money and enjoying life’s pleasures. Whether it’s budgeting for treats, setting aside specific funds for fun, or making mindful spending choices, your insights can guide others toward a healthier financial ...Read more

Share your approach to finding the right equilibrium between saving money and enjoying life’s pleasures. Whether it’s budgeting for treats, setting aside specific funds for fun, or making mindful spending choices, your insights can guide others toward a healthier financial lifestyle without sacrificing happiness.

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moneypersonal finance
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 22, 2026 at 2:39 pm

    You can still enjoy your treat by saving some money else where for it. You can avoid commuting to the place to buy by your treats. So the transportation fare you can add it up to buy your treats and you would save money. You can also share the total cost of the treats with another person so that youRead more

    You can still enjoy your treat by saving some money else where for it. You can avoid commuting to the place to buy by your treats. So the transportation fare you can add it up to buy your treats and you would save money. You can also share the total cost of the treats with another person so that you save money. You can also buy the small portion of the treats so you get to enjoy it a bit and not denying yourself of it completely and you still cut now cost.

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Light
LightTrusted Adviser
Asked: June 19, 2024In: Money & Business

Can You Make Money From BabySitting?

Married men and women who do office work usually need people to care for their kids while they are away. They need professionals to do this. Trust me they won’t want to pay less because we are talking about their ...Read more

Married men and women who do office work usually need people to care for their kids while they are away. They need professionals to do this. Trust me they won’t want to pay less because we are talking about their child here. So they pay you more to do the job happily while you are away. Do you think babysitting job pay that much?

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babysitting jobsbusinessmoney
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 12, 2026 at 5:42 am

    Babysitting is one rewarding job we can do and it is also a flexible, and lucrative business, it's one business with low upfront costs. To start a babysitting business and Increase The Amount of Money You Make From Babysitting one can request for A raise From Current Employers ·

    Babysitting is one rewarding job we can do and it is also a flexible, and lucrative business, it’s one business with low upfront costs. To start a babysitting business and Increase The Amount of Money You Make From Babysitting one can request for A raise From Current Employers ·

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Svishok
SvishokExpert Mind
Asked: August 30, 2023In: Money & Business

Popular Budgeting Methods for Goals

Here, the inquiry focuses on the variety of budgeting approaches tailored to different financial objectives and lifestyles. Examples include the 50/30/20 rule, which allocates income to needs, wants, and savings respectively, and zero-based budgeting, where every dollar is assigned a ...Read more

Here, the inquiry focuses on the variety of budgeting approaches tailored to different financial objectives and lifestyles. Examples include the 50/30/20 rule, which allocates income to needs, wants, and savings respectively, and zero-based budgeting, where every dollar is assigned a purpose. Different methods suit different circumstances, helping individuals align their financial plans with specific goals like debt reduction, travel, or retirement.

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budgetingmoney
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 22, 2026 at 1:18 pm

    I am always an advocate of the 50/30/20 budgeting rule. It is one rule that works almost all the time and you would get a better result with it's usage. With this rule you can do your budget effortlessly and effectively. Just know that you give more money to your needs and next to your wants and eitRead more

    I am always an advocate of the 50/30/20 budgeting rule. It is one rule that works almost all the time and you would get a better result with it’s usage. With this rule you can do your budget effortlessly and effectively. Just know that you give more money to your needs and next to your wants and either save or invest the remaining percentage which is a perfect budget for life needs.

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yusra
yusraTrusted Adviser
Asked: August 18, 2023In: Blogging, Websites & Online Skills

What is your favorite cooking site or blog?

With so many recipes and food blogs available online, from general sites to specialized cuisines, which one(s) stand out as the most reliable sources for delicious, tested recipes and helpful cooking techniques, entertaining stories, beautiful photography, and an engaging social ...Read more

With so many recipes and food blogs available online, from general sites to specialized cuisines, which one(s) stand out as the most reliable sources for delicious, tested recipes and helpful cooking techniques, entertaining stories, beautiful photography, and an engaging social media presence?

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bloggingcookingfavoritemoneywebsite
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 22, 2026 at 1:10 pm

    For me it is the YouTube food channels. I have a couple of them that I follow and they are really good chefs running the site. I love kikifoodies channel as we he shows you how yo cook and bake effortlessly. She is really great with meals preparation and of course gives a polish finishing to her meaRead more

    For me it is the YouTube food channels. I have a couple of them that I follow and they are really good chefs running the site. I love kikifoodies channel as we he shows you how yo cook and bake effortlessly. She is really great with meals preparation and of course gives a polish finishing to her meals. I love to watch her channel.

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spencer
spencerEnlightened Mentor
Asked: July 25, 2024In: Money & Business

How To Create a Career out of eSports?

How can I create a career out of playing online games and tournaments, I heard you can make money streaming contents online, how true is this?

How can I create a career out of playing online games and tournaments, I heard you can make money streaming contents online, how true is this?

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business ideabusiness tipsesports online
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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on April 24, 2026 at 8:39 am

    Interested in pursuing a career in eSports? It's definitely doable, but it's about more than just gaming. To kick things off, focus on mastering a specific game, participating in online tournaments, and boosting your ranking. Get involved with teams, expand your network, and maintain a steady presenRead more

    Interested in pursuing a career in eSports? It’s definitely doable, but it’s about more than just gaming. To kick things off, focus on mastering a specific game, participating in online tournaments, and boosting your ranking. Get involved with teams, expand your network, and maintain a steady presence. Streaming on platforms such as Twitch or YouTube can actually bring in income from ads, donations, and sponsorships—but that’s only if you can build a solid audience. Prioritize your skills, showcase your personality, and be reliable. Treat this endeavor as a business venture, not just a hobby.

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spencer
spencerEnlightened Mentor
Asked: July 5, 2024In: Money & Business

Can one Build a Business out of YouTube?

Apart from ad revenue is there a way one can build up a business out of YouTube success, what are the tips to make this happen?

Apart from ad revenue is there a way one can build up a business out of YouTube success, what are the tips to make this happen?

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business tipsbusinessesonline business
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  1. Augusta
    Augusta Enlightened Mentor
    Added an answer on May 22, 2026 at 1:00 pm

    Yes people are building business out of YouTube. If you have the time to spare for your YouTube money making journey you can make good money off it. You just have to give your target audience the kind of videos they want to see or view. You have a good amount of money and you are making money. But yRead more

    Yes people are building business out of YouTube. If you have the time to spare for your YouTube money making journey you can make good money off it. You just have to give your target audience the kind of videos they want to see or view. You have a good amount of money and you are making money. But you have to be serious with your YouTube channel.

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Mika
MikaExpert Mind
Asked: May 6, 2024In: Money & Business

How to use data analytics to gain insights into customer?

How can online store owners utilize data analytics to gain insights into customer behavior, preferences, and trends, and how can these insights inform strategic decision-making?

How can online store owners utilize data analytics to gain insights into customer behavior, preferences, and trends, and how can these insights inform strategic decision-making?

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business managementecommerceonline business
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  1. aboy01
    aboy01 Trusted Adviser Digital Entrepreneur | Knowledge Sharer | Smart Income Mentor
    Added an answer on March 5, 2026 at 6:01 am

    Data analytics tools such as Google Analytics and CRM systems allow online shop owners to monitor customer actions, buying habits, and preferences. By analyzing data on best-selling items, peak shopping periods, and customer groups, businesses can enhance stock management, tailor marketing efforts,Read more

    Data analytics tools such as Google Analytics and CRM systems allow online shop owners to monitor customer actions, buying habits, and preferences. By analyzing data on best-selling items, peak shopping periods, and customer groups, businesses can enhance stock management, tailor marketing efforts, enhance user experience, and make informed choices to increase sales and customer loyalty.

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